{"asOf":"2026-07-25T03:41:53.687Z","block":"1000-1099 CROSS ST","blockUrl":"https://philadelphia.blockreport.homes/block/1000-1099-cross-st","address":"1027 CROSS ST","parcelNumber":"012240100","source":"https://property.phila.gov/?p=012240100","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"25","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"KOTHARI CHARISHMA","coOwner":null,"marketValue":618100,"landAssessment":123620,"improvementAssessment":494480,"livableArea":1467,"yearBuilt":1920,"lastSale":{"price":665000,"date":"2019-06-05T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9302431454882,"lng":-75.16221638234,"geom":{"type":"Polygon","coordinates":[[[-75.162205765,39.93017539],[-75.162255529,39.930182187],[-75.162227679,39.930310373],[-75.162176425,39.93030367],[-75.162205765,39.93017539]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":3,"baths":2,"stories":2,"lotArea":720,"zoning":"RSA5","grade":"C+","basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":2,"homestead":false,"mail":"1027 CROSS STREET, PHILADELPHIA PA, 19147","mailOut":false,"appeals":[],"taxYears":[{"year":2015,"total":21.54,"principal":0,"interest":0,"penalty":0}],"taxNet":21.54,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":184800,"taxable":99600,"land":13968,"improvement":170832,"taxableLand":13968,"taxableImprovement":85632,"exemptLand":0,"exemptImprovement":85200},{"y":2017,"v":184800,"taxable":99600,"land":34188,"improvement":150612,"taxableLand":34188,"taxableImprovement":65412,"exemptLand":0,"exemptImprovement":85200},{"y":2018,"v":184800,"taxable":99600,"land":34188,"improvement":150612,"taxableLand":34188,"taxableImprovement":65412,"exemptLand":0,"exemptImprovement":85200},{"y":2019,"v":227200,"taxable":227200,"land":42032,"improvement":185168,"taxableLand":42032,"taxableImprovement":185168,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":660000,"taxable":227200,"land":118800,"improvement":541200,"taxableLand":118800,"taxableImprovement":108400,"exemptLand":0,"exemptImprovement":432800},{"y":2021,"v":660000,"taxable":227200,"land":118800,"improvement":541200,"taxableLand":118800,"taxableImprovement":108400,"exemptLand":0,"exemptImprovement":432800},{"y":2022,"v":660000,"taxable":227200,"land":118800,"improvement":541200,"taxableLand":118800,"taxableImprovement":108400,"exemptLand":0,"exemptImprovement":432800},{"y":2023,"v":607100,"taxable":218556,"land":121420,"improvement":485680,"taxableLand":121420,"taxableImprovement":97136,"exemptLand":0,"exemptImprovement":388544},{"y":2024,"v":607100,"taxable":218556,"land":121420,"improvement":485680,"taxableLand":121420,"taxableImprovement":97136,"exemptLand":0,"exemptImprovement":388544},{"y":2025,"v":733700,"taxable":264132,"land":146740,"improvement":586960,"taxableLand":146740,"taxableImprovement":117392,"exemptLand":0,"exemptImprovement":469568},{"y":2026,"v":733700,"taxable":264132,"land":146740,"improvement":586960,"taxableLand":146740,"taxableImprovement":117392,"exemptLand":0,"exemptImprovement":469568},{"y":2027,"v":618100,"taxable":222516,"land":123620,"improvement":494480,"taxableLand":123620,"taxableImprovement":98896,"exemptLand":0,"exemptImprovement":395584}],"taxNow":3697,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"926323","date":"2018-11-09","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2019-02-21","scope":"INTERIOR DEMO OF NON LOAD BEARING WALLS ONLY NO STRUCTUAL WORK ON THIS PERMIT"},{"number":"932837","date":"2018-12-05","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-05-23","scope":"INSTALLATION OF : 3 WATER CLOSETS, 3 LAVS, 1 TUB 1 SHOWER, 1 LAUNDRY TUB, 1 KITCHEN SINK, 1 DISHWASHER, 1 GARBAGE DISPOSAL, 1 WATER HEATER"},{"number":"930035","date":"2018-12-20","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2018-12-20","scope":"FOR THE ERECTION OF AN ADDITION WITH ROOF DECKS AT THE FRONT 2ND FLR, AT THE REAR 3RD FLR, AND ABOVE THE 3RD FLR ROOF (ACCESSED FROM THE REAR 3RD FLR ROOF DECK), TO AN EXISTING ATTACHED STRUCTURE USED AS SINGLE-FAMILY HOUSEHOLD LIVING, WITH NO EXPANSION OF EXISTING BUILDING FOOTPRINT, SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION."},{"number":"930039","date":"2018-12-20","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"COMPLETED","completedDate":"2019-06-04","scope":"FOR THE ERECTION OF A NEW THIRD STORY ADDITION WITH ROOF DECKS AT THE 2ND FLR FRONT, 3RD FLR REAR, AND ABOVE 3RD FLR ROOF (ACCESSED FROM 3RD FLR REAR), WITH INTERIOR ALTERATIONS THROUGHOUT, FOR AN EXISTING TWO (2) STORY ATTACHED STRUCTURE USED AS GROUP R-3 (SINGLE-FAMILY DWELLING), AS PER PLANS; SEPARATE PERMITS REQUIRED FOR ALL MEP WORK; BUILDING CURRENTLY NOT SPRINKLERED; SEE AP#930035 FOR ZONING PERMIT."},{"number":"940348","date":"2019-01-09","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2019-05-23","scope":"INSTALL NEW HVAC 65,000 BTU FURNACE 95% EFF 3 TON AC CONDENSER DUCTWORK"},{"number":"950375","date":"2019-02-19","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-05-29","scope":"REWIRE SWITCHES, OUTLETS, LIGHTS & SMOKE/CO DETECTORS USING EXISTING 100AMP SERVICE AS PER NEC 2008"},{"number":"GM-2026-002125","date":"2026-03-24","work":"Wall Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2026-04-27","scope":"EZ EXTERIOR WALL COVERINGS - For the Applications of Exterior Wall Coverings as per attached standards. Deviations from these standards shall result in permit revocation and require submission of construction and site plans. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work. removal of vinyl siding and replacement with new vinyl and Hardie"}],"storyTag":"Renovated & sold on","storyDelta":1.46,"timeline":[{"y":2018,"k":"sale","p":270000},{"y":2018,"k":"permit","w":"Demolition"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Zoning"},{"y":2018,"k":"permit","w":"Addition"},{"y":2019,"k":"permit","w":"Mechanical"},{"y":2019,"k":"permit","w":"Electrical"},{"y":2019,"k":"sale","p":665000},{"y":2026,"k":"permit","w":"Wall Covering Replacement"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}