{"asOf":"2026-07-29T21:05:09.276Z","block":"400-499 W MORELAND AVE","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-w-moreland-ave","address":"432 W MORELAND AVE","parcelNumber":"092149300","source":"https://property.phila.gov/?p=092149300","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"D31","buildingCodeNew":"06","buildingClass":"DET W/B GAR 2 STY MAS+OTH","buildingClassNew":"CONTEMPORARY","useLabel":"House","owner":"KURTZ DAVID J","coOwner":"KURTZ JENNIFER A","marketValue":2488100,"landAssessment":497620,"improvementAssessment":1990480,"livableArea":5220,"yearBuilt":1963,"lastSale":{"price":1390000,"date":"2019-05-25T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.06144702327071,"lng":-75.20525557823431,"geom":{"type":"Polygon","coordinates":[[[-75.205337188,40.061846878],[-75.204731853,40.061485997],[-75.20517552,40.061046766],[-75.205778614,40.061408675],[-75.205337188,40.061846878]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19118","beds":4,"baths":4,"stories":2,"lotArea":48094,"zoning":"RSD1","grade":"A+","basement":"D","heater":"B","centralAir":true,"extCond":"2","intCond":"2","garage":2,"homestead":false,"mail":"432 W MORELAND AVE, PHILADELPHIA PA, 19118","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1246600,"taxable":973900,"land":448160,"improvement":798440,"taxableLand":448160,"taxableImprovement":525740,"exemptLand":0,"exemptImprovement":272700},{"y":2017,"v":1246600,"taxable":948564,"land":373980,"improvement":872620,"taxableLand":373980,"taxableImprovement":574584,"exemptLand":0,"exemptImprovement":298036},{"y":2018,"v":1246600,"taxable":948564,"land":373980,"improvement":872620,"taxableLand":373980,"taxableImprovement":574584,"exemptLand":0,"exemptImprovement":298036},{"y":2019,"v":1178900,"taxable":897050,"land":353670,"improvement":825230,"taxableLand":353670,"taxableImprovement":543380,"exemptLand":0,"exemptImprovement":281850},{"y":2020,"v":1129600,"taxable":859537,"land":338880,"improvement":790720,"taxableLand":338880,"taxableImprovement":520657,"exemptLand":0,"exemptImprovement":270063},{"y":2021,"v":1129600,"taxable":859537,"land":338880,"improvement":790720,"taxableLand":338880,"taxableImprovement":520657,"exemptLand":0,"exemptImprovement":270063},{"y":2022,"v":2181500,"taxable":1391501,"land":654450,"improvement":1527050,"taxableLand":654450,"taxableImprovement":737051,"exemptLand":0,"exemptImprovement":789999},{"y":2023,"v":2181500,"taxable":1391500,"land":436300,"improvement":1745200,"taxableLand":436300,"taxableImprovement":955200,"exemptLand":0,"exemptImprovement":790000},{"y":2024,"v":2181500,"taxable":1391500,"land":436300,"improvement":1745200,"taxableLand":436300,"taxableImprovement":955200,"exemptLand":0,"exemptImprovement":790000},{"y":2025,"v":2518600,"taxable":1606515,"land":503700,"improvement":2014900,"taxableLand":503700,"taxableImprovement":1102815,"exemptLand":0,"exemptImprovement":912085},{"y":2026,"v":2518600,"taxable":1606515,"land":503700,"improvement":2014900,"taxableLand":503700,"taxableImprovement":1102815,"exemptLand":0,"exemptImprovement":912085},{"y":2027,"v":2488100,"taxable":1587069,"land":497620,"improvement":1990480,"taxableLand":497620,"taxableImprovement":1089449,"exemptLand":0,"exemptImprovement":901031}],"taxNow":22488,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"348621","date":"2011-06-21","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2011-12-28","scope":"INTERIOR DEMOLITION OF NON-LOAD BEARING PARTITIONS IN LIMITED AREAS, KITCHEN CABINETS AND FLOORING AND INTERIOR DOORS. CONTRACTOR IS LICENSED PA HIC..."