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WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":null,"baths":null,"stories":null,"lotArea":1350,"zoning":"RSA5","grade":null,"basement":null,"heater":null,"centralAir":null,"extCond":null,"intCond":null,"garage":null,"homestead":false,"mail":"446 GERMANTOWN PK UNIT 174, LAFAYETTE HILL PA, 19444","mailOut":true,"appeals":[],"taxYears":[{"year":1980,"total":1244.88,"principal":158.94,"interest":435.98,"penalty":11.43},{"year":1981,"total":680.45,"principal":178.55,"interest":479.4,"penalty":12.5},{"year":1982,"total":669.74,"principal":178.55,"interest":468.69,"penalty":12.5},{"year":1983,"total":699.89,"principal":189.79,"interest":486.81,"penalty":13.29},{"year":1984,"total":716.85,"principal":197.72,"interest":495.29,"penalty":13.84},{"year":1985,"total":372.61,"principal":103.16,"interest":252.23,"penalty":7.22},{"year":1986,"total":321.6,"principal":90.19,"interest":215.1,"penalty":6.31},{"year":1987,"total":361.72,"principal":103.6,"interest":240.87,"penalty":7.25},{"year":1988,"total":376.95,"principal":110.03,"interest":249.22,"penalty":7.7},{"year":1989,"total":99.47,"principal":27.32,"interest":60.24,"penalty":1.91},{"year":1990,"total":121.59,"principal":28.94,"interest":62.07,"penalty":2.03},{"year":1991,"total":125.01,"principal":30.41,"interest":63.4,"penalty":2.13},{"year":1992,"total":245.76,"principal":60.83,"interest":123.18,"penalty":4.26},{"year":1993,"total":241.45,"principal":60.83,"interest":119.53,"penalty":4.26},{"year":1994,"total":183.75,"principal":45.62,"interest":86.91,"penalty":3.19},{"year":1995,"total":232.77,"principal":60.81,"interest":112.19,"penalty":4.26},{"year":1996,"total":228.5,"principal":60.82,"interest":108.56,"penalty":4.26},{"year":1997,"total":224.2,"principal":60.82,"interest":104.92,"penalty":4.26},{"year":1998,"total":217.73,"principal":60.82,"interest":99.44,"penalty":4.26},{"year":1999,"total":211.28,"principal":60.82,"interest":93.97,"penalty":4.26},{"year":2000,"total":204.82,"principal":60.82,"interest":88.5,"penalty":4.26},{"year":2001,"total":198.36,"principal":60.82,"interest":83.02,"penalty":4.26},{"year":2002,"total":191.9,"principal":60.82,"interest":77.55,"penalty":4.26},{"year":2003,"total":185.45,"principal":60.82,"interest":72.08,"penalty":4.26},{"year":2004,"total":178.98,"principal":60.82,"interest":66.6,"penalty":4.26},{"year":2005,"total":172.53,"principal":60.82,"interest":61.13,"penalty":4.26},{"year":2006,"total":166.06,"principal":60.82,"interest":55.65,"penalty":4.26},{"year":2007,"total":159.61,"principal":60.82,"interest":50.18,"penalty":4.26},{"year":2008,"total":166.11,"principal":66.91,"interest":49.18,"penalty":4.68},{"year":2009,"total":159.01,"principal":66.91,"interest":43.16,"penalty":4.68},{"year":2010,"total":151.89,"principal":66.91,"interest":37.13,"penalty":4.68},{"year":2011,"total":156.79,"principal":73.53,"interest":34.19,"penalty":5.15},{"year":2012,"total":153.8,"principal":76.36,"interest":28.63,"penalty":5.35},{"year":2013,"total":150.08,"principal":79.11,"interest":22.54,"penalty":5.54},{"year":2014,"total":135.71,"principal":90.92,"interest":17.73,"penalty":6.36},{"year":2015,"total":126.05,"principal":90.92,"interest":9.54,"penalty":6.36},{"year":2016,"total":103.19,"principal":94.98,"interest":1.42,"penalty":0.95}],"taxNet":10336.54,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":5900,"taxable":5900,"land":5900,"improvement":0,"taxableLand":5900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":9400,"taxable":9400,"land":9400,"improvement":0,"taxableLand":9400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":9400,"taxable":9400,"land":9400,"improvement":0,"taxableLand":9400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":9400,"taxable":9400,"land":9400,"improvement":0,"taxableLand":9400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":9400,"taxable":9400,"land":9400,"improvement":0,"taxableLand":9400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":9400,"taxable":9400,"land":9400,"improvement":0,"taxableLand":9400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":9400,"taxable":9400,"land":9400,"improvement":0,"taxableLand":9400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":21100,"taxable":21100,"land":21100,"improvement":0,"taxableLand":21100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":21100,"taxable":21100,"land":21100,"improvement":0,"taxableLand":21100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":53100,"taxable":53100,"land":53100,"improvement":0,"taxableLand":53100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":53100,"taxable":53100,"land":53100,"improvement":0,"taxableLand":53100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":51100,"taxable":51100,"land":51100,"improvement":0,"taxableLand":51100,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0}],"taxNow":743,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2022-009110","date":"2023-04-05","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH ROOF DECK AND ROOF DECK ACCESS STRUCTURE. SIZE AND LOCATION AS SHOWN IN PLAN."},{"number":"CP-2025-003036","date":"2026-03-10","work":"New Construction","type":"Building","description":"Commercial Building Permit","status":"Issued","completedDate":null,"scope":"FOR NEW CONSTRUCTION OF AN ATTACHED BUILDING WITH CELLAR, ROOF DECK AND ROOF-DECK ACCESS STRUCTURE. BUILDING TO BE FULLY SPRINKLERED PER NFPA 13R. SEPARATE PERMITS REQUIRED FOR EXCAVATION, MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION WORK."},{"number":"SP-2025-000903","date":"2026-04-13","work":"Excavation","type":"Site / Utility Permit","description":"Site / Utility Permit","status":"Issued","completedDate":null,"scope":"Site / Utility Permit for CP-2025-003036"}],"storyTag":"New construction","storyDelta":3.17,"timeline":[{"y":2010,"k":"viol","w":"2 L&I violations"},{"y":2012,"k":"viol","w":"2 L&I violations"},{"y":2014,"k":"viol","w":"2 L&I violations"},{"y":2019,"k":"sale","p":30000},{"y":2022,"k":"sale","p":190000},{"y":2023,"k":"permit","w":"New construction, addition, GFA change"},{"y":2026,"k":"sale","p":125000},{"y":2026,"k":"permit","w":"New Construction"},{"y":2026,"k":"permit","w":"Excavation"},{"y":2026,"k":"viol","w":"3 L&I violations"},{"y":2026,"k":"insp","w":"Inspection failed"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2026"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 2 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2026","permit activity in 2026"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: CP-2025-003036 (Issued), SP-2025-000903 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"1 failed, 0 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was unlabeled on May 28, 2026.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"1 fire/suppression-related permit matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 11 historical violations across 7 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}