{"asOf":"2026-07-29T04:31:21.830Z","block":"0-99 SUMMIT ST","blockUrl":"https://philadelphia.blockreport.homes/block/0-99-summit-st","address":"38 SUMMIT ST","parcelNumber":"091129920","source":"https://property.phila.gov/?p=091129920","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"C48","buildingCodeNew":"14","buildingClass":"DET W/D GAR 2.5 STY STONE","buildingClassNew":"OLD STYLE","useLabel":"House","owner":"GARFIELD BRADLEY M","coOwner":"HENNINGER AMANDA L","marketValue":3188400,"landAssessment":637680,"improvementAssessment":2550720,"livableArea":9236,"yearBuilt":1854,"lastSale":{"price":3100000,"date":"2023-03-31T04:00:00Z"},"openViolations":0,"violations":[{"number":"3459833","date":"2015-01-29","code":"A-302.8/30","title":"PERM - MUST POST","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3459834","date":"2015-01-29","code":"A-302.8/32","title":"INSURANCE - POST CERT","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"561608","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"3459833","date":"2015-01-29","code":"A-302.8/30","title":"PERM - MUST POST","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3459834","date":"2015-01-29","code":"A-302.8/32","title":"INSURANCE - POST CERT","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2015,"n":2,"worst":null}],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.079347354064524,"lng":-75.20548092423174,"geom":{"type":"Polygon","coordinates":[[[-75.205248822,40.078775948],[-75.205623252,40.078984862],[-75.205560681,40.079048503],[-75.206274685,40.079454772],[-75.20582126,40.079914507],[-75.204645368,40.079237612],[-75.205103276,40.078926393],[-75.205248822,40.078775948]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19118","beds":7,"baths":5,"stories":3,"lotArea":89426,"zoning":"RSD1","grade":"A-","basement":"D","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":2,"homestead":true,"mail":"38 SUMMIT ST, PHILADELPHIA PA, 19118","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1355400,"taxable":1325400,"land":225200,"improvement":1130200,"taxableLand":225200,"taxableImprovement":1100200,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":1355400,"taxable":1325400,"land":406620,"improvement":948780,"taxableLand":406620,"taxableImprovement":918780,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":1355400,"taxable":1325400,"land":406620,"improvement":948780,"taxableLand":406620,"taxableImprovement":918780,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":1211600,"taxable":1171600,"land":363480,"improvement":848120,"taxableLand":363480,"taxableImprovement":808120,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":2212400,"taxable":2167400,"land":663720,"improvement":1548680,"taxableLand":663720,"taxableImprovement":1503680,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":2212400,"taxable":2167400,"land":663720,"improvement":1548680,"taxableLand":663720,"taxableImprovement":1503680,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":2212400,"taxable":2167400,"land":663720,"improvement":1548680,"taxableLand":663720,"taxableImprovement":1503680,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":2591900,"taxable":2511900,"land":518380,"improvement":2073520,"taxableLand":518380,"taxableImprovement":1993520,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":2591900,"taxable":2511900,"land":518380,"improvement":2073520,"taxableLand":518380,"taxableImprovement":1993520,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":3094000,"taxable":2994000,"land":618800,"improvement":2475200,"taxableLand":618800,"taxableImprovement":2375200,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":3094000,"taxable":2994000,"land":618800,"improvement":2475200,"taxableLand":618800,"taxableImprovement":2375200,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":3188400,"taxable":3088400,"land":637680,"improvement":2550720,"taxableLand":637680,"taxableImprovement":2450720,"exemptLand":0,"exemptImprovement":100000}],"taxNow":41910,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"557547","date":"2014-08-22","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-02-11","scope":"REPAIR EXISTING STACK REPLACING DAMAGE PIPE RELOCATE EXISTING KITCHEN SINK AND ADD NEW VENT THRU ROOF.INSTALL NEW SINK,DISHWASHER AND DISPOSAL.RELOCATE EXISTING POWDER RM CONSISTING OF 1 WC AND 1 LAV SINK (SFD)"},{"number":"559226","date":"2014-09-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2015-05-08","scope":"POWER AND LIGHTING FOR NEW KITCHEN,FAMILY ROOM AND POWDER ROOM PER 2008 NEC (SFD)"},{"number":"561608","date":"2014-10-08","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2015-03-31","scope":"FOR SELECTIVE DEMOLITION OF INTERIOR AND EXTERIOR ELEMENTS. FOR INTERIOR STRUCTURAL AND EXTERIOR ALTERATIONS TO EXISTING 3 STORY DETACHED SINGLE FAMILY. ALL WORK SHALL COMPLY WITH THE APPROVED SKETCH / PLANS. THIS WORK ACTIVITY SHALL BE PERFORMED BY CONTRACTORS & SUB-CONTRATCORS LICENSED BY THE CITY OF PHILADELPHIA. POST THIS PERMIT. POST THE PROJECT INFORMATION SIGN."},{"number":"552790","date":"2015-02-04","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2015-02-04","scope":"DEMO OF EXISTING WALL AND CEILING FINISHES IN KITCHEN. INSULATE WALLS, SHEETROCK WALLS AND CEILING. INSTALL NEW CABINETS. (APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED FEB. 2007. DEVIATIONS FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO STARTING WORK.)"},{"number":"EP-2023-000829","date":"2023-02-03","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-03-20","scope":"Rewire the following knob and tube items, (45) lights, (25) switches, (25) general purpose receptacles, (9) AFCI circuits. All wiring fished in. AS PER NEC 2017"}],"storyTag":"Renovated & sold on","storyDelta":0.76,"timeline":[{"y":2000,"k":"sale","p":1760000},{"y":2014,"k":"permit","w":"Plumbing"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2014,"k":"permit","w":"Major alteration"},{"y":2015,"k":"permit","w":"Major alteration"},{"y":2015,"k":"viol","w":"2 L&I violations"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"sale","p":3100000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2023","permit activity in 2023"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 83% in 2020, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,211,600 to $2,212,400","no permit shown in 2019-2021"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}