{"asOf":"2026-07-26T20:35:09.022Z","block":"800-899 CROSS ST","blockUrl":"https://philadelphia.blockreport.homes/block/800-899-cross-st","address":"810 CROSS ST","parcelNumber":"012241400","source":"https://property.phila.gov/?p=012241400","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"MCHALE MARY GRACE","coOwner":null,"marketValue":318300,"landAssessment":63660,"improvementAssessment":254640,"livableArea":936,"yearBuilt":1920,"lastSale":{"price":320000,"date":"2016-07-15T04:00:00Z"},"openViolations":0,"violations":[{"number":"1929637","date":"2010-10-19","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1929638","date":"2010-10-19","code":"PM-304.1/2","title":"EXT S-STEPS REPAIR","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1929639","date":"2010-10-19","code":"PM-302.5/1","title":"EXT A-PATHWAYS CLEAR/MAINTAIN","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1929636","date":"2010-10-19","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3671936","date":"2015-04-14","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3671937","date":"2015-04-14","code":"PM-307.1/8","title":"WALL BULGED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3671938","date":"2015-04-14","code":"PM-307.1/9","title":"WALL FRACTURED","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"255567","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2010-10-20","completedDate":"2013-04-22","violations":[{"number":"1929637","date":"2010-10-19","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1929638","date":"2010-10-19","code":"PM-304.1/2","title":"EXT S-STEPS REPAIR","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1929639","date":"2010-10-19","code":"PM-302.5/1","title":"EXT A-PATHWAYS CLEAR/MAINTAIN","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1929636","date":"2010-10-19","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"475279","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2015-04-16","completedDate":"2015-10-14","violations":[{"number":"3671936","date":"2015-04-14","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3671937","date":"2015-04-14","code":"PM-307.1/8","title":"WALL BULGED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3671938","date":"2015-04-14","code":"PM-307.1/9","title":"WALL FRACTURED","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2010,"n":4,"worst":null},{"y":2015,"n":3,"worst":null}],"investigations":[{"caseNumber":"255567","date":"2010-10-19","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"255567","date":"2010-11-22","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"255567","date":"2010-12-22","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"255567","date":"2013-04-22","type":"PRECOURT","status":"PASSED"},{"caseNumber":"475279","date":"2015-04-14","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"475279","date":"2015-06-10","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"475279","date":"2015-07-10","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"475279","date":"2015-08-10","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"475279","date":"2015-10-13","type":"CSUINITIAL","status":"PASSED"}],"inspYears":[{"y":2010,"fails":2,"passes":0},{"y":2013,"fails":0,"passes":1},{"y":2015,"fails":4,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.929555695815665,"lng":-75.15881189134566,"geom":{"type":"Polygon","coordinates":[[[-75.158773245,39.929609207],[-75.158799761,39.92949529],[-75.158850423,39.929502141],[-75.158824203,39.929615951],[-75.158773245,39.929609207]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":3,"baths":1,"stories":2,"lotArea":616,"zoning":"RSA5","grade":"C","basement":"D","heater":"H","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":true,"mail":"810 CROSS ST, PHILADELPHIA PA, 19147","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":139500,"taxable":139500,"land":10718,"improvement":128782,"taxableLand":10718,"taxableImprovement":128782,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":250000,"taxable":139500,"land":37500,"improvement":212500,"taxableLand":37500,"taxableImprovement":102000,"exemptLand":0,"exemptImprovement":110500},{"y":2018,"v":250000,"taxable":139500,"land":37500,"improvement":212500,"taxableLand":37500,"taxableImprovement":102000,"exemptLand":0,"exemptImprovement":110500},{"y":2019,"v":250100,"taxable":139556,"land":37515,"improvement":212585,"taxableLand":37515,"taxableImprovement":102041,"exemptLand":0,"exemptImprovement":110544},{"y":2020,"v":271000,"taxable":151366,"land":40935,"improvement":230065,"taxableLand":40935,"taxableImprovement":110431,"exemptLand":0,"exemptImprovement":119634},{"y":2021,"v":271000,"taxable":151366,"land":40935,"improvement":230065,"taxableLand":40935,"taxableImprovement":110431,"exemptLand":0,"exemptImprovement":119634},{"y":2022,"v":271000,"taxable":151366,"land":40935,"improvement":230065,"taxableLand":40935,"taxableImprovement":110431,"exemptLand":0,"exemptImprovement":119634},{"y":2023,"v":327200,"taxable":191085,"land":65440,"improvement":261760,"taxableLand":65440,"taxableImprovement":125645,"exemptLand":0,"exemptImprovement":136115},{"y":2024,"v":327200,"taxable":191085,"land":65440,"improvement":261760,"taxableLand":65440,"taxableImprovement":125645,"exemptLand":0,"exemptImprovement":136115},{"y":2025,"v":349500,"taxable":204108,"land":69900,"improvement":279600,"taxableLand":69900,"taxableImprovement":134208,"exemptLand":0,"exemptImprovement":145392},{"y":2026,"v":349500,"taxable":204108,"land":69900,"improvement":279600,"taxableLand":69900,"taxableImprovement":134208,"exemptLand":0,"exemptImprovement":145392},{"y":2027,"v":318300,"taxable":218300,"land":63660,"improvement":254640,"taxableLand":63660,"taxableImprovement":154640,"exemptLand":0,"exemptImprovement":100000}],"taxNow":2857,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"634999","date":"2015-08-27","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2015-10-14","scope":"MAKE SAFE TO COMPLY CASE #475279; WORK TO INCLUDE:REMOVAL OF FRONT WALL AND REPLACEMENT OF FRONT WALL WITH 2\"X6\" FRAMING, 1/2\" PLYWOOD SHEATHING AND STUCCO COVERING REPLACE FRONT WALL WITH A FRAME WALL - REMOVE EXISTING BRICK FRONT WALL, 300 SQUARE FEET. FRAME NEW FRONT WALL WITH 2 X 6 STUDS AND PLYWOOD SHEATHING. NEW FRAMING TO BE STRUCTURALLY FASTENED TO EXISTING PARTY WALLS AND INSPECTED PRIOR TO CLOSING. FOUNDATION WALL TO EXTEND TO FIRST FLOOR AT 8 INCH WIDTH. PHYSICALLY TIE IN EVERY 4 FEET AT ADJOINING WALL. NEW WINDOWS AND DOORS MUST COMPLY WITH ALL GLAZING REQUIREMENTS OF THE 2009 INTERNATIONAL ENERGY CONSERVATION CODE. INSTALL CAPPING, FLASHING AND WEEP HOLES AS PER CODE REQUIREMENTS. R-19 INSULATION AND SHEETROCK ON INTERIOR FRONT WALL FOR FINISH. AND REPAIR OF STRUCTURALLY UNSTABLE MAIN ROOF."},{"number":"645697","date":"2015-10-16","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-03-15","scope":"INSTALL 1-TOILETS, 1-VANITIES, 1-BATHTUBS, 1-KIT SINK & 1-WASHER BOX THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"646115","date":"2015-10-19","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2016-06-01","scope":"COMPLETE REWIRE SWITCHES, RECEPTS, LIGHTS, INTERCONNECTED SMOKES/ CO DETECTORS INCLUDING 100 AMP SERVICE AS PER 2008 NEC (SOUTH DISTRICT)"},{"number":"659413","date":"2015-12-21","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-01-11","scope":"REPLACE 3/4\" WATER DISTRIBUTION LINE-PA1#20153501912-\"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"659799","date":"2015-12-28","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2016-03-15","scope":"INSTALLATION OF (1) HVAC UNIT, 60,000 BTU, 2.5 TON A/C (INCLUDING DUCTWORK AND ASSOCIATED ACCESSORIES). SFD"},{"number":"634465","date":"2015-12-28","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2016-03-15","scope":"INTERIOR ALTERATIONS TO INCLUDE DRYWALL THROUGHOUT, MOISTURE RESISTANT DRYWALL IN THE BATHROOM AND KITCHEN, NEW WINDOWS AND DOORS IN EXISTING OPENING. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRICAL AND MECHANICAL WORK"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2010,"k":"viol","w":"4 L&I violations"},{"y":2010,"k":"insp","w":"Inspection failed ×2"},{"y":2013,"k":"insp","w":"Inspection passed"},{"y":2015,"k":"viol","w":"3 L&I violations"},{"y":2015,"k":"insp","w":"L&I: 4 failed, 1 passed"},{"y":2015,"k":"permit","w":"Major alteration"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Electrical"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Mechanical"},{"y":2015,"k":"permit","w":"Major alteration"},{"y":2016,"k":"sale","p":320000}],"rented":false,"licenses":[{"number":"563837","type":"Vacant Residential Property / Lot","status":"Closed","businessName":"BANK OF AMERICA","legalName":"BANK OF AMERICA","address":"810 CROSS ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2012-05-10","latestIssueDate":"2014-12-12","expirationDate":"2014-02-28","inactiveDate":null}],"licenseActivity":[{"number":"563837","type":"Vacant Residential Property / Lot","businessName":"BANK OF AMERICA","legalName":"BANK OF AMERICA","issuedDate":"2012-05-10","latestIssueDate":"2014-12-12","closureDate":"2014-02-28","expirationDate":"2014-02-28","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false}],"businessLicenseSourceDate":"2026-07-25","signals":[],"legalChecks":[{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 2 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Oct 13, 2015.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #563837: Closed","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 7 historical violations across 2 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}