{"asOf":"2026-07-24T21:01:24.370Z","block":"1000-1099 FERNON ST","blockUrl":"https://philadelphia.blockreport.homes/block/1000-1099-fernon-st","address":"1022 FERNON ST","parcelNumber":"012303000","source":"https://property.phila.gov/?p=012303000","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"FRANK LAURA","coOwner":"NOVEMBER DAVID","marketValue":565700,"landAssessment":113140,"improvementAssessment":452560,"livableArea":1560,"yearBuilt":1920,"lastSale":{"price":699000,"date":"2024-08-20T04:00:00Z"},"openViolations":0,"violations":[{"number":"VI-2022-078173","date":"2022-10-14","code":"A-402.8.1","title":"FAILURE TO NOTIFY PRIOR TO START\n","status":"SVN ISSUED","resolutionDate":"2022-10-14","resolution":"SVN ISSUED"},{"number":"VI-2022-078182","date":"2022-10-14","code":"A-302.8","title":"POSTING OF PERMITS \n","status":"SVN ISSUED","resolutionDate":"2022-10-14","resolution":"SVN ISSUED"}],"violationCases":[{"number":"CF-2022-090317","type":"SITE VIOLATION NOTICE","priority":"STANDARD","responsibility":"BUILDING INVESTIGATOR","status":"CLOSED","createdDate":"2022-09-01","completedDate":"2025-10-20","violations":[{"number":"VI-2022-078173","date":"2022-10-14","code":"A-402.8.1","title":"FAILURE TO NOTIFY PRIOR TO START\n","status":"SVN ISSUED","resolutionDate":"2022-10-14","resolution":"SVN ISSUED"}]},{"number":"CF-2022-105782","type":"SITE VIOLATION NOTICE","priority":"STANDARD","responsibility":"BUILDING INVESTIGATOR","status":"CLOSED","createdDate":"2022-10-14","completedDate":"2025-10-20","violations":[{"number":"VI-2022-078182","date":"2022-10-14","code":"A-302.8","title":"POSTING OF PERMITS \n","status":"SVN ISSUED","resolutionDate":"2022-10-14","resolution":"SVN ISSUED"}]}],"violYears":[{"y":2022,"n":2,"worst":null}],"investigations":[{"caseNumber":"CF-2022-090317","date":"2022-10-14","type":null,"status":null},{"caseNumber":"CF-2022-105782","date":"2022-10-14","type":null,"status":null}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.92914550095157,"lng":-75.16253669571206,"geom":{"type":"Polygon","coordinates":[[[-75.162498763,39.929205605],[-75.16252482,39.92907883],[-75.162574534,39.929085271],[-75.162548704,39.9292121],[-75.162498763,39.929205605]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":3,"baths":2,"stories":2,"lotArea":722,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":true,"mail":"1022 FERNON ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[{"type":"BBS Permit Denial","grounds":"FOR ALTERATIONS TO AN EXISTING BASEMENT TO CREATE A LIVING SPACE FOR A SINGLE FAMILY DWELLING. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK.","status":"Completed","outcome":"Approved","date":"2023-02-27","number":"RP-2022-008812","relatedPermit":null}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":189200,"taxable":85200,"land":14003,"improvement":175197,"taxableLand":14003,"taxableImprovement":71197,"exemptLand":0,"exemptImprovement":104000},{"y":2017,"v":189200,"taxable":85200,"land":35002,"improvement":154198,"taxableLand":35002,"taxableImprovement":50198,"exemptLand":0,"exemptImprovement":104000},{"y":2018,"v":189200,"taxable":85200,"land":35002,"improvement":154198,"taxableLand":35002,"taxableImprovement":50198,"exemptLand":0,"exemptImprovement":104000},{"y":2019,"v":228500,"taxable":85200,"land":42272,"improvement":186228,"taxableLand":42272,"taxableImprovement":42928,"exemptLand":0,"exemptImprovement":143300},{"y":2020,"v":247600,"taxable":85200,"land":45805,"improvement":201795,"taxableLand":45805,"taxableImprovement":39395,"exemptLand":0,"exemptImprovement":162400},{"y":2021,"v":247600,"taxable":85200,"land":45805,"improvement":201795,"taxableLand":45805,"taxableImprovement":39395,"exemptLand":0,"exemptImprovement":162400},{"y":2022,"v":247600,"taxable":85200,"land":45805,"improvement":201795,"taxableLand":45805,"taxableImprovement":39395,"exemptLand":0,"exemptImprovement":162400},{"y":2023