{"asOf":"2026-07-31T13:00:16.989Z","block":"400-499 FEDERAL ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-federal-st","address":"406 FEDERAL ST","parcelNumber":"021259407","source":"https://property.phila.gov/?p=021259407","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"P50","buildingCodeNew":"25","buildingClass":"ROW W/GAR 3 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"GIORDANO THOMAS J","coOwner":"GIORDANO RENEE M","marketValue":549600,"landAssessment":109920,"improvementAssessment":439680,"livableArea":1770,"yearBuilt":2008,"lastSale":{"price":3,"date":"2012-05-07T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.93311993813544,"lng":-75.1513878754375,"geom":{"type":"Polygon","coordinates":[[[-75.151333729,39.933202303],[-75.151371366,39.933028333],[-75.151441996,39.933037702],[-75.151404425,39.933211446],[-75.151333729,39.933202303]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":3,"baths":3,"stories":2,"lotArea":1264,"zoning":"RSA5","grade":"B+","basement":null,"heater":null,"centralAir":true,"extCond":"4","intCond":"3","garage":1,"homestead":true,"mail":"406 FEDERAL ST, PHILADELPHIA PA, 19147","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR THE RELOCATION OF LOT LINES TO CREATE THREE (3) LOTS FROM THREE (3) EXISTING LOTS TO INCLUDE EXTINGUISHING A 3' WIDE ALLEY (LEADING TO FEDERAL STREET); 406 FEDERAL TO REMAIN UNCHANGED (AN EXISTING FOUR (4) STORY ATTACHED SINGLE F","status":"CLOSED","outcome":"Granted","date":"2010-10-27","number":"13360","relatedPermit":"292280"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":330300,"taxable":23901,"land":23901,"improvement":306399,"taxableLand":23901,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":306399},{"y":2017,"v":330300,"taxable":86918,"land":86918,"improvement":243382,"taxableLand":86918,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":243382},{"y":2018,"v":330300,"taxable":86918,"land":86918,"improvement":243382,"taxableLand":86918,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":243382},{"y":2019,"v":436800,"taxable":275870,"land":114943,"improvement":321857,"taxableLand":114943,"taxableImprovement":160927,"exemptLand":0,"exemptImprovement":160930},{"y":2020,"v":436800,"taxable":436800,"land":114943,"improvement":321857,"taxableLand":114943,"taxableImprovement":321857,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":436800,"taxable":436800,"land":114943,"improvement":321857,"taxableLand":114943,"taxableImprovement":321857,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":436800,"taxable":436800,"land":114943,"improvement":321857,"taxableLand":114943,"taxableImprovement":321857,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":530000,"taxable":450000,"land":106000,"improvement":424000,"taxableLand":106000,"taxableImprovement":344000,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":530000,"taxable":450000,"land":106000,"improvement":424000,"taxableLand":106000,"taxableImprovement":344000,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":574300,"taxable":474300,"land":114860,"improvement":459440,"taxableLand":114860,"taxableImprovement":359440,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":574300,"taxable":474300,"land":114860,"improvement":459440,"taxableLand":114860,"taxableImprovement":359440,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":549600,"taxable":449600,"land":109920,"improvement":439680,"taxableLand":109920,"taxableImprovement":339680,"exemptLand":0,"exemptImprovement":100000}],"taxNow":6639,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"138033","date":"2008-03-13","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2009-07-29","scope":"AMEND PERMIT NO. 183283 AS PER PLAN. FOR THE ERECTION OF A FOUR STORY STRUCTURE, WITH A DECK ON THE ROOF OF THE THIRD FLOOR FRONT WITH A 42 INCH HIGH RAILING, NOT MORE THAN 12 INCHES ABOVE THE ROOF, A DECK ON THE REAR OF THE FIRST FLOOR WITH A 42 INCH HIGH RAILING (MAXIMUM HEIGHT NTE 44 FEET 10 INCHES) WITH BAY WINDOW PROJECTING OUTSIDE THE PROPERTY LINE, WITH INTERIOR ACCESSORY PARKING FOR ONE AUTOMOBILE (SIZE AND LOCATION AS SHOWN ON THE APPLICATION)"},{"number":"138078","date":"2008-03-13","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"COMPLETED","completedDate":"2009-07-29","scope":"ERECTION OF A FOURTH STORY AS PER PLAN."},{"number":"142748","date":"2008-04-03","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"200 AMP SERVICES, 40 RECEPTACLES, 20 SWITCHES, 5 SMOKES, 6 FANS, 18 LIGHT FIXTURES, DISH WASHER, WASHER AND DRYER, 2 AIR CONDITIONERS, PER 2005 NEC (SOUTH DIST)"},{"number":"162139","date":"2008-11-12","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2009-07-29","scope":"INSTALLATION OF TWO PIECE BATH ON 1ST FLOOR, KITCHEN ON 2ND FLOOR. THREE PIECE BATH & WASHER ON 3RD FLOOR, THREE PIECE BATH ON 4TH FLOOR"},{"number":"194038","date":"2009-01-26","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2009-07-29","scope":"INSTALL NEW SPRINKLER SYSTEM FOR SINGLE FAMILY DWELLING"},{"number":"227133","date":"2009-07-17","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2009-09-30","scope":"WARM AIR INSTALLATION"},{"number":"292280","date":"2010-11-29","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2010-11-29","scope":"RELOCATION OF LOT LINES AS PER SURVEY & ZONING FOR THE ERECTION OF A 3 STORY SFD WITH PARTIAL CELLAR @ 408 & 410 FEDERAL"},{"number":"313688","date":"2010-12-14","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2010-12-14","scope":"RELOCATION OF LOT LINES AS PER SURVEY & ZONING FOR THE ERECTION OF A 3 STORY SFD WITH PARTIAL CELLAR @ 408 & 410 FEDERAL"}],"storyTag":"Improved","storyDelta":0,"timeline":[{"y":2008,"k":"permit","w":"Administrative"},{"y":2008,"k":"permit","w":"Addition"},{"y":2008,"k":"permit","w":"Electrical"},{"y":2008,"k":"permit","w":"Plumbing"},{"y":2009,"k":"permit","w":"Suppression"},{"y":2009,"k":"sale","p":200000},{"y":2009,"k":"permit","w":"Mechanical"},{"y":2010,"k":"appeal","w":"Appeal granted"},{"y":2010,"k":"permit","w":"Zoning"},{"y":2010,"k":"permit","w":"Use"},{"y":2012,"k":"sale","p":200000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-30","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #313688: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}