{"asOf":"2026-07-24T23:24:21.498Z","block":"400-499 S CAMAC ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-s-camac-st","address":"408 S CAMAC ST","parcelNumber":"053144400","source":"https://property.phila.gov/?p=053144400","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O40","buildingCodeNew":"21","buildingClass":"ROW 2.5 STY MASONRY","buildingClassNew":"ROW OLD STYLE","useLabel":"House","owner":"ZIMMERMAN EMILY","coOwner":null,"marketValue":579700,"landAssessment":115940,"improvementAssessment":463760,"livableArea":847,"yearBuilt":1800,"lastSale":{"price":411000,"date":"2019-09-16T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.94476998807953,"lng":-75.16234431120513,"geom":{"type":"Polygon","coordinates":[[[-75.162276385,39.944783175],[-75.162285404,39.944740466],[-75.162412267,39.944756675],[-75.162402904,39.944799633],[-75.162276385,39.944783175]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19147","beds":2,"baths":1,"stories":3,"lotArea":551,"zoning":"RSA5","grade":"C","basement":"D","heater":"B","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":true,"mail":"408 S CAMAC ST, PHILADELPHIA PA, 19147","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":4,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":361000,"taxable":361000,"land":34244,"improvement":326756,"taxableLand":34244,"taxableImprovement":326756,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":361000,"taxable":361000,"land":108300,"improvement":252700,"taxableLand":108300,"taxableImprovement":252700,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":361000,"taxable":361000,"land":108300,"improvement":252700,"taxableLand":108300,"taxableImprovement":252700,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":357000,"taxable":357000,"land":107100,"improvement":249900,"taxableLand":107100,"taxableImprovement":249900,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":368900,"taxable":368900,"land":110670,"improvement":258230,"taxableLand":110670,"taxableImprovement":258230,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":368900,"taxable":368900,"land":110670,"improvement":258230,"taxableLand":110670,"taxableImprovement":258230,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":368900,"taxable":368900,"land":110670,"improvement":258230,"taxableLand":110670,"taxableImprovement":258230,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":476800,"taxable":396800,"land":95300,"improvement":381500,"taxableLand":95300,"taxableImprovement":301500,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":476800,"taxable":396800,"land":95300,"improvement":381500,"taxableLand":95300,"taxableImprovement":301500,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":487900,"taxable":387900,"land":97500,"improvement":390400,"taxableLand":97500,"taxableImprovement":290400,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":487900,"taxable":387900,"land":97500,"improvement":390400,"taxableLand":97500,"taxableImprovement":290400,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":579700,"taxable":479700,"land":115940,"improvement":463760,"taxableLand":115940,"taxableImprovement":363760,"exemptLand":0,"exemptImprovement":100000}],"taxNow":5430,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2025-004341","date":"2025-06-02","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2026-03-23","scope":"FOR AN ADDITION ABOVE AN EXISTING STRUCTURE. SIZE AND LOCATION AS SHOWN ON THE PLAN"},{"number":"RP-2025-006864","date":"2025-07-17","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2026-03-23","scope":"FOR A FRONT DORMER AND REAR THIRD FLOOR ADDITION TO AN EXISTING ATTACHED STRUCTURE USED AS A SINGLE-FAMILY DWELLING AS PER BUILDING APPLICATION/PLAN AND PHC APPROVAL."},{"number":"MP-2025-005052","date":"2025-10-03","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2025-12-22","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. 408 S Camac St is a historically designated property and listed on the Philadelphia Register of Historic Places. All equipment and conduit must be located at the rear of the property and must be in a location that is inconspicuous from the public right-of-way. No changes to the front facade are allowed under this permit(As per PHC conditions). Install single zone mini split heat pump"},{"number":"EP-2025-009609","date":"2025-10-09","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-12-18","scope":"3rd Floor Addition Rework existing 3rd floor circuit(s) for lighting and outlets Install recessed and decorative lighting per final plan Install (2) new circuits w/ arch fault breakers; 1 for the bathroom, 1 for the mini split unit Install disconnect for the outdoor mini split condenser Outlets and switches to be decora style by Leviton Remove existing electrical conduit on rear exterior wall and re-run inside of the interior abandoned chimney shaft Reinstall light fixtures in second floor rear bedroom Install (2) vanity lights and (1) ceiling fan"},{"number":"PP-2025-013162","date":"2025-10-16","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-12-24","scope":"Install new water and sewer to the new 3rd floor bathroom Including vanity, shower/tub, toilet"}],"storyTag":"New construction","storyDelta":1.05,"timeline":[{"y":2002,"k":"sale","p":200000},{"y":2011,"k":"sale","p":306000},{"y":2016,"k":"sale","p":355000},{"y":2019,"k":"sale","p":411000},{"y":2025,"k":"permit","w":"New construction, addition, GFA change"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Addition and/or Alterations"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"New Construction or Additions"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["5 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 29% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $368,900 to $476,800","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}