{"asOf":"2026-07-28T14:36:08.224Z","block":"1400-1499 E MONTGOMERY AVE","blockUrl":"https://philadelphia.blockreport.homes/block/1400-1499-e-montgomery-ave","address":"1427 E MONTGOMERY AVE","parcelNumber":"181174100","source":"https://property.phila.gov/?p=181174100","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"22","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"ANASTI JESSICA","coOwner":"GALLAGHER VINCENT","marketValue":412900,"landAssessment":82580,"improvementAssessment":330320,"livableArea":1812,"yearBuilt":1920,"lastSale":{"price":406000,"date":"2020-08-04T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.97495144196039,"lng":-75.12885012426537,"geom":{"type":"Polygon","coordinates":[[[-75.128737236,39.974968227],[-75.128938579,39.9748951],[-75.128961609,39.974936575],[-75.128759417,39.975007615],[-75.128737236,39.974968227]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":5,"baths":1,"stories":3,"lotArea":976,"zoning":"RSA5","grade":"B-","basement":"C","heater":"A","centralAir":false,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"1427 E MONTGOMERY AVE, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":218500,"taxable":188500,"land":16982,"improvement":201518,"taxableLand":16982,"taxableImprovement":171518,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":218500,"taxable":188500,"land":65550,"improvement":152950,"taxableLand":65550,"taxableImprovement":122950,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":218500,"taxable":188500,"land":65550,"improvement":152950,"taxableLand":65550,"taxableImprovement":122950,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":265900,"taxable":225900,"land":79770,"improvement":186130,"taxableLand":79770,"taxableImprovement":146130,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":286500,"taxable":241500,"land":85950,"improvement":200550,"taxableLand":85950,"taxableImprovement":155550,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":286500,"taxable":241500,"land":85950,"improvement":200550,"taxableLand":85950,"taxableImprovement":155550,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":286500,"taxable":286500,"land":85950,"improvement":200550,"taxableLand":85950,"taxableImprovement":200550,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":372500,"taxable":292500,"land":74500,"improvement":298000,"taxableLand":74500,"taxableImprovement":218000,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":372500,"taxable":292500,"land":74500,"improvement":298000,"taxableLand":74500,"taxableImprovement":218000,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":432500,"taxable":332500,"land":86500,"improvement":346000,"taxableLand":86500,"taxableImprovement":246000,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":432500,"taxable":332500,"land":86500,"improvement":346000,"taxableLand":86500,"taxableImprovement":246000,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":412900,"taxable":312900,"land":82580,"improvement":330320,"taxableLand":82580,"taxableImprovement":230320,"exemptLand":0,"exemptImprovement":100000}],"taxNow":4654,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"680345","date":"2016-03-30","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-04-09","scope":"COMPLETE WATER SERVