{"asOf":"2026-07-29T13:55:13.797Z","block":"600-699 ST ANDREW RD","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-st-andrew-rd","address":"609 SAINT ANDREW RD","parcelNumber":"092183025","source":"https://property.phila.gov/?p=092183025","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"C36","buildingCodeNew":"10","buildingClass":"DET W/D GAR 2 STY FRAME","buildingClassNew":"COLONIAL","useLabel":"House","owner":"TRACHTENBERG KELLY","coOwner":"TRACHTENBERG MICHAEL","marketValue":3047700,"landAssessment":609500,"improvementAssessment":2438200,"livableArea":4692,"yearBuilt":2018,"lastSale":{"price":3000000,"date":"2022-05-18T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.06531467178976,"lng":-75.21347290476656,"geom":{"type":"Polygon","coordinates":[[[-75.214000221,40.065355061],[-75.213305558,40.065707713],[-75.212960666,40.065297647],[-75.213592257,40.064909218],[-75.214000221,40.065355061]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19118","beds":4,"baths":5,"stories":1,"lotArea":43586,"zoning":"RSD1","grade":"A","basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":2,"homestead":false,"mail":"609 ST ANDREW RD, PHILADELPHIA PA, 19118","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":130700,"taxable":130700,"land":130700,"improvement":0,"taxableLand":130700,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":610200,"taxable":610200,"land":610200,"improvement":0,"taxableLand":610200,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":2000000,"taxable":1766667,"land":600000,"improvement":1400000,"taxableLand":600000,"taxableImprovement":1166667,"exemptLand":0,"exemptImprovement":233333},{"y":2019,"v":2875000,"taxable":862500,"land":862500,"improvement":2012500,"taxableLand":862500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2012500},{"y":2020,"v":2875000,"taxable":862500,"land":862500,"improvement":2012500,"taxableLand":862500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2012500},{"y":2021,"v":2875000,"taxable":862500,"land":862500,"improvement":2012500,"taxableLand":862500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2012500},{"y":2022,"v":2875000,"taxable":862500,"land":862500,"improvement":2012500,"taxableLand":862500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2012500},{"y":2023,"v":2104200,"taxable":420840,"land":420840,"improvement":1683360,"taxableLand":420840,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":1683360},{"y":2024,"v":2104200,"taxable":420840,"land":420840,"improvement":1683360,"taxableLand":420840,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":1683360},{"y":2025,"v":3002800,"taxable":600500,"land":600500,"improvement":2402300,"taxableLand":600500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2402300},{"y":2026,"v":3002800,"taxable":600500,"land":600500,"improvement":2402300,"taxableLand":600500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2402300},{"y":2027,"v":3047700,"taxable":609500,"land":609500,"improvement":2438200,"taxableLand":609500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":2438200}],"taxNow":8406,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"403829","date":"2012-07-03","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2012-07-03","scope":"NEW 2 STORY WITH BASEMENT, SFD WITH ATTACHED GARAGE AND 4TH BEDROOM ABOVE."},{"number":"414529","date":"2012-08-08","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2018-07-26","scope":"NEW CONSTRUCTION:2 STORY SINGLE FAMILY DWELLING W / BASEMENT AND ATTACHED GARAGE"},{"number":"445255","date":"2012-12-26","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-04-17","scope":"INSTALL NEW S/S CT, FAI, WATER DIST PIPE AND HOUSE DRAIN(SFD)"},{"number":"556567","date":"2014-08-28","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-08-10","scope":"NEW CONSTRUCTION: WIRING THROUGHOUT WITH 320A SERVICE.... IN ACCORDANCE WITH 2008 NEC FOR A ONE FAMILY BUILDING"},{"number":"559549","date":"2014-09-09","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-09-30","scope":"INTERIOR PLUMBING CONSTRUCTION FOR A NEW SINGLE-FAMILY DWELLING - SEPARATE PERMIT(S) REQUIRED FOR EXTERIOR PLUMBING, STORM, SEWER/WATER CONNECTIONS TO THE CITY MAINS AND FUEL GAS PIPING"},{"number":"560695","date":"2014-09-17","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2016-09-30","scope":"FIRST FL.INSTALL 97% EFFICIENT GAS FURNACE W/CARRIER 17.00 SEER AIR CONDITIONING UNIT WITH DUCT WORK. SECOND FLOOR-INSTALL CARRIER 97% OF EFFICIENT SEER AIR CONDITIONING UNIT WITH DUCT WORK. AREA OVER GARAGE,INSTALL MITSUBISHI HEAT PUMP UNIT WITH DUCT SYSTEM."},{"number":"740367","date":"2016-12-01","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-07-30","scope":"INSTALLING BASEMENT BATHROOM WITH TOILET, VANITY & SHOWER. INSTALLING SEWER EJECTOR - NOTE: ADDITIONAL PERMIT(S) REQUIRED ARE BUILDING & ELECTRICAL - THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"748315","date":"2017-01-24","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-08-02","scope":"FOR INTERIOR ALTERATIONS AND RENOVATION TO FINISH BASEMENT IN AN EXISTING SINGLE FAMILY DWELLING AS PER SUBMITTED PLAN,"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2012,"k":"permit","w":"Zoning/use"},{"y":2012,"k":"permit","w":"New construction"},{"y":2012,"k":"permit","w":"Plumbing"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2014,"k":"permit","w":"Plumbing"},{"y":2014,"k":"permit","w":"Mechanical"},{"y":2016,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Major alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 43% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $2,104,200 to $3,002,800","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #403829: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}