{"asOf":"2026-07-25T23:53:01.543Z","block":"2400-2499 SPRUCE ST","blockUrl":"https://philadelphia.blockreport.homes/block/2400-2499-spruce-st","address":"2420 SPRUCE ST","parcelNumber":"081015500","source":"https://property.phila.gov/?p=081015500","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"P50","buildingCodeNew":"21","buildingClass":"ROW W/GAR 3 STY MASONRY","buildingClassNew":"ROW OLD STYLE","useLabel":"House","owner":"DANIEL LAUREN","coOwner":"SCHERNECKE GREGORY","marketValue":2300000,"landAssessment":460000,"improvementAssessment":1840000,"livableArea":2667,"yearBuilt":1800,"lastSale":{"price":2475000,"date":"2021-07-21T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.948759378520435,"lng":-75.18077802712573,"geom":{"type":"Polygon","coordinates":[[[-75.180719487,39.948886716],[-75.180782322,39.94862463],[-75.180836596,39.948631616],[-75.180773692,39.948894394],[-75.180719487,39.948886716]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19103","beds":4,"baths":2,"stories":2,"lotArea":1552,"zoning":"RM1","grade":"B+","basement":"A","heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":1,"homestead":false,"mail":"2420 SPRUCE ST, PHILADELPHIA PA, 19103","mailOut":false,"appeals":[],"taxYears":[{"year":2014,"total":2706.13,"principal":2168.13,"interest":146.35,"penalty":151.77}],"taxNet":2706.13,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":800000,"taxable":770000,"land":119038,"improvement":680962,"taxableLand":119038,"taxableImprovement":650962,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":800000,"taxable":770000,"land":240000,"improvement":560000,"taxableLand":240000,"taxableImprovement":530000,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":800000,"taxable":770000,"land":240000,"improvement":560000,"taxableLand":240000,"taxableImprovement":530000,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":1032400,"taxable":1032400,"land":309720,"improvement":722680,"taxableLand":309720,"taxableImprovement":722680,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":1066800,"taxable":1066800,"land":320019,"improvement":746781,"taxableLand":320019,"taxableImprovement":746781,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":1066800,"taxable":1066800,"land":320019,"improvement":746781,"taxableLand":320019,"taxableImprovement":746781,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":1066800,"taxable":1066800,"land":320019,"improvement":746781,"taxableLand":320019,"taxableImprovement":746781,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1452300,"taxable":1452300,"land":290460,"improvement":1161840,"taxableLand":290460,"taxableImprovement":1161840,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1452300,"taxable":1452300,"land":290460,"improvement":1161840,"taxableLand":290460,"taxableImprovement":1161840,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":2300000,"taxable":2300000,"land":460000,"improvement":1840000,"taxableLand":460000,"taxableImprovement":1840000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":2300000,"taxable":2300000,"land":460000,"improvement":1840000,"taxableLand":460000,"taxableImprovement":1840000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":2300000,"taxable":2300000,"land":460000,"improvement":1840000,"taxableLand":460000,"taxableImprovement":1840000,"exemptLand":0,"exemptImprovement":0}],"taxNow":32195,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"941603","date":"2019-03-07","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-08-26","scope":"INTERIOR RENOVATION OF MASTER SUITE AND STUDY. NO EXTERIOR MODIFICATIONS."},{"number":"959698","date":"2019-04-08","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2019-04-08","scope":"FOR THE ERECTION OF A SECOND (2ND) STORY REAR DECK ACCESSED FROM THE SECOND (2ND) FLOOR REAR OF AN EXISTING ATTACHED STRUCTURE. FOR A SINGLE FAMILY HOUSEHOLD LIVING. SIZE AND LOCATION AS PER PLANS."},{"number":"970756","date":"2019-04-29","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-08-26","scope":"INSTALL 1-WC, 2-LAV, 1-SHOWER"},{"number":"971890","date":"2019-05-03","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-11-10","scope":"REWIRE BATHROOM AND MASTER CLOSET,ADD RECESS LIGHTS IN THE MASTER BEDROOM AND DEN ON AN EXISTING SERVICE AS PER 2014 NEC (CC DISTRICT)"},{"number":"964762","date":"2019-08-01","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-06-29","scope":"RENOVATION OF BASEMENT AND 1ST FLOOR INCLUDING REBUILDING OF EXISTING 1ST FLOOR REAR ADDITION-WITHOUT ENLARGING FOOTPRINT OR HEIGHT; PHC TO REVIEW STUCO AND PlAN SAMPLE. NOTE: HOUSE IS CURRNETLY UNDER RENOVATION (2ND FLOOR) UNDDR APPROVED APPLICATION #941603 NO WORK TO FRONT FACADE."},{"number":"1016950","date":"2019-10-09","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-06-29","scope":"INSTALL 3 WATER FIXTURES RAIN LEADER CESSPOOL AS PER 2004 PPC"},{"number":"1037458","date":"2019-12-24","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-03-26","scope":"INSTALL NEW LIGHTS FIXTURES, SWITCHES, OUTLETS & SMOKE DETECTOR IN 1ST FLOOR AND BASEMENT ONLY USING EXISTING 200AMP SERVICE AS PER 2014"},{"number":"GM-2022-005791","date":"2022-08-11","work":"Exterior Window and Door Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2023-03-13","scope":"For replacement of existing exterior windows and/or doors in accordance with the attached EZ Permit Windows & Doors Standard. Failure to comply with the attached EZ Permit Windows & Doors Standard shall result in revocation of this permit as per PHC. Remove existing windows on the front facade and replace with new all wood sash replacement systems per the attached historically reviewed and stamped shop drawings. The existing storm windows will remain in place. (4 Windows In Total)"},{"number":"RP-2024-004337","date":"2024-05-29","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2025-05-15","scope":"FOR THE ERECTION OF A ROOF DECK AND ROOF ACCESS STRUCTURE WITH MECHANICAL CLOSET AND INTERIOR ALTERATIONS TO (2) BATHROOMS AND (2) WINDOWS TO AN EXISTING STRUCTURE USED FOR SINGLE FAMILY HOUSEHOLD LIVING; SIZE AND LOCATION AS PER APPLICATION/PLANS AND PHC APPROVAL."},{"number":"ZP-2024-004102","date":"2024-05-29","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2025-05-15","scope":"Roof deck and Pilot house to an existing single-family dwelling."},{"number":"EP-2024-007014","date":"2024-07-30","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-12-05","scope":"ROUGH IN PILOT HOUSE AND MASTER BEDROOM/ BATHROOM RELOCATE EXISTING RECESSED LIGHTS AND SURFACE MOUNTED LIGHTS, INSTALL NEW SWITCHES AND NEW OUTLETS INSTALL WALL SCONCE INSTALL NEW LINE FOR SKYLIGHT INSTALL SMOKES INSTALL SUB PANEL INSTALL LINE FOR AC UNIT"},{"number":"PP-2024-012200","date":"2024-09-05","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-05-15","scope":"Installation of 2 water closets, 2 lavatories and 2 showers."}],"storyTag":"New construction","storyDelta":0.63,"timeline":[{"y":2019,"k":"permit","w":"Zoning"},{"y":2019,"k":"permit","w":"Plumbing"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"Addition and/or Alteration"},{"y":2019,"k":"permit","w":"Alterations"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2021,"k":"sale","p":2475000},{"y":2022,"k":"permit","w":"Exterior Window and Door Replacement"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"New construction, addition, GFA change"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"New Construction or Additions"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 5 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2021","permit activity in 2022, 2024"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: GM-2022-005791 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}