{"asOf":"2026-07-27T13:00:58.800Z","block":"4000-4099 POWELTON AVE","blockUrl":"https://philadelphia.blockreport.homes/block/4000-4099-powelton-ave","address":"4072 POWELTON AVE","parcelNumber":"061013400","source":"https://property.phila.gov/?p=061013400","ownerType":"owner-occupied","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"U50","buildingCodeNew":"24","buildingClass":"ROW CONV/APT 3 STY MASON","buildingClassNew":"ROW PORCH FRONT","useLabel":"Apartment building","owner":"KARRA SRIKANTH REDDY","coOwner":null,"marketValue":572800,"landAssessment":114560,"improvementAssessment":458240,"livableArea":2154,"yearBuilt":1915,"lastSale":{"price":532500,"date":"2025-03-06T05:00:00Z"},"openViolations":0,"violations":[{"number":"2033584","date":"2011-02-07","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033580","date":"2011-02-07","code":"FC-907.3/20","title":"SD-REQD EXIST GROUP R","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033582","date":"2011-02-07","code":"PM-405.3/24","title":"INT-BATHRM TOILET MECH RPR-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033583","date":"2011-02-07","code":"A-102.9/1","title":"CHANGE IN OCCUPANCY","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033581","date":"2011-02-07","code":"PM-303.5/3","title":"INT A-EXTERMINATE, OWNER","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033585","date":"2011-03-08","code":"PM-407.2/6","title":"LIGHT FIXTURE DEFECTIVE-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2735787","date":"2012-12-05","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":null,"resolutionDate":null,"resolution":null},{"number":"3501363","date":"2014-08-12","code":"PM-302.4/7","title":"DRAINAGE-DOWNSPOUT REPR/REPLC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3501361","date":"2014-08-12","code":"PM-102.8/1","title":"LICENSE RES CAL REQUIRED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3501362","date":"2014-08-12","code":"PM-302.4/6","title":"DRAINAGE-DOWNSPOUT CONNECT","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3501360","date":"2014-08-12","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"VI-2020-036332","date":"2020-09-18","code":"A-301.1/46","title":"HVAC SYSTEM","status":"COMPLIED","resolutionDate":"2022-08-29","resolution":"COMPLIED - PERMIT OBTAINED"}],"violationCases":[{"number":"265557","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2011-02-08","completedDate":null,"violations":[{"number":"2033584","date":"2011-02-07","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033580","date":"2011-02-07","code":"FC-907.3/20","title":"SD-REQD EXIST GROUP R","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033582","date":"2011-02-07","code":"PM-405.3/24","title":"INT-BATHRM TOILET MECH RPR-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033583","date":"2011-02-07","code":"A-102.9/1","title":"CHANGE IN OCCUPANCY","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033581","date":"2011-02-07","code":"PM-303.5/3","title":"INT A-EXTERMINATE, OWNER","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2033585","date":"2011-03-08","code":"PM-407.2/6","title":"LIGHT FIXTURE DEFECTIVE-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]},{"number":"362143","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2012-12-07","completedDate":null,"violations":[{"number":"2735787","date":"2012-12-05","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":null,"resolutionDate":null,"resolution":null}]},{"number":"447665","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2014-08-12","completedDate":null,"violations":[{"number":"3501363","date":"2014-08-12","code":"PM-302.4/7","title":"DRAINAGE-DOWNSPOUT REPR/REPLC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3501361","date":"2014-08-12","code":"PM-102.8/1","title":"LICENSE RES CAL REQUIRED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3501362","date":"2014-08-12","code":"PM-302.4/6","title":"DRAINAGE-DOWNSPOUT CONNECT","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3501360","date":"2014-08-12","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]},{"number":"CF-2020-064499","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"BUILDING INVESTIGATOR","status":"CLOSED","createdDate":"2020-09-18","completedDate":"2022-08-29","violations":[{"number":"VI-2020-036332","date":"2020-09-18","code":"A-301.1/46","title":"HVAC SYSTEM","status":"COMPLIED","resolutionDate":"2022-08-29","resolution":"COMPLIED - PERMIT