{"asOf":"2026-07-27T19:30:54.917Z","block":"300-399 CROSS ST","blockUrl":"https://philadelphia.blockreport.homes/block/300-399-cross-st","address":"306 CROSS ST","parcelNumber":"011287700","source":"https://property.phila.gov/?p=011287700","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"PICHOLA TIMOTHY J","coOwner":"DAY DARBY P","marketValue":401300,"landAssessment":80260,"improvementAssessment":321040,"livableArea":1256,"yearBuilt":1920,"lastSale":{"price":398000,"date":"2022-01-12T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.92853286968952,"lng":-75.15113557020027,"geom":{"type":"Polygon","coordinates":[[[-75.151092242,39.928593445],[-75.151121987,39.928464401],[-75.151178841,39.92847188],[-75.151149154,39.928601586],[-75.151092242,39.928593445]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":2,"baths":1,"stories":2,"lotArea":768,"zoning":"RSA5","grade":"D","basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":false,"mail":"1005 PONTIAC SR 348, DREXEL HILL PA, 19028","mailOut":true,"appeals":[],"taxYears":[{"year":2011,"total":802.37,"principal":378.3,"interest":308.77,"penalty":48.19},{"year":2012,"total":1116.39,"principal":715.02,"interest":268.13,"penalty":50.05},{"year":2013,"total":1085.1,"principal":740.72,"interest":211.11,"penalty":51.85},{"year":2014,"total":2042.51,"principal":1454.7,"interest":283.67,"penalty":101.83},{"year":2015,"total":1903.73,"principal":1454.7,"interest":152.74,"penalty":101.83},{"year":2016,"total":1554.07,"principal":1345.76,"interest":20.18,"penalty":13.46}],"taxNet":8504.17,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":83600,"taxable":0,"land":13978,"improvement":69622,"taxableLand":0,"taxableImprovement":0,"exemptLand":13978,"exemptImprovement":69622},{"y":2017,"v":83600,"taxable":0,"land":20507,"improvement":63093,"taxableLand":0,"taxableImprovement":0,"exemptLand":20507,"exemptImprovement":63093},{"y":2018,"v":83600,"taxable":0,"land":20507,"improvement":63093,"taxableLand":0,"taxableImprovement":0,"exemptLand":20507,"exemptImprovement":63093},{"y":2019,"v":112100,"taxable":0,"land":27498,"improvement":84602,"taxableLand":0,"taxableImprovement":0,"exemptLand":27498,"exemptImprovement":84602},{"y":2020,"v":121400,"taxable":0,"land":29779,"improvement":91621,"taxableLand":0,"taxableImprovement":0,"exemptLand":29779,"exemptImprovement":91621},{"y":2021,"v":121400,"taxable":0,"land":29779,"improvement":91621,"taxableLand":0,"taxableImprovement":0,"exemptLand":29779,"exemptImprovement":91621},{"y":2022,"v":121400,"taxable":121400,"land":29779,"improvement":91621,"taxableLand":29779,"taxableImprovement":91621,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":347200,"taxable":115000,"land":69440,"improvement":277760,"taxableLand":69440,"taxableImprovement":45560,"exemptLand":0,"exemptImprovement":232200},{"y":2024,"v":347200,"taxable":115000,"land":69440,"improvement":277760,"taxableLand":69440,"taxableImprovement":45560,"exemptLand":0,"exemptImprovement":232200},{"y":2025,"v":381500,"taxable":126361,"land":76300,"improvement":305200,"taxableLand":76300,"taxableImprovement":50061,"exemptLand":0,"exemptImprovement":255139},{"y":2026,"v":381500,"taxable":126361,"land":76300,"improvement":305200,"taxableLand":76300,"taxableImprovement":50061,"exemptLand":0,"exemptImprovement":255139},{"y":2027,"v":401300,"taxable":132919,"land":80260,"improvement":321040,"taxableLand":80260,"taxableImprovement":52659,"exemptLand":0,"exemptImprovement":268381}],"taxNow":1769,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"RP-2021-000962","date":"2021-02-02","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-06-29","scope":"EZ PERMIT STANDARDS ALTERATIONS - (Demolition of non load bearing walls on the first and second floor. Addition of one half bathroom. New floors, sheet rock, paint, plumbing and electrical work. NO structural work to be done). For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Separate permits are required for plumbing and electrical work and the installation of heating/cooling appliances. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; INCLUDING UNDERPINNING, EXCAVATION, AND REMOVAL OF FOUNDATION SLAB. NO WORK MAY BE PERFORMED IN THE BASEMENT OR CELLAR."},{"number":"RP-2021-004423","date":"2021-04-05","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-06-29","scope":"Underpinning in basement (details as per plan). no other work included."},{"number":"RP-2021-003804","date":"2021-04-19","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-06-29","scope":"Removal of brick nonloadbearing wall in between kitchen and living room. NO OTHER WORK INCLUDED. DETAILS AS PER PLAN."},{"number":"PP-2021-008466","date":"2021-06-22","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-06-29","scope":"INSTALLATION OF FIXTURES DRAIN LINES AND WATER LINES"},{"number":"EP-2021-007143","date":"2021-07-21","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-12-07","scope":"Install 200amp service, wiring throughout, install light fixtures, outlets, switches, smoke detectors, grounding AS PER NEC 2014"},{"number":"MP-2021-004467","date":"2021-07-27","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-06-29","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (80,000 BTU 95% Furnace, 3 ton Coil Condenser, 13 Seer, 9 supplies, 1 Main return)."}],"storyTag":"Renovated & sold on","storyDelta":2.32,"timeline":[{"y":2020,"k":"sale","p":120000},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alterations"},{"y":2022,"k":"sale","p":398000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 186% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $121,400 to $347,200","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}