},{"number":"352740","date":"2011-07-13","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2012-02-17","scope":"UPGRADE THE EXISTING 200 AMP SERVICE, UPGRADE THE EXISTING KITCHEN AND BATHROOM WIRING AS PER 2008 NEC (NORTH DIST)"},{"number":"350806","date":"2011-07-14","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2016-02-10","scope":"INTERIOR EXTERIOR ALTERATIONS TO A SINGLE FAMILY DWELLING PER SUBMITTED PLAN.SEPARATE PERMITS REQUIRED FOR ALL MECHANICAL WORK"},{"number":"355299","date":"2011-07-28","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-10-15","scope":"INSTALLING A NEW 3-PIECE BATHROOM AND A WASHING MACHINE ON THE 2ND FLOOR - NEW KITCHEN ON THE 1ST FLOOR"},{"number":"1036085","date":"2019-12-18","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2020-10-27","scope":"EZ INTERIOR DEMOLITION- For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans."},{"number":"1037773","date":"2020-02-07","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-06-23","scope":"RENOVATIONS TO AN EXISTING DETACHED STRUCTURE; WORK TO INCLUDE: REMOVE EXISTING ROOF AND CEILING IN ENTRY FOYER RAISE CEILING HEIGHT AND REPLACE WITH COPOLA."},{"number":"1052404","date":"2020-02-27","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2020-10-27","scope":"REPLACE STACK,WASTE AND WATER LINES TO 3-WATER CLOSETS,4-LAV,1-SHOWER,1-TUB,1-LAUNDRY TUB,1-EJECTOR,1-BIDET,1-WASHING MACHINE,1-BAR SINK AND 1-KITCHEN SINK.THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2018 - THE INSTALLATION DOES NOT INCLUDE GARBAGE DISPOSAL OR DISHWASHER"},{"number":"1040208","date":"2020-02-28","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2020-10-30","scope":"22 LIGHT LOCATIONS 14 OUTLETS 10 SWITCH LOCATIONS 2 EXHAUST FANS 3 SMOKE/CO 5 SMOKE DETECTORS AS PER 2014 NEC"},{"number":"RP-2025-000260","date":"2025-01-15","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2025-05-28","scope":"For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Separate permits are required for plumbing and electrical work and the installation of heating/cooling appliances. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; INCLUDING UNDERPINNING, EXCAVATION, AND REMOVAL OF FOUNDATION SLAB. NO WORK MAY BE PERFORMED IN THE BASEMENT OR CELLAR."},{"number":"EP-2025-000444","date":"2025-01-27","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-05-15","scope":"Electrical work for Kitchen renovation for permit RP-2025-000260 12 120-volt, 15/20-amp Arc Fault protection for existing circuit. 20 120-volt GFI protected receptacle 2 240-volt, 50-amp circuit with receptacle 2 Single pole/three way switch 6 Single pole/three way dimmer 16 4\" LED recessed light fixture and location 24 Feet low voltage LED undercabinet lighting 2 Ceiling/wall fixture location (Fixture not included) Kitchen Sub-Total Supply and install 120/240 volt 100 amp 30 circuit sub panel with all necessary breakers and related wiring."},{"number":"PP-2025-001054","date":"2025-01-27","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-05-28","scope":"Will supply and install new waste piping from existing sewer main for (2) new kitchen sinks. Will supply and install new hot and cold water supply lines from existing mains for (2) new sink faucets. Will install new plumbing fixtures."}],"storyTag":"New construction","storyDelta":0.29,"timeline":[{"y":2011,"k":"permit","w":"Demolition"},{"y":2011,"k":"permit","w":"Electrical"},{"y":2011,"k":"permit","w":"Major alteration"},{"y":2011,"k":"permit","w":"Plumbing"},{"y":2019,"k":"sale","p":1390000},{"y":2019,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"Alterations"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["3 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 93% in 2022, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,129,600 to $2,181,500","no permit shown in 2021-2023"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}