OBTAINED"}]}],"violYears":[{"y":2011,"n":6,"worst":null},{"y":2012,"n":1,"worst":null},{"y":2014,"n":4,"worst":null},{"y":2020,"n":1,"worst":null}],"investigations":[{"caseNumber":"265557","date":"2011-02-07","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"265557","date":"2011-03-02","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"265557","date":"2011-04-07","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"265557","date":"2011-04-07","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"362143","date":"2012-12-06","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"362143","date":"2013-01-09","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"362143","date":"2013-03-08","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"447665","date":"2014-08-12","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"362143","date":"2014-08-12","type":"PRECOURT","status":"CLOSED"},{"caseNumber":"447665","date":"2014-09-26","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"447665","date":"2014-10-30","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"447665","date":"2015-03-03","type":"PRECOURT","status":"FAILED"},{"caseNumber":"447665","date":"2015-03-20","type":"PRECOURT","status":"FAILED"},{"caseNumber":"CF-2020-064499","date":"2020-09-18","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-064499","date":"2022-08-29","type":null,"status":"PASSED"}],"inspYears":[{"y":2011,"fails":3,"passes":0},{"y":2012,"fails":1,"passes":0},{"y":2013,"fails":1,"passes":0},{"y":2014,"fails":2,"passes":0},{"y":2015,"fails":2,"passes":0},{"y":2020,"fails":1,"passes":0},{"y":2022,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9587436440975,"lng":-75.20485460743717,"geom":{"type":"Polygon","coordinates":[[[-75.204869943,39.958646284],[-75.204894466,39.958834896],[-75.204837796,39.958839586],[-75.204815853,39.958650902],[-75.204869943,39.958646284]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":5,"baths":3,"stories":3,"lotArea":1072,"zoning":"RM1","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":false,"mail":"4072 POWELTON AVE, PHILADELPHIA PA, 19104","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":124000,"taxable":124000,"land":8061,"improvement":115939,"taxableLand":8061,"taxableImprovement":115939,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":124000,"taxable":124000,"land":18600,"improvement":105400,"taxableLand":18600,"taxableImprovement":105400,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":124000,"taxable":124000,"land":18600,"improvement":105400,"taxableLand":18600,"taxableImprovement":105400,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":180500,"taxable":180500,"land":27075,"improvement":153425,"taxableLand":27075,"taxableImprovement":153425,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":187500,"taxable":187500,"land":28125,"improvement":159375,"taxableLand":28125,"taxableImprovement":159375,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":187500,"taxable":187500,"land":28125,"improvement":159375,"taxableLand":28125,"taxableImprovement":159375,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":187500,"taxable":187500,"land":28125,"improvement":159375,"taxableLand":28125,"taxableImprovement":159375,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":397600,"taxable":193485,"land":79520,"improvement":318080,"taxableLand":79520,"taxableImprovement":113965,"exemptLand":0,"exemptImprovement":204115},{"y":2024,"v":397600,"taxable":193485,"land":79520,"improvement":318080,"taxableLand":79520,"taxableImprovement":113965,"exemptLand":0,"exemptImprovement":204115},{"y":2025,"v":601700,"taxable":292806,"land":120340,"improvement":481360,"taxableLand":120340,"taxableImprovement":172466,"exemptLand":0,"exemptImprovement":308894},{"y":2026,"v":601700,"taxable":292806,"land":120340,"improvement":481360,"taxableLand":120340,"taxableImprovement":172466,"exemptLand":0,"exemptImprovement":308894},{"y":2027,"v":572800,"taxable":278742,"land":114560,"improvement":458240,"taxableLand":114560,"taxableImprovement":164182,"exemptLand":0,"exemptImprovement":294058}],"taxNow":4099,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"GM-2020-005606","date":"2020-07-28","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2020-08-13","scope":"EZ INTERIOR DEMOLITION- For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans. Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"RP-2020-002423","date":"2020-11-08","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Expired","completedDate":"2023-05-04","scope":"Interior renovations to an existing two-family dwelling. Egress well not required for existing basement."},{"number":"PP-2020-012451","date":"2020-11-13","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2021-10-29","scope":"Install plumbing and fixtures to an existing duplex."},{"number":"MP-2020-005399","date":"2020-11-17","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Expired","completedDate":"2021-10-29","scope":"Install two heat pump HVAC systems with ductwork,(22)Diffusers/Registers to an existing duplex."