{"asOf":"2026-07-23T13:53:33.614Z","block":"100-199 OLIVE ST","blockUrl":"https://philadelphia.blockreport.homes/block/100-199-olive-st","address":"103 OLIVE ST","parcelNumber":"055167430","source":"https://property.phila.gov/?p=055167430","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"25","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"ESTEROW MARC","coOwner":"RAJAGOPALAN SWARNA","marketValue":780800,"landAssessment":156100,"improvementAssessment":624700,"livableArea":2271,"yearBuilt":2020,"lastSale":{"price":710000,"date":"2020-01-06T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96187631349041,"lng":-75.13861830059844,"geom":{"type":"Polygon","coordinates":[[[-75.138568316,39.961941148],[-75.138611392,39.961798249],[-75.138668361,39.961811625],[-75.138625088,39.961954414],[-75.138568316,39.961941148]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19123","beds":3,"baths":2,"stories":3,"lotArea":890,"zoning":"CMX3","grade":null,"basement":null,"heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":1,"homestead":false,"mail":"103 OLIVE ST, PHILADELPHIA PA, 19123","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2018,"v":117900,"taxable":117900,"land":117900,"improvement":0,"taxableLand":117900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":117900,"taxable":117900,"land":117900,"improvement":0,"taxableLand":117900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":117900,"taxable":117900,"land":117900,"improvement":0,"taxableLand":117900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":117900,"taxable":117900,"land":117900,"improvement":0,"taxableLand":117900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":117900,"taxable":117900,"land":117900,"improvement":0,"taxableLand":117900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":661600,"taxable":132320,"land":132320,"improvement":529280,"taxableLand":132320,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":529280},{"y":2024,"v":661600,"taxable":132320,"land":132320,"improvement":529280,"taxableLand":132320,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":529280},{"y":2025,"v":780800,"taxable":156100,"land":156100,"improvement":624700,"taxableLand":156100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":624700},{"y":2026,"v":780800,"taxable":156100,"land":156100,"improvement":624700,"taxableLand":156100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":624700},{"y":2027,"v":780800,"taxable":156100,"land":156100,"improvement":624700,"taxableLand":156100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":624700}],"taxNow":2185,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"562712","date":"2014-09-30","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2014-09-30","scope":"FOR THE NEW CONSTRUCTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK ACCESSED BY A PILOT HOUSE. SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS A SINGLE FAMILY DWELLING WITH ONE (1) INTERIOR, ACCESSORY PARKING SPACE. SEE A/P NO 502519."},{"number":"850240","date":"2018-02-07","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2019-03-30","scope":"FOR THE CONTRUCTION OF A FOUNDATION ONLY AS PER APPROVED PLANS. SEPARATE PERMIT REQUIRED FOR SUPERSTRUCTURE, M.E.P. AND FIRE SUPPRESSION WORK. SEE A/P NO. 832132 FOR APPROVED PLANS."},{"number":"893080","date":"2018-07-16","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2018-07-16","scope":"EXTEND APPLICATION# 562711 FOR A PERIOD OF ONE YEAR PER SECTION 14-303(10)(D) OF THE PHILADELPHIA ZONING CODE . A BUILDING PERMIT MUST BE OBTAINED BY ( 9/30/2018)"},{"number":"906397","date":"2018-09-04","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2019-12-11","scope":"FOR THE NEW CONSTRUCTION OF AN ATTACHED FOUR (4) STORY STRUCTURE WITH CELLAR AND ROOF DECK ACCESSED BY A PILOTHOUSE; FOR USE AS A SINGLE FAMILY DWELLING WITH ONE (1) INTERIOR GARAGE PARKING AS PER PLANS. SEE A/P #886866 FOR PLANS."},{"number":"926139","date":"2018-11-16","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2019-12-11","scope":"INSTALL NEW FIRE SUPPRESSION SYSTEM COMPLYING WITH NFPA 13R THROUGHOUT THE BUILDING TO INCLUDE 2\" MAIN FIRE SERVICE LINE AND 2\" WILKINS 350XL BACKFLOW PREVENTION ASSEMBLY AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA."},{"number":"929487","date":"2018-11-21","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-12-11","scope":"INSTALL 2-TOILETS,2-LAV,1-TUBS,1-KITCHEN SINK,1-WASHER,1-SHOWER,1-WATER HEATER,1\"WATER SERVICE,HOUSE DRAIN,TRAP,FAI,AREA DRAIN AND STACK-PA1#20183240005-\"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\" THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004"},{"number":"940044","date":"2019-01-08","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2019-12-11","scope":"INSTALL (2) HVAC SYSTEMS WITH DUCTWORK. (SFD)"},{"number":"946357","date":"2019-02-01","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-12-11","scope":"NEW 200AMP ELECTRICAL SERVICE ALL NEW WIRING THORUGHOUT INSTALL NEW SWITCHES OUTLETS GFI SMOKE DETECTORS AS PER 2008 NEC"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2014,"k":"permit","w":"Zoning/use"},{"y":2016,"k":"land","p":1100000},{"y":2017,"k":"land","p":1300000},{"y":2018,"k":"permit","w":"New construction"},{"y":2018,"k":"permit","w":"Zoning admin review"},{"y":2018,"k":"permit","w":"New construction"},{"y":2018,"k":"permit","w":"Suppression"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2019,"k":"permit","w":"Mechanical"},{"y":2019,"k":"permit","w":"Electrical"},{"y":2020,"k":"sale","p":710000}],"rented":true,"licenses":[{"number":"925253","type":"Rental","status":"Active","businessName":"Marc Esterow","legalName":"Marc Esterow","address":"103 OLIVE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2023-06-02","latestIssueDate":"2026-05-18","expirationDate":"2027-06-01","inactiveDate":null}],"licenseActivity":[{"number":"925253","type":"Rental","businessName":"Marc Esterow","legalName":"Marc Esterow","issuedDate":"2023-06-02","latestIssueDate":"2026-05-18","closureDate":null,"expirationDate":"2027-06-01","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 461% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $117,900 to $661,600","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #562712: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}