{"asOf":"2026-07-20T09:21:00.564Z","block":"1500-1599 RUFFNER ST","blockUrl":"https://philadelphia.blockreport.homes/block/1500-1599-ruffner-st","address":"1518 RUFFNER ST","parcelNumber":"132281800","source":"https://property.phila.gov/?p=132281800","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":true,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"VALENTINE PATRICIA","coOwner":null,"marketValue":85000,"landAssessment":17000,"improvementAssessment":68000,"livableArea":1170,"yearBuilt":1910,"lastSale":{"price":1,"date":"1998-03-20T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.01747495127422,"lng":-75.15171370088,"geom":{"type":"Polygon","coordinates":[[[-75.151725492,40.017395675],[-75.151750782,40.017429518],[-75.151724519,40.017548727],[-75.151674315,40.017542496],[-75.151706248,40.017392901],[-75.151725492,40.017395675]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19140","beds":3,"baths":1,"stories":2,"lotArea":773,"zoning":"RM1","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"1518 RUFFNER ST, PHILADELPHIA PA, 19140","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":52400,"taxable":22400,"land":3478,"improvement":48922,"taxableLand":3478,"taxableImprovement":18922,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":52400,"taxable":22400,"land":7860,"improvement":44540,"taxableLand":7860,"taxableImprovement":14540,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":52400,"taxable":22400,"land":7860,"improvement":44540,"taxableLand":7860,"taxableImprovement":14540,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":53200,"taxable":13200,"land":7980,"improvement":45220,"taxableLand":7980,"taxableImprovement":5220,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":55000,"taxable":10000,"land":8250,"improvement":46750,"taxableLand":8250,"taxableImprovement":1750,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":55000,"taxable":10000,"land":8250,"improvement":46750,"taxableLand":8250,"taxableImprovement":1750,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":55000,"taxable":10000,"land":8250,"improvement":46750,"taxableLand":8250,"taxableImprovement":1750,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":63600,"taxable":0,"land":12720,"improvement":50880,"taxableLand":0,"taxableImprovement":0,"exemptLand":12720,"exemptImprovement":50880},{"y":2024,"v":63600,"taxable":0,"land":12720,"improvement":50880,"taxableLand":0,"taxableImprovement":0,"exemptLand":12720,"exemptImprovement":50880},{"y":2025,"v":78500,"taxable":0,"land":15700,"improvement":62800,"taxableLand":0,"taxableImprovement":0,"exemptLand":15700,"exemptImprovement":62800},{"y":2026,"v":78500,"taxable":0,"land":15700,"improvement":62800,"taxableLand":0,"taxableImprovement":0,"exemptLand":15700,"exemptImprovement":62800},{"y":2027,"v":85000,"taxable":0,"land":17000,"improvement":68000,"taxableLand":0,"taxableImprovement":0,"exemptLand":17000,"exemptImprovement":68000}],"taxNow":0,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"EP-2021-006368","date":"2021-06-18","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-06-28","scope":"Replace (14) 15/20 Amp receptacles Replace (5) switches Replace (2) GFI receptacles Install (1) GFI receptacle As per 2014 nec"},{"number":"EP-2021-007498","date":"2021-07-22","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-08-26","scope":"Install new receptacle and circuit for stair glide 15 amp fishing as per 2014 NEC."},{"number":"RP-2021-011243","date":"2021-07-29","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Expired","completedDate":"2022-11-01","scope":"EZ PERMIT STANDARDS ALTERATIONS- For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; UNDERPINNING AND EXCAVATIONS (I.E. DIGGING IN BASEMENT). NO WORK PERMITTED IN THE BASEMENT. (Combo Permit Plumbing and Electrical included) (PHDC Project Bathroom Renovation)"},{"number":"PP-2021-013749","date":"2021-08-02","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2022-11-01","scope":"Plumbing Permit (Interior) for combo RP-2021-011243"},{"number":"EP-2021-008039","date":"2021-08-02","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-10-01","scope":"Electrical Permit for combo RP-2021-011243"},{"number":"RP-2022-008806","date":"2022-08-11","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2023-07-14","scope":"EZ RESIDENTIAL ALTERATIONS STANDARDS PERMIT - SFD Property per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work any modifications to exterior walls, party walls, floor/roof framing or foundations, including underpinning, excavation, and removal of foundation slab. NO WORK MAY BE PERFORMED IN THE BASEMENT OR CELLAR. Separate permits required for Mechanical, Electric and Plumbing. This permit is for the Alterations approved by the PHDC as per AMP Work Order Number: 166816 - First Floor laundry room - Install one(1) auto wash connection, 1 standpipe, Replace underlayment with 3/4 inch subfloor, vinyl tile and install GWB partition walls; underfloor plumbing and one(1) Arc fault 20AMP circuit one(1) ground-fault receptacle circuit to 1st floor/basement, and for Philadelphia Housing Development Corporation (PHDC) for the AMP repair program."},{"number":"PP-2022-011830","date":"2022-08-11","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-03-21","scope":"Plumbing Permit (Interior) for combo RP-2022-008806"},{"number":"EP-2022-008048","date":"2022-08-12","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-06-07","scope":"Electrical Permit for combo RP-2022-008806"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-10","signals":[],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: RP-2021-011243 (Expired), PP-2021-013749 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}