,"v":268100,"taxable":85200,"land":53620,"improvement":214480,"taxableLand":53620,"taxableImprovement":31580,"exemptLand":0,"exemptImprovement":182900},{"y":2024,"v":268100,"taxable":268100,"land":53620,"improvement":214480,"taxableLand":53620,"taxableImprovement":214480,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":305000,"taxable":305000,"land":61000,"improvement":244000,"taxableLand":61000,"taxableImprovement":244000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":305000,"taxable":205000,"land":61000,"improvement":244000,"taxableLand":61000,"taxableImprovement":144000,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":565700,"taxable":465700,"land":113140,"improvement":452560,"taxableLand":113140,"taxableImprovement":352560,"exemptLand":0,"exemptImprovement":100000}],"taxNow":2870,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"327392","date":"2011-03-01","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2011-03-04","scope":"REPLACE HOUSE TRAP AND FRESH AIR INLET"},{"number":"ZP-2022-002465","date":"2022-03-29","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE ERECTION OF AN ADDITION ABOVE AN EXISTING ATTACHED STRUCTURE TO INCLUDE ROOF DECK ACCESS STRUCTURE AND TWO (2) ROOF DECKS. SIZE AND LOCATION AS SHOWN ON APPLICATION/PLAN."},{"number":"RP-2022-002910","date":"2022-04-27","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":null,"scope":"FOR THE CONSTRUCTION OF AN ADDITION AND ROOF DECKS WITH ROOF DECK ACCESS STRUCTURE ABOVE AN EXISTING TWO-STORY ATTACHED STRUCTURE AS PER APPROVED PLAN; FOR CONTINUED USE AS SINGLE-FAMILY HOUSEHOLD LIVING. *SEPARATE PERMITS REQUIRED FOR ELECTRICAL, PLUMBING, AND MECHANICAL WORK* **UNDERPINNING IS NOT PART OF THIS PERMIT**"},{"number":"PP-2022-010136","date":"2022-07-08","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Issued","completedDate":null,"scope":"INSTALL 1.5 baths 1 kitchen 1 laundry AS PER PPC 2018"},{"number":"MP-2022-005025","date":"2022-10-03","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Issued","completedDate":null,"scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Install new 60 tbtu 90% Goodman furnace in the basement for the 1st and 2nd floors. Install 13 seer Goodman AC with matching TXV coil. Run all new ductwork, refrigeration lines, low voltage wiring)."},{"number":"EP-2022-011731","date":"2022-12-01","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"WHOLE HOUSE REWIRE. 200A SERVICE. NEW WIRING THROUGHOUT. AFCI AND GFCI WHERE REQUIRED. UP TO 40 RECESSED LIGHTS THROUGHOUT. NEW LIGHTS INSTALLED. NEW RECEPTACLE OUTLETS AND SWITCHES INSTALLED. HARDWIRED SMOKE AND CO DETECTORS THROUGHOUT. AS PER NEC 2014"},{"number":"RP-2022-008812","date":"2023-07-31","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":null,"scope":"BASEMENT RENOVATIONS TO INCLUDE UNDERPINNING."}],"storyTag":"New construction","storyDelta":1.41,"timeline":[{"y":2011,"k":"permit","w":"Plumbing"},{"y":2022,"k":"sale","p":290000},{"y":2022,"k":"permit","w":"New construction, addition, GFA change"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"viol","w":"2 L&I violations"},{"y":2022,"k":"permit","w":"New Construction or Additions"},{"y":2022,"k":"permit","w":"New Construction"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"appeal","w":"Appeal approved"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"sale","p":699000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 85% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $305,000 to $565,700","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #RP-2022-008812: Completed · Approved.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"5 permits not marked completed: RP-2022-002910 (Issued), PP-2022-010136 (Issued), MP-2022-005025 (Issued), EP-2022-011731 (Issued), RP-2022-008812 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 2 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}