{"asOf":"2026-07-22T22:09:19.143Z","block":"300-399 SPRUCE ST","blockUrl":"https://philadelphia.blockreport.homes/block/300-399-spruce-st","address":"310 SPRUCE ST","parcelNumber":"051147530","source":"https://property.phila.gov/?p=051147530","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"23","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW POST WAR","useLabel":"House","owner":"BANNERMAN JAMES CHARLES MICHAEL","coOwner":null,"marketValue":1725100,"landAssessment":345020,"improvementAssessment":1380080,"livableArea":3640,"yearBuilt":1980,"lastSale":{"price":2125000,"date":"2024-09-26T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.94471219674693,"lng":-75.14759174801563,"geom":{"type":"Polygon","coordinates":[[[-75.147492711,39.944754102],[-75.147518069,39.944643192],[-75.147656766,39.944659863],[-75.147652863,39.944678087],[-75.147692508,39.944700538],[-75.14767407,39.944778383],[-75.147492711,39.944754102]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19106","beds":5,"baths":3,"stories":4,"lotArea":2090,"zoning":"RSA5","grade":"B","basement":"D","heater":"A","centralAir":true,"extCond":"4","intCond":"3","garage":null,"homestead":true,"mail":"310 SPRUCE ST, PHILADELPHIA PA, 19106","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1251100,"taxable":1221100,"land":138552,"improvement":1112548,"taxableLand":138552,"taxableImprovement":1082548,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":1251100,"taxable":1221100,"land":375330,"improvement":875770,"taxableLand":375330,"taxableImprovement":845770,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":1251100,"taxable":1221100,"land":375330,"improvement":875770,"taxableLand":375330,"taxableImprovement":845770,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":1328600,"taxable":1288600,"land":398600,"improvement":930000,"taxableLand":398600,"taxableImprovement":890000,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":1372900,"taxable":1327900,"land":411870,"improvement":961030,"taxableLand":411870,"taxableImprovement":916030,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":1372900,"taxable":1327900,"land":411870,"improvement":961030,"taxableLand":411870,"taxableImprovement":916030,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":1372900,"taxable":1327900,"land":411870,"improvement":961030,"taxableLand":411870,"taxableImprovement":916030,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":1427900,"taxable":1347900,"land":285500,"improvement":1142400,"taxableLand":285500,"taxableImprovement":1062400,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":1427900,"taxable":1347900,"land":285500,"improvement":1142400,"taxableLand":285500,"taxableImprovement":1062400,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":1551700,"taxable":1551700,"land":310300,"improvement":1241400,"taxableLand":310300,"taxableImprovement":1241400,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":1551700,"taxable":1451700,"land":310300,"improvement":1241400,"taxableLand":310300,"taxableImprovement":1141400,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":1725100,"taxable":1625100,"land":345020,"improvement":1380080,"taxableLand":345020,"taxableImprovement":1280080,"exemptLand":0,"exemptImprovement":100000}],"taxNow":20321,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"GM-2025-002972","date":"2025-04-11","work":"Exterior Window and Door Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2025-10-27","scope":"EZ PERMIT STANDARDS WINDOWS & DOORS For Replacement of Exterior Windows & Doors without submitting plans by meeting the Conditions and Design Limitations below. Any deviations from this permit standard will result in permit revocation. Replace existing windows and exterior sliding doors as per attached documentation."},{"number":"GM-2025-008463","date":"2025-09-15","work":"Roof Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2026-03-16","scope":"**Existing Philadelphia Historic Property** For the Installation of New Roof Coverings on Exiting Roofs as per attached standard. Deviations from these standards require submission of construction and site plans. Streets Department Permit is required for any sidewalk and street closures. Structural alteration or repair is expressly PROHIBITED under this permit. SHEATHING MUST COMPLY WITH STANDARD AND NOT EXCEED ALLOWABLE AMOUNT OR NEED A NEW PERMIT WITH PLANS. Any new shingles should match existing as per PHC."},{"number":"GP-2026-001772","date":"2026-04-08","work":"Solar Panels and Structure","type":"General","description":"General Permit","status":"Completed","completedDate":"2026-06-08","scope":"FOR THE INSTALLATION OF SOLAR PANELS AND RELATED APPURTENANCES AS NOTED ON THE APPROVED PLAN. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. *SEPARATE ELECTRICAL PERMIT REQUIRED*"},{"number":"EP-2026-002151","date":"2026-05-15","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2026-06-12","scope":"Install a 15.840 kW photovoltaic (PV) solar energy system. The system shall consist of thirty-six (36) Silfab Solar SIL-440 QD 440W modules and thirty-six (36) Enphase IQ8HC-240-72-2-US microinverters. Install two (2) Franklin WH a Power 15.00kWh battery energy storage units. Work includes all associated mounting, wiring, disconnects, overcurrent protection, grounding, bonding, labeling, and interconnection to the existing electrical service. All work shall be performed in accordance with the 2017 NEC and per approved plans. PHC - Accepted with conditions. Prior to installation the Historical Commission must approve the design and color of the enclosure for the conduit. The exterior boxes must be constructed below the height of the brick wall on the west facade of the house."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2024,"k":"sale","p":2125000},{"y":2025,"k":"permit","w":"Exterior Window and Door Replacement"},{"y":2025,"k":"permit","w":"Roof Covering Replacement"},{"y":2026,"k":"permit","w":"Solar Panels and Structure"},{"y":2026,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-21","signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 4 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2024","permit activity in 2025, 2026"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: GM-2025-008463 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}