},{"number":"EP-2020-011281","date":"2020-12-11","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-04-29","scope":"Installing a 200 amp service with 2 meters and 2 100 amp panels.Sub panels will be replaced in apartments. Installing smoke detectors and partial rewire of each unit where layout renovation is changed as per 2014 nec"}],"storyTag":"Renovated & sold on","storyDelta":2.33,"timeline":[{"y":2014,"k":"insp","w":"Inspection failed ×2"},{"y":2015,"k":"insp","w":"Inspection failed ×2"},{"y":2020,"k":"viol","w":"L&I violation"},{"y":2020,"k":"sale","p":205599},{"y":2020,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2020,"k":"insp","w":"Inspection failed"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"Alterations"},{"y":2020,"k":"permit","w":"Addition and/or Alterations"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"insp","w":"Inspection passed"},{"y":2025,"k":"sale","p":532500}],"rented":false,"licenses":[{"number":"259458","type":"Rental","status":"Closed","businessName":"POWELTON GARDEN ASSOCIATES","legalName":"POWELTON GARDEN ASSOCIATES","address":"4072 POWELTON AVE","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2003-09-16","latestIssueDate":"2006-04-21","expirationDate":"2007-02-28","inactiveDate":"2006-12-05"},{"number":"426529","type":"Rental","status":"Closed","businessName":"3 IN 1 B-DESH","legalName":"3 IN 1 B-DESH","address":"4072 POWELTON AVE","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2007-10-17","latestIssueDate":"2007-10-17","expirationDate":"2008-02-29","inactiveDate":"2011-01-20"},{"number":"523703","type":"Rental","status":"Closed","businessName":"NURUL KABIR","legalName":"NURUL KABIR","address":"4072 POWELTON AVE","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2011-01-20","latestIssueDate":"2011-01-20","expirationDate":"2012-02-29","inactiveDate":"2012-12-22"},{"number":"717440","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"U.S. BANK NATIONAL ASSOCIATION","legalName":"U.S. BANK NATIONAL ASSOCIATION","address":"4072 POWELTON AVE","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2016-10-22","latestIssueDate":"2018-12-02","expirationDate":"2019-10-21","inactiveDate":"2019-12-20"},{"number":"0973128","type":"Rental","status":"Inactive","businessName":"James Robertson","legalName":"James Robertson ","address":"4072 POWELTON AVE","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2025-03-07","latestIssueDate":"2025-03-07","expirationDate":"2026-03-06","inactiveDate":"2026-05-05"}],"licenseActivity":[{"number":"0973128","type":"Rental","businessName":"James Robertson","legalName":"James Robertson ","issuedDate":"2025-03-07","latestIssueDate":"2025-03-07","closureDate":"2026-05-05","expirationDate":"2026-03-06","inactiveDate":"2026-05-05","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"717440","type":"Vacant Residential Property / Lot","businessName":"U.S. BANK NATIONAL ASSOCIATION","legalName":"U.S. BANK NATIONAL ASSOCIATION","issuedDate":"2016-10-22","latestIssueDate":"2018-12-02","closureDate":"2019-12-20","expirationDate":"2019-10-21","inactiveDate":"2019-12-20","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"523703","type":"Rental","businessName":"NURUL KABIR","legalName":"NURUL KABIR","issuedDate":"2011-01-20","latestIssueDate":"2011-01-20","closureDate":"2012-12-22","expirationDate":"2012-02-29","inactiveDate":"2012-12-22","status":"Closed","statusLabel":"Inactive","active":false},{"number":"426529","type":"Rental","businessName":"3 IN 1 B-DESH","legalName":"3 IN 1 B-DESH","issuedDate":"2007-10-17","latestIssueDate":"2007-10-17","closureDate":"2011-01-20","expirationDate":"2008-02-29","inactiveDate":"2011-01-20","status":"Closed","statusLabel":"Inactive","active":false},{"number":"259458","type":"Rental","businessName":"POWELTON GARDEN ASSOCIATES","legalName":"POWELTON GARDEN ASSOCIATES","issuedDate":"2003-09-16","latestIssueDate":"2006-04-21","closureDate":"2006-12-05","expirationDate":"2007-02-28","inactiveDate":"2006-12-05","status":"Closed","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 112% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $187,500 to $397,600","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"The history also contains “PERM Z- NEW USE.”","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"3 permits not marked completed: RP-2020-002423 (Expired), PP-2020-012451 (Expired), MP-2020-005399 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as multi-family; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"10 failed, 1 passed, and 4 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Aug 29, 2022.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #717440: Inactive since Dec 20, 2019","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 12 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}