{"asOf":"2026-07-24T20:28:16.352Z","block":"800-899 CAMERON ST","blockUrl":"https://philadelphia.blockreport.homes/block/800-899-cameron-st","address":"839 CAMERON ST","parcelNumber":"151380500","source":"https://property.phila.gov/?p=151380500","ownerType":"investor","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"W51","buildingCodeNew":"25","buildingClass":"APT 2-4 UNITS 3 STY MAS+O","buildingClassNew":"ROW MODERN","useLabel":"Apartment building","owner":"LOFTS ON VINEYARD LLC","coOwner":null,"marketValue":805000,"landAssessment":161000,"improvementAssessment":644000,"livableArea":3360,"yearBuilt":2018,"lastSale":{"price":1,"date":"2017-04-05T04:00:00Z"},"openViolations":0,"violations":[{"number":"3681150","date":"2015-07-11","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4354081","date":"2017-06-17","code":"A-501.1/5","title":"LISTED CONDIT DOES NOT COMPLY","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"VI-2021-050302","date":"2021-07-26","code":"9-3902 (2)","title":"RENTAL LICENSE MULTI FAMILY (R2)","status":"COMPLIED","resolutionDate":"2026-02-18","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"},{"number":"VI-2021-050301","date":"2021-07-26","code":"FC-13-915","title":"CERTIFICATION","status":"COMPLIED","resolutionDate":"2026-02-18","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"}],"violationCases":[{"number":"490888","type":"STANDARD","priority":"STANDARD","responsibility":"VS","status":"CLOSED","createdDate":"2015-07-11","completedDate":"2015-09-22","violations":[{"number":"3681150","date":"2015-07-11","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"589316","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DCC","status":"CLOSED","createdDate":"2017-06-18","completedDate":"2018-02-06","violations":[{"number":"4354081","date":"2017-06-17","code":"A-501.1/5","title":"LISTED CONDIT DOES NOT COMPLY","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"CF-2021-069415","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"QOL PROPERTY MAINTENANCE INVESTIGATOR","status":"CLOSED","createdDate":"2021-07-27","completedDate":"2026-02-18","violations":[{"number":"VI-2021-050302","date":"2021-07-26","code":"9-3902 (2)","title":"RENTAL LICENSE MULTI FAMILY (R2)","status":"COMPLIED","resolutionDate":"2026-02-18","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"},{"number":"VI-2021-050301","date":"2021-07-26","code":"FC-13-915","title":"CERTIFICATION","status":"COMPLIED","resolutionDate":"2026-02-18","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"}]}],"violYears":[{"y":2015,"n":1,"worst":null},{"y":2017,"n":1,"worst":null},{"y":2021,"n":2,"worst":null}],"investigations":[{"caseNumber":"490888","date":"2015-07-11","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"490888","date":"2015-08-18","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"490888","date":"2015-09-22","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"490888","date":"2015-09-22","type":"VAC INSP","status":"PASSED"},{"caseNumber":"589316","date":"2018-02-06","type":"BP_BLDG","status":"CLOSED"},{"caseNumber":"589316","date":"2018-02-06","type":"BP_BLDG","status":"CLOSED"},{"caseNumber":"CF-2021-069415","date":"2021-07-27","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-069415","date":"2021-08-30","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-069415","date":"2021-10-04","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-069415","date":"2026-02-18","type":null,"status":"PASSED"}],"inspYears":[{"y":2015,"fails":2,"passes":2},{"y":2021,"fails":3,"passes":0},{"y":2026,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96973001562917,"lng":-75.16724118786688,"geom":{"type":"Polygon","coordinates":[[[-75.167112028,39.969773957],[-75.167339565,39.969651861],[-75.167370624,39.969685203],[-75.167144783,39.969807884],[-75.167112028,39.969773957]]]},"liDistrict":"NORTH","certifications":[{"number":"BC-2025-021150","type":"Fire Alarm Certification","inspectionDate":"2024-09-17","result":"Certified","expirationDate":"2025-09-17","buildingId":"1034053"},{"number":"BC-2025-032963","type":"Sprinkler Certification","inspectionDate":"2025-11-17","result":"Certified","expirationDate":"2026-11-17","buildingId":"1034053"},{"number":"BC-2025-031303","type":"Fire Alarm Certification","inspectionDate":"2025-11-26","result":"Certified","expirationDate":"2026-11-26","buildingId":"1034053"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19130","beds":3,"baths":1,"stories":3,"lotArea":1220,"zoning":"RSA5","grade":"A-","basement":"D","heater":"H","centralAir":null,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"831 N 19TH ST, PHILADELPHIA PA, 19130","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":214500,"taxable":24600,"land":49410,"improvement":165090,"taxableLand":24600,"taxableImprovement":0,"exemptLand":24810,"exemptImprovement":165090},{"y":2017,"v":214500,"taxable":214500,"land":59202,"improvement":155298,"taxableLand":59202,"taxableImprovement":155298,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":214500,"taxable":184500,"land":59202,"improvement":155298,"taxableLand":59202,"taxableImprovement":125298,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":196700,"taxable":156700,"land":54289,"improvement":142411,"taxableLand":54289,"taxableImprovement":102411,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":1008000,"taxable":262080,"land":262080,"improvement":745920,"taxableLand":262080,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":745920},{"y":2021,"v":1008000,"taxable":262080,"land":262080,"improvement":745920,"taxableLand":262080,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":745920},{"y":2022,"v":1008000,"taxable":262080,"land":262080,"improvement":745920,"taxableLand":262080,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":745920},{"y":2023,"v":710000,"taxable":142000,"land":142000,"improvement":568000,"taxableLand":142000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":568000},{"y":2024,"v":710000,"taxable":142000,"land":142000,"improvement":568000,"taxableLand":142000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":568000},{"y":2025,"v":710000,"taxable":142000,"land":142000,"improvement":568000,"taxableLand":142000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":568000},{"y":2026,"v":710000,"taxable":142000,"land":142000,"improvement":568000,"taxableLand":142000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":568000},{"y":2027,"v":805000,"taxable":161000,"land":161000,"improvement":644000,"taxableLand":161000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":644000}],"taxNow":1988,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"180872","date":"2008-10-03","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2009-12-11","scope":"REMOVE EXISTING PLASTER AND INSTALL NEW DRYWALL. (SFD) INTERIOR ALTERATIONS TO A SINGLE FAMILY DWELLING. APPLICANTS AGGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR DATED FEBRUARY 2007. ANY DEVIATIONS FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND THE IMPOSITION OF FURTHER PENALTIES"},{"number":"761703","date":"2017-02-23","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-06-11","scope":"SEALING LATERAL PA20170540022 REMOVE HOUSE TRAP AND HERMETICALLY SEALING THE LATERAL BY A CAP OR PLUG PER SECTION P-606.1 OF THE PHILADELPHIA PLUMBING CODE 2004 - \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"786937","date":"2017-07-11","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-07-11","scope":"COMPLETE DEMOLITION OF EXISTING 2 STORY BUILDING"},{"number":"786939","date":"2017-07-11","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2018-02-06","scope":"COMPLETE DEMOLITION OF AN EXISTING TWO (2) STORY MASONRY AND WOOD FRAME STRUCTURE BY HAND METHODS, WORK ALSO INCLUDES COMPLETE REMOVAL OF FOUNDATIONS / BASEMENT SLAB **PROTECTION OF ADJACENT PROPERTIES, RIGHT-OF-WAY AND PEDESTRIANS REQUIRED AT ALL TIMES** SEE PERMIT # 786933 FOR ADJACENT BUILDING 837.*PERMIT RECEIVED FROM DOWNSTAIRS 7/17/17*"},{"number":"813319","date":"2017-10-26","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-10-26","scope":"FOR THE ERECTION OF AN ATTACHED STRUCTURE (MAX HEIGHT NTE 38 FT) WITH CELLAR AND AN ACCESSORY REAR 2ND FLOOR DECK AND REAR ROOF DECK FOR RESIDENTIAL USE ONLY WITH ROOF ACCESS STRUCTURE. SIZE AND LOCATION AS SHOWN IN THE APPLICATION.USES - FOR MULTI-FAMILY HOUSEHOLD LIVING THREE (3) DWELLING UNITS."},{"number":"842273","date":"2017-12-29","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2018-06-29","scope":"ERECTION OF A FOUR (4) STORY ABOVE GRADE PLANE, W. BASEMENT & PRIVATE ROOF DECK, THREE (3) FAMILY DWELLING OF LIGHT-FRAME WOOD & SHALLOW CONCRETE FOUNDATION CONSTRUCTION SEPARATED FROM ADJACENT PROPERTY W. COMMON PARTY WALL IN ACCORDANCE WITH APPROVED PLANS; BUILDING TO BE FULLY SPRINKLERED. SEPARATE PERMIT REQ'D FOR ANY MECH., ELEC., PLUMB., & FIRESUPP WORK. SITE TO BE EXCAVATED AT AREAS ABUTTING PROPERTIES NOT WITHIN THE SCOPE OF THIS PERMIT. ADJONING PROPERTY OWNER(S) TO BE NOTIFIED IN WRITING MIN. TEN (10) DAYS PRIOR TO START OF WORK PER SEC. B-3307.1 OF THE PHILA. BLDG. CODE. SEE BUILDING PERMIT# 828584 FOR ALL APPROVED CONSTRUCTION DOCUMENTS."},{"number":"848534","date":"2018-02-23","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2018-06-29","scope":"FOR THE INSTALLATION OF A TWO (2) INCH FIRE SERVICE LINE WITH BACKFLOW PREVENTOR FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM AS PER NFPA 13R AS PER APPROVED PLANS AND CALCULATIONS."},{"number":"859134","date":"2018-03-14","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-06-29","scope":"INSTALL (3) HVAC SYSTEMS WITH DUCTWORK. (MULTI-FAMILY)"},{"number":"861349","date":"2018-03-22","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-04-06","scope":"HOUSE TRAP, HOUSE DRAIN, FAI & THREE 3/4 EACH DOMESTIC WATER SERVICE PA20180750243 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"853280","date":"2018-03-23","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-06-29","scope":"NEW CONSTRUCTION: INTERIOR PLUMBING; 4 STORY STRUCTURE; 3 FAMILY DWELLING; ROOF DECK; 6 TOILETS,6 LAVS,3 KITCHEN,3 WASHERS,3 GARBAGE DISPOSAL,3 WATER HEATERS,3 SHOWERS AND 3 TUBS -THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"862141","date":"2018-04-27","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-06-29","scope":"WIRING AND INSTALLTING ALL LIGHT FIXTURES, DEVICES, GFI'S, SMOKE DETECTORS TO 2008 NEC. EACH APT WITH 150 AMP PANEL. NEW SERVICE, 400 AMP. ALL PHONE AND TV POINTS, INTERCOM, CAMERA SYSTEM HOOK UP ALL HEATING AND A/C UNITS. NEW FIRE ALARM SYSTEM AS PER NFPA 72."}],"storyTag":"Torn down & rebuilt","storyDelta":null,"timeline":[{"y":2017,"k":"permit","w":"Demolition"},{"y":2017,"k":"permit","w":"Zoning/use"},{"y":2017,"k":"permit","w":"New construction"},{"y":2018,"k":"demo"},{"y":2018,"k":"permit","w":"Suppression"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2021,"k":"viol","w":"2 L&I violations"},{"y":2021,"k":"insp","w":"Inspection failed ×3"},{"y":2026,"k":"insp","w":"Inspection passed"}],"rented":true,"licenses":[{"number":"431137","type":"Rental","status":"Inactive","businessName":"REMONA COLON","legalName":"REMONA COLON","address":"839 CAMERON ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2007-12-17","latestIssueDate":"2007-12-17","expirationDate":"2008-02-29","inactiveDate":"2012-12-22"},{"number":"677973","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"REMONA COLON","legalName":"REMONA COLON","address":"839 CAMERON ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2015-09-18","latestIssueDate":"2015-09-18","expirationDate":"2016-09-30","inactiveDate":"2016-11-29"},{"number":"0996616","type":"Rental","status":"Active","businessName":"Lofts on Vineyard LLC","legalName":"Lofts on Vineyard LLC","address":"839 CAMERON ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":3,"issuedDate":"2026-01-02","latestIssueDate":"2026-01-02","expirationDate":"2027-01-01","inactiveDate":null}],"licenseActivity":[{"number":"0996616","type":"Rental","businessName":"Lofts on Vineyard LLC","legalName":"Lofts on Vineyard LLC","issuedDate":"2026-01-02","latestIssueDate":"2026-01-02","closureDate":null,"expirationDate":"2027-01-01","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"677973","type":"Vacant Residential Property / Lot","businessName":"REMONA COLON","legalName":"REMONA COLON","issuedDate":"2015-09-18","latestIssueDate":"2015-09-18","closureDate":"2016-11-29","expirationDate":"2016-09-30","inactiveDate":"2016-11-29","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"431137","type":"Rental","businessName":"REMONA COLON","legalName":"REMONA COLON","issuedDate":"2007-12-17","latestIssueDate":"2007-12-17","closureDate":"2012-12-22","expirationDate":"2008-02-29","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","units":3,"signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 412% in 2020, but no matching permit appears in the property timeline.","evidence":["assessment moved from $196,700 to $1,008,000","no permit shown in 2019-2021"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #786937: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"5 failed, 3 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Feb 18, 2026.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #677973: Inactive since Nov 29, 2016","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 4 historical violations across 3 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Fire Alarm Certification: Certified through Nov 26, 2026; Sprinkler Certification: Certified through Nov 17, 2026","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}