{"asOf":"2026-07-28T19:21:30.331Z","block":"7500-7599 GERMANTOWN AVE","blockUrl":"https://philadelphia.blockreport.homes/block/7500-7599-germantown-ave","address":"7523 GERMANTOWN AVE","parcelNumber":"091148700","source":"https://property.phila.gov/?p=091148700","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"R30","buildingCodeNew":"24","buildingClass":"ROW B/GAR 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"FERGUSON BARON ROBERT","coOwner":"FERGUSON BARON","marketValue":415400,"landAssessment":83080,"improvementAssessment":332320,"livableArea":1504,"yearBuilt":1927,"lastSale":{"price":405000,"date":"2023-07-14T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.064916029868336,"lng":-75.19453483224412,"geom":{"type":"Polygon","coordinates":[[[-75.194673238,40.064819758],[-75.194443424,40.065036968],[-75.194399168,40.065008823],[-75.194624539,40.064797058],[-75.194673238,40.064819758]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19119","beds":3,"baths":1,"stories":2,"lotArea":1637,"zoning":"RSA5","grade":"B-","basement":"F","heater":"A","centralAir":true,"extCond":"4","intCond":"3","garage":1,"homestead":true,"mail":"7523 GERMANTOWN AVE, PHILADELPHIA PA, 19119","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":4,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":183500,"taxable":153500,"land":32407,"improvement":151093,"taxableLand":32407,"taxableImprovement":121093,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":183500,"taxable":153500,"land":27525,"improvement":155975,"taxableLand":27525,"taxableImprovement":125975,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":183500,"taxable":153500,"land":27525,"improvement":155975,"taxableLand":27525,"taxableImprovement":125975,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":231700,"taxable":191700,"land":34755,"improvement":196945,"taxableLand":34755,"taxableImprovement":156945,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":222000,"taxable":177000,"land":33300,"improvement":188700,"taxableLand":33300,"taxableImprovement":143700,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":222000,"taxable":177000,"land":33300,"improvement":188700,"taxableLand":33300,"taxableImprovement":143700,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":222000,"taxable":177000,"land":33300,"improvement":188700,"taxableLand":33300,"taxableImprovement":143700,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":291100,"taxable":211100,"land":58220,"improvement":232880,"taxableLand":58220,"taxableImprovement":152880,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":291100,"taxable":211100,"land":58220,"improvement":232880,"taxableLand":58220,"taxableImprovement":152880,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":406000,"taxable":306000,"land":81200,"improvement":324800,"taxableLand":81200,"taxableImprovement":224800,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":406000,"taxable":306000,"land":81200,"improvement":324800,"taxableLand":81200,"taxableImprovement":224800,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":415400,"taxable":315400,"land":83080,"improvement":332320,"taxableLand":83080,"taxableImprovement":232320,"exemptLand":0,"exemptImprovement":100000}],"taxNow":4283,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"232856","date":"2009-08-19","work":"Fast form building","type":"L_FFORM","description":"FAST FORM BUILDING PERMIT","status":"COMPLETED","completedDate":"2010-03-26","scope":null},{"number":"240581","date":"2009-10-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"SFD INSTALL GROUNDING SYSTEM TO COLD WATER PIPE AND INCREASE SIZE OF GROUNDING TO ROD, RESECURE SERVICE CABLE, INSTALL BACK BOARD FOR PANEL, INSTALL SMOKE ALARMS THROUGHOUT REWIRE KITCHEN AND REWIRE BATH AND 3 BEDROOM ON THE SECOND FLOOR."},{"number":"247122","date":"2009-11-09","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2010-03-11","scope":"REPLACE IDEA BEN WITH SMALL DRAINS FOR LAVATORY AND TUB, REPLACE KITCHEN DRAIN, INSTALL 1 KITCHEN SINK, 1 LAVATORY SINK, 1 BATH TUB,, 1 TOILET"},{"number":"243439","date":"2009-11-19","work":"Fast form building","type":"L_FFORM","description":"FAST FORM BUILDING PERMIT","status":"COMPLETED","completedDate":"2010-03-11","scope":null},{"number":"244448","date":"2009-11-19","work":"Fast form building","type":"L_FFORM","description":"FAST FORM BUILDING PERMIT","status":"COMPLETED","completedDate":"2010-03-29","scope":null},{"number":"882515","date":"2018-06-06","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"UPGRADE FROM A 100A TO A 200A SERVICE: CABLE, METER SOCKET, 200A PANEL, NEW 40- SPACE CKT PANEL W/ DOUBLE POLE40, 2 DOUBLE POLE 30, 8- SINGLE POLE 20 AND 9- SINGLE POLE 15A BREAKERS. TIE EXISTING CKTS TO NEW 200A PANEL... PER 2008 NEC FOR A ONE FAMILY BUILDING"},{"number":"876484","date":"2018-06-06","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-08-08","scope":"INSTALLATION FOR 2.56KW DC SYSTEM. SYSTEM CONSISTS OF 8-HANWHAQ.CELL 320W PANELS, 8-SOLAREDGE P320 OPTIMIZERS,SOLAREDGE SE-3000H-US INVERTER.IN ACCORDANCE WITH NEC 690 AND NEC 705 REQUIREMENTS.PER 2008 NEC.(NORTH DISTRICT)"}],"storyTag":"Renovated & sold on","storyDelta":7.1,"timeline":[{"y":2009,"k":"sale","p":50000},{"y":2009,"k":"permit","w":"Fast form building"},{"y":2009,"k":"permit","w":"Electrical"},{"y":2009,"k":"permit","w":"Plumbing"},{"y":2009,"k":"permit","w":"Fast form building"},{"y":2009,"k":"permit","w":"Fast form building"},{"y":2010,"k":"sale","p":247000},{"y":2017,"k":"sale","p":229500},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2023,"k":"sale","p":405000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-27","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 39% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $291,100 to $406,000","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}