{"asOf":"2026-07-24T20:58:06.926Z","block":"400-499 CATHARINE ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-catharine-st","address":"423 CATHARINE ST","parcelNumber":"022035850","source":"https://property.phila.gov/?p=022035850","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O40","buildingCodeNew":"26","buildingClass":"ROW 2.5 STY MASONRY","buildingClassNew":"ROW RIVER ROW","useLabel":"House","owner":"KOVATIS KELLEY","coOwner":"KOVATIS STEPHEN","marketValue":793000,"landAssessment":158600,"improvementAssessment":634400,"livableArea":1686,"yearBuilt":1920,"lastSale":{"price":889000,"date":"2020-12-23T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.938573399172675,"lng":-75.15074421429549,"geom":{"type":"Polygon","coordinates":[[[-75.150693518,39.938678124],[-75.150745032,39.938458562],[-75.150794231,39.93846822],[-75.15074476,39.93868633],[-75.150693518,39.938678124]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":3,"baths":3,"stories":3,"lotArea":1173,"zoning":"RM1","grade":"C+","basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":true,"mail":"423 CATHARINE ST, PHILADELPHIA PA, 19147","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":315400,"taxable":285400,"land":32487,"improvement":282913,"taxableLand":32487,"taxableImprovement":252913,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":315400,"taxable":285400,"land":94620,"improvement":220780,"taxableLand":94620,"taxableImprovement":190780,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":315400,"taxable":285400,"land":94620,"improvement":220780,"taxableLand":94620,"taxableImprovement":190780,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":415100,"taxable":375100,"land":124530,"improvement":290570,"taxableLand":124530,"taxableImprovement":250570,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":514300,"taxable":469300,"land":154290,"improvement":360010,"taxableLand":154290,"taxableImprovement":315010,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":514300,"taxable":469300,"land":154290,"improvement":360010,"taxableLand":154290,"taxableImprovement":315010,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":514300,"taxable":469300,"land":154290,"improvement":360010,"taxableLand":154290,"taxableImprovement":315010,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":564200,"taxable":484200,"land":112840,"improvement":451360,"taxableLand":112840,"taxableImprovement":371360,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":564200,"taxable":484200,"land":112840,"improvement":451360,"taxableLand":112840,"taxableImprovement":371360,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":817700,"taxable":717700,"land":163540,"improvement":654160,"taxableLand":163540,"taxableImprovement":554160,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":817700,"taxable":717700,"land":163540,"improvement":654160,"taxableLand":163540,"taxableImprovement":554160,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":793000,"taxable":693000,"land":158600,"improvement":634400,"taxableLand":158600,"taxableImprovement":534400,"exemptLand":0,"exemptImprovement":100000}],"taxNow":10046,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"67638","date":"2007-06-01","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2007-06-01","scope":"FOR THE ERECTION OF A TWO (2) STORY ADDITION IN THE REAR YARD AREA OF AN EXISTING THREE STORY RESIDENTIAL DWELLING. ALL WORK SHALL CONFORM WITH THE APPROVED SITE PLAN."},{"number":"67639","date":"2007-06-01","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"EXPIRED","completedDate":null,"scope":"REPAIRING AND EXPANDING THE KITCHEN AT THE REAR. EXISTING ENTRY HALL AT REAR TO BE CONVERTED INTO POWDER ROOM. EXISTING 2ND AND 3RD STORIES TO REMAIN THE SAME"},{"number":"673281","date":"2016-04-19","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2016-05-23","scope":"FOR THE INSTALLATION OF TWO STAR BOLTS PER SUBMITTED ENGINEERS REPORT AND PLAN."},{"number":"786354","date":"2017-06-16","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2017-06-16","scope":"THE WORK INCLUDES A REAR TWO STORY ADDITION WITH ROOF DECK ON TOP TO AN EXISTING ATTACHED STRUCTURE USED AS A SINGLE FAMILY DWELLING."},{"number":"786358","date":"2017-06-16","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"COMPLETED","completedDate":"2018-05-31","scope":"THE WORK INCLUDES A REAR TWO STORY ADDITION WITH ROOF DECK ON TOP TO AN EXISTING SFD. PER PLANS PHC TO RECIEW SHOP DRAWINGS OF WINDOW, DOORS, RAILING. PHC TO REVIEW SAMPLES OF STUCCO AND PAINT, NO WORK TO FRONT FACADE."},{"number":"827204","date":"2017-10-26","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-05-31","scope":"DRAINS & WATER LINES FOR 3 WATER CLOSETS, 3 LAVY SINKS, 1 KITCHEN SINK, 1 DISH WASHER, 1 GARBAGE DISPOSAL, 2 SHOERS, 1 EJECTOR PUMP, 1 SUMP PUMP, REPLACING PORTION OF OLD STACK - THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE -"},{"number":"832785","date":"2017-11-16","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-01-29","scope":"INSTALL NEW 200AMP SERVICE AND NEW WIRING FOR REAR OF HOUSE WITH RECEPTS,SWITCHES,LIGHTS,FIXTURES,SMOKES AND CO DETECTORS AS PER 2008 NEC (SOUTH DISTRICT)"},{"number":"834336","date":"2017-11-22","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-05-31","scope":"INSTALL 4 TON A/C SYSTEM WITH 80,000 BTU 95% HEATER WITH RELATED DUCT WORK,REGISTERS AND THERMOSTAT"}],"storyTag":"Renovated & sold on","storyDelta":0.89,"timeline":[{"y":2007,"k":"permit","w":"Zoning"},{"y":2007,"k":"permit","w":"Addition"},{"y":2015,"k":"sale","p":470000},{"y":2016,"k":"permit","w":"Major alteration"},{"y":2017,"k":"permit","w":"Zoning"},{"y":2017,"k":"permit","w":"Addition"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Electrical"},{"y":2017,"k":"permit","w":"Mechanical"},{"y":2020,"k":"sale","p":889000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 45% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $564,200 to $817,700","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 67639 (EXPIRED).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}