{"asOf":"2026-07-25T19:19:11.933Z","block":"100-199 CUTHBERT ST","blockUrl":"https://philadelphia.blockreport.homes/block/100-199-cuthbert-st","address":"108 CUTHBERT ST","parcelNumber":"052153400","source":"https://property.phila.gov/?p=052153400","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"H30","buildingCodeNew":"31","buildingClass":"SEMI/DET 2 STY MASONRY","buildingClassNew":"TWIN CONTEMPORARY","useLabel":"House","owner":"BENNER JAMES W","coOwner":"BENNER SONIA J","marketValue":2483200,"landAssessment":496600,"improvementAssessment":1986600,"livableArea":3676,"yearBuilt":1850,"lastSale":{"price":1,"date":"2017-12-15T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.950878814541426,"lng":-75.14256018663848,"geom":{"type":"Polygon","coordinates":[[[-75.142431109,39.951156308],[-75.142477438,39.950958993],[-75.142409516,39.950950341],[-75.142451315,39.950771544],[-75.142720037,39.950804745],[-75.142679149,39.950969213],[-75.142489673,39.950937764],[-75.14244871,39.951158524],[-75.142431109,39.951156308]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19106","beds":null,"baths":null,"stories":1,"lotArea":4856,"zoning":"CMX3","grade":"B","basement":null,"heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":2,"homestead":false,"mail":"108 CUTHBERT ST, PHILADELPHIA PA, 19106","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT IS FOR THE ERECTION OF A TWO (2) STORY ADDITION TO AN EXISTING THREE (3) STORY SINGLE FAMILY DWELLING.","status":"OPEN","outcome":"Granted","date":"2007-04-04","number":"1559","relatedPermit":null}],"taxYears":[{"year":2016,"total":11985.21,"principal":10946.44,"interest":164.2,"penalty":109.46}],"taxNet":11985.21,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2018,"v":680000,"taxable":680000,"land":204000,"improvement":476000,"taxableLand":204000,"taxableImprovement":476000,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":1557000,"taxable":736100,"land":451530,"improvement":1105470,"taxableLand":451530,"taxableImprovement":284570,"exemptLand":0,"exemptImprovement":820900},{"y":2020,"v":1609000,"taxable":772632,"land":482700,"improvement":1126300,"taxableLand":482700,"taxableImprovement":289932,"exemptLand":0,"exemptImprovement":836368},{"y":2021,"v":1609000,"taxable":772632,"land":482700,"improvement":1126300,"taxableLand":482700,"taxableImprovement":289932,"exemptLand":0,"exemptImprovement":836368},{"y":2022,"v":1609000,"taxable":772632,"land":482700,"improvement":1126300,"taxableLand":482700,"taxableImprovement":289932,"exemptLand":0,"exemptImprovement":836368},{"y":2023,"v":1609000,"taxable":656472,"land":321800,"improvement":1287200,"taxableLand":321800,"taxableImprovement":334672,"exemptLand":0,"exemptImprovement":952528},{"y":2024,"v":1609000,"taxable":656472,"land":321800,"improvement":1287200,"taxableLand":321800,"taxableImprovement":334672,"exemptLand":0,"exemptImprovement":952528},{"y":2025,"v":2483200,"taxable":1013146,"land":496640,"improvement":1986560,"taxableLand":496640,"taxableImprovement":516506,"exemptLand":0,"exemptImprovement":1470054},{"y":2026,"v":2483200,"taxable":1013146,"land":496640,"improvement":1986560,"taxableLand":496640,"taxableImprovement":516506,"exemptLand":0,"exemptImprovement":1470054},{"y":2027,"v":2483200,"taxable":1013116,"land":496600,"improvement":1986600,"taxableLand":496600,"taxableImprovement":516516,"exemptLand":0,"exemptImprovement":1470084}],"taxNow":14182,"familyHeld":true,"lastTransferNominal":true,"permits":[{"number":"50308","date":"2007-04-27","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2007-04-27","scope":"ERECT AN ADDITION OF 2 STORIES ACCESSORY TO A SINGLE FAMILY DWELLING"},{"number":"85566","date":"2007-06-29","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"COMPLETED","completedDate":"2008-05-01","scope":"ERECT AN ADDITION OF 2 STORIES ACCESSORY TO A SINGLE FAMILY DWELLING AS PER PLANS"},{"number":"110855","date":"2007-10-22","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2008-06-21","scope":"GENERAL LIGHTING AND RECEPTACLES, SMOKE DETECTORS, INTERCONNECTED WITH BATTERY BACKUP. ARC FAULT PROTECTION WHERE NEEDED.(CC DIST)"},{"number":"590807","date":"2015-02-20","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2015-02-20","scope":"SUBDIVISION OF ONE LOT INTO TWO LOTS, CONVERSATION OF STORAGE SHED INTO SINGLE FAMILY, EXISTING SINGLE FAMILY TO REAMAIN"},{"number":"595196","date":"2015-03-10","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2015-03-10","scope":"FOR USE AS A SINGLE FAMILY DWELLING."},{"number":"595710","date":"2015-10-08","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2017-09-26","scope":"TENANT FIT-OUT. RENOVATION OF EXISTING WAREHOUSE INTO A SFD UNIT. REMOVING STUCCO, CUTTING LARGE WINDOWS AND TWO DOORS, AND RELOCATING SOME OF THE SALVAGED TERRA COTTA PIECES TO THE CONCRETE ENTRY WALL. REBUILD THE ROOF BUT RETAIN THE INTERIOR HISTORIC TRUSS STRUCTURE."},{"number":"652344","date":"2015-11-16","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-09-22","scope":"HD, CT, FAI, LATERAL, WATER SERV PA20153081413 SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION. AND 14 FIXTURES THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"652752","date":"2015-12-18","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2017-09-22","scope":"AMEND PERMIT # 595710 FOR REMOVAL OF EXISTING FRONT FACADE, ROOF AND INTERIOR PARTITIONS. EXISTING TERRA COTTA PIECES TO BE RELOCATED INTO NEW CONSTRUCTION . EXISTINT GARAGE TO REMAIN. BELGIAN BLOCK AT DRIVEWAY TO BE RETAINED/HISTORICAL COMMISSION TO REVIEW SAMPLE OF PROPOSED BRICK FOR FINAL APPROVAL"},{"number":"661667","date":"2016-01-05","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"ABANDONED","completedDate":null,"scope":"COMPLETE REWIRE THROUGHOUT WITH NEW 200 AMP SERVICE COMPLETE WITH PANEL AND BREAKERS. 50 OUTLETS,8-GFCI OUTLETS,20 SWITCHES AND 8 INTERCONNECT SMOKE DECTECTORS (SFD)"},{"number":"696110","date":"2016-05-31","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2017-09-22","scope":"INSTALLATION OF 2 ROOF TOP UNITS AND DUCTWORK. GAS FURNACE WITH AC TO INCLUDE EXHAUST (DIRECT VENT HIGH EFFICIENCY UNITS)"},{"number":"725313","date":"2016-09-28","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2017-09-22","scope":"INSTALL 2.5 TON GAS/ELECTRIC PACKAGE, INSTALL 2 TON GAS/ELECTRIC PACKAGE,INSTALL 4 TON GAS/ELECTRIC PACKAGE WITH DUCT WORK"},{"number":"740730","date":"2017-01-31","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2017-09-22","scope":"FOR THE INSTALLATION OF AN AUTOMATIC FIRE SUPPRESSION SYSTEM THROUGHOUT A SINGLE-FAMILY DWELLING IN ACCORDANCE WITH NFPA 13D STANDARDS. SYSTEM IS EQUIPPED WITH A BOOSTER PUMP AND IS SERVICED VIA A 1\" FIRE SERVICE MAIN LINE."},{"number":"809903","date":"2017-08-21","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2017-09-20","scope":"INSTAL LIGHTING,OUTLETS,SWITCHES,SMOKES,CO,INSTALL BREAKERS IN 200AMP PANEL PER 2008 NEC (SFD)"}],"storyTag":"Improved","storyDelta":-0.93,"timeline":[{"y":2015,"k":"permit","w":"Zoning"},{"y":2015,"k":"permit","w":"Use"},{"y":2015,"k":"sale","p":10000000},{"y":2015,"k":"sale","p":680000},{"y":2015,"k":"permit","w":"Major alteration"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Administrative"},{"y":2016,"k":"permit","w":"Electrical"},{"y":2016,"k":"permit","w":"Mechanical"},{"y":2016,"k":"permit","w":"Mechanical"},{"y":2017,"k":"permit","w":"Suppression"},{"y":2017,"k":"permit","w":"Electrical"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 54% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,609,000 to $2,483,200","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #1559: OPEN · Granted. Use permit #595196: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 661667 (ABANDONED).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}