{"asOf":"2026-07-29T08:49:55.194Z","block":"2400-2499 N OPAL ST","blockUrl":"https://philadelphia.blockreport.homes/block/2400-2499-n-opal-st","address":"2445 N OPAL ST","parcelNumber":"162120500","source":"https://property.phila.gov/?p=162120500","ownerType":"investor","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"1F609 REAL ESTATE INC","coOwner":null,"marketValue":107000,"landAssessment":21400,"improvementAssessment":85600,"livableArea":986,"yearBuilt":1920,"lastSale":{"price":105000,"date":"2023-09-06T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9914467742542,"lng":-75.1641824824714,"geom":{"type":"Polygon","coordinates":[[[-75.164111815,39.991417983],[-75.164274329,39.991439731],[-75.164265753,39.991477273],[-75.164090811,39.99145386],[-75.164111815,39.991417983]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19132","beds":3,"baths":1,"stories":2,"lotArea":704,"zoning":"RSA5","grade":"C+","basement":"C","heater":"H","centralAir":false,"extCond":"3","intCond":"2","garage":null,"homestead":false,"mail":"326 CONSHOHOCKEN STREET RD UNIT 331, GLADWYNE PA, 19035","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":4,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":14500,"taxable":14500,"land":2568,"improvement":11932,"taxableLand":2568,"taxableImprovement":11932,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":14500,"taxable":14500,"land":4350,"improvement":10150,"taxableLand":4350,"taxableImprovement":10150,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":14500,"taxable":14500,"land":4350,"improvement":10150,"taxableLand":4350,"taxableImprovement":10150,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":9300,"taxable":9300,"land":2790,"improvement":6510,"taxableLand":2790,"taxableImprovement":6510,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":9600,"taxable":9600,"land":2880,"improvement":6720,"taxableLand":2880,"taxableImprovement":6720,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":9600,"taxable":9600,"land":2880,"improvement":6720,"taxableLand":2880,"taxableImprovement":6720,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":9600,"taxable":9600,"land":2880,"improvement":6720,"taxableLand":2880,"taxableImprovement":6720,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":101900,"taxable":101900,"land":20380,"improvement":81520,"taxableLand":20380,"taxableImprovement":81520,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":101900,"taxable":101900,"land":20380,"improvement":81520,"taxableLand":20380,"taxableImprovement":81520,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":113800,"taxable":113800,"land":22760,"improvement":91040,"taxableLand":22760,"taxableImprovement":91040,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":113800,"taxable":113800,"land":22760,"improvement":91040,"taxableLand":22760,"taxableImprovement":91040,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":107000,"taxable":107000,"land":21400,"improvement":85600,"taxableLand":21400,"taxableImprovement":85600,"exemptLand":0,"exemptImprovement":0}],"taxNow":1593,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"PP-2022-012158","date":"2022-08-18","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-10-25","scope":"REPAIR / REPLACE CT, FAI"},{"number":"RP-2022-009205","date":"2022-10-17","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-12-21","scope":"**Contractor has a NOTARIZED LETTER WITH NO EMPLOYEES, SOLE WORKER** EZ PERMIT STANDARDS ALTERATIONS - For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work any modifications to exterior walls, party walls, floor/roof framing or foundations, including underpinning, excavation, and removal of foundation slab. WORK IN THE BASEMENT OR CELLAR IS NOT INCLUDED ON THE EZ ALT PERMIT. Non-structural framing, Flooring installation (hardwood type), Doors and window Install (2 exterior and 11 double hung) windows with a U-Factor N.T.E. 0.32 and no change in the size and/or locations of the openings, Bath and kitchen upgrade, No work is being proposed for the basement areas. No structural work is being performed. Separate permits required for Mechanical, Electric and Plumbing."},{"number":"MP-2022-005428","date":"2022-10-24","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-12-21","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (DUCTWORK, 92% EFFICIENCY GAS FURNACE 60,000 BTU, 2 TON AC 13 SEER 2.5 TON COIL)."}],"storyTag":"Renovated & sold on","storyDelta":12.13,"timeline":[{"y":2007,"k":"sale","p":7997},{"y":2018,"k":"sale","p":29999},{"y":2022,"k":"sale","p":105000},{"y":2022,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"sale","p":105000}],"rented":true,"licenses":[{"number":"736717","type":"Rental","status":"Inactive","businessName":"KEVIN SMALL","legalName":"KEVIN SMALL","address":"2445 N OPAL ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2017-04-27","latestIssueDate":"2017-04-27","expirationDate":"2018-04-26","inactiveDate":"2018-06-25"},{"number":"880600","type":"Vacant Residential Property / Lot","status":"Closed","businessName":"YELLOW DOOR LLC C/O BSI FINANCIAL SERVICES","legalName":"YELLOW DOOR LLC C/O BSI FINANCIAL SERVICES","address":"2445 N OPAL ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2021-11-01","latestIssueDate":"2021-11-01","expirationDate":"2022-10-31","inactiveDate":null},{"number":"903200","type":"Rental","status":"Closed","businessName":"Philahiggins Real Estate Inc.","legalName":"Philahiggins Real Estate Inc.","address":"2445 N OPAL ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2022-08-15","latestIssueDate":"2023-07-13","expirationDate":"2024-08-14","inactiveDate":null},{"number":"937435","type":"Rental","status":"Active","businessName":"1F609 Real Estate Inc.","legalName":"1F609 Real Estate Inc.","address":"2445 N OPAL ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2023-11-07","latestIssueDate":"2025-09-24","expirationDate":"2026-11-06","inactiveDate":null}],"licenseActivity":[{"number":"937435","type":"Rental","businessName":"1F609 Real Estate Inc.","legalName":"1F609 Real Estate Inc.","issuedDate":"2023-11-07","latestIssueDate":"2025-09-24","closureDate":null,"expirationDate":"2026-11-06","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"903200","type":"Rental","businessName":"Philahiggins Real Estate Inc.","legalName":"Philahiggins Real Estate Inc.","issuedDate":"2022-08-15","latestIssueDate":"2023-07-13","closureDate":"2024-08-14","expirationDate":"2024-08-14","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false},{"number":"880600","type":"Vacant Residential Property / Lot","businessName":"YELLOW DOOR LLC C/O BSI FINANCIAL SERVICES","legalName":"YELLOW DOOR LLC C/O BSI FINANCIAL SERVICES","issuedDate":"2021-11-01","latestIssueDate":"2021-11-01","closureDate":"2022-10-31","expirationDate":"2022-10-31","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false},{"number":"736717","type":"Rental","businessName":"KEVIN SMALL","legalName":"KEVIN SMALL","issuedDate":"2017-04-27","latestIssueDate":"2017-04-27","closureDate":"2018-06-25","expirationDate":"2018-04-26","inactiveDate":"2018-06-25","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-28","signals":[],"legalChecks":[{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (326 CONSHOHOCKEN STREET RD UNIT 331, GLADWYNE PA, 19035).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1920 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #880600: Closed","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}