{"asOf":"2026-07-24T20:58:06.926Z","block":"400-499 CATHARINE ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-catharine-st","address":"432 CATHARINE ST","parcelNumber":"022049600","source":"https://property.phila.gov/?p=022049600","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O40","buildingCodeNew":"26","buildingClass":"ROW 2.5 STY MASONRY","buildingClassNew":"ROW RIVER ROW","useLabel":"House","owner":"TSOUROUS APOSTOLOS G","coOwner":null,"marketValue":443500,"landAssessment":88700,"improvementAssessment":354800,"livableArea":1395,"yearBuilt":1920,"lastSale":{"price":247000,"date":"2019-04-01T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9383556042266,"lng":-75.15129942400667,"geom":{"type":"Polygon","coordinates":[[[-75.15125935,39.938410846],[-75.151287058,39.938290817],[-75.151339136,39.93829967],[-75.151312239,39.938420363],[-75.15125935,39.938410846]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":3,"baths":1,"stories":2,"lotArea":630,"zoning":"RM1","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"3261 CREEK RD, HUNTINGDON VALLEY PA, 19006","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":270900,"taxable":270900,"land":14553,"improvement":256347,"taxableLand":14553,"taxableImprovement":256347,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":270900,"taxable":270900,"land":81270,"improvement":189630,"taxableLand":81270,"taxableImprovement":189630,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":270900,"taxable":270900,"land":81270,"improvement":189630,"taxableLand":81270,"taxableImprovement":189630,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":396600,"taxable":396600,"land":118980,"improvement":277620,"taxableLand":118980,"taxableImprovement":277620,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":429800,"taxable":429800,"land":128940,"improvement":300860,"taxableLand":128940,"taxableImprovement":300860,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":429800,"taxable":429800,"land":128940,"improvement":300860,"taxableLand":128940,"taxableImprovement":300860,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":429800,"taxable":429800,"land":128940,"improvement":300860,"taxableLand":128940,"taxableImprovement":300860,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":439400,"taxable":359400,"land":87880,"improvement":351520,"taxableLand":87880,"taxableImprovement":271520,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":439400,"taxable":359400,"land":87880,"improvement":351520,"taxableLand":87880,"taxableImprovement":271520,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":458400,"taxable":358400,"land":91680,"improvement":366720,"taxableLand":91680,"taxableImprovement":266720,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":458400,"taxable":358400,"land":91680,"improvement":366720,"taxableLand":91680,"taxableImprovement":266720,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":443500,"taxable":343500,"land":88700,"improvement":354800,"taxableLand":88700,"taxableImprovement":254800,"exemptLand":0,"exemptImprovement":100000}],"taxNow":5017,"familyHeld":true,"lastTransferNominal":false,"permits":[{"number":"1019949","date":"2019-12-20","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-04-20","scope":"THREE STORY COMPLETE RENOVATION W/ADDITION ON 3RD STORY PER DRAWING.... NO WORK ON FRONT FACADE SEPERATE PERMITS REQUIRED FOR TRADE JOBS."},{"number":"1019948","date":"2019-12-20","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2019-12-20","scope":"3RD STORY EXTENDED BY 10FT.... NO WORK ON FRONT FACADE FOR TH ERECTION OF A REAR THIRD FLOOR ADDITION TO AN EXISTING SINGLE FAMILY ATTACHED STRUCTURE (SIZE AND LOCATION AS SHOWN ON THE PLAN)"},{"number":"1043139","date":"2020-01-21","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-03-25","scope":"REWIRE THROUGHOUT SWITCHES, LIGHTS, OUTLETS, CIRCUIT BREAKER & SMOKE DETECTORS USING 100AMP SERVICE AS PER NEC 2014"},{"number":"1040140","date":"2020-02-07","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-04-20","scope":"FRONT FACADE RENOVATION. SEE PHC REQUIREMENTS"},{"number":"1043785","date":"2020-02-07","work":"Amend for conversion","type":"Administrative","description":"Administrative Permit","status":"Completed","completedDate":"2020-09-16","scope":"AMEND PERMIT 1019949 STRUCTURAL CHANGES DUE TO FOUND DONDITIONS POST DEMOLITION"},{"number":"PP-2020-001441","date":"2020-05-12","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2020-05-18","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"PP-2020-005146","date":"2020-07-22","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-04-15","scope":"Run drain and water lines for one water heater, one utility sink, one washing machine standpipe, one kitchen sink, dishwasher, second floor powder room sink and toilet, second floor full bath sink, toilet, tub/shower third floor sink, toilet, shower PPC 2018"},{"number":"MP-2020-002869","date":"2020-09-18","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-04-15","scope":"1235 sq. Remove and replace 2.5 ton ac 13 seer with 80k 96% gas furnace REMOVE AND REPLACE IN EXISTING LOCATIONS AS PER EZ HVAC ALTERATIONS"},{"number":"ZP-2022-008145","date":"2022-11-17","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Limited Lodging"}],"storyTag":"New construction","storyDelta":1.01,"timeline":[{"y":2019,"k":"sale","p":123000},{"y":2019,"k":"sale","p":247000},{"y":2019,"k":"permit","w":"Addition and/or Alteration"},{"y":2019,"k":"permit","w":"Zoning/use"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"Amend for conversion"},{"y":2020,"k":"permit","w":"Alterations"},{"y":2020,"k":"permit","w":"Alterations"},{"y":2020,"k":"permit","w":"Addition and/or Alterations"},{"y":2022,"k":"permit","w":"Change of Use"}],"rented":false,"licenses":[{"number":"913694","type":"Limited Lodging Operator","status":"Active","businessName":"Helena Tsourous","legalName":"Helena Tsourous","address":"432 CATHARINE ST","revenueCode":"3240","rentalCategory":null,"units":null,"issuedDate":"2023-01-03","latestIssueDate":"2026-04-07","expirationDate":"2027-01-02","inactiveDate":null}],"licenseActivity":[{"number":"913694","type":"Limited Lodging Operator","businessName":"Helena Tsourous","legalName":"Helena Tsourous","issuedDate":"2023-01-03","latestIssueDate":"2026-04-07","closureDate":null,"expirationDate":"2027-01-02","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-23","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #1019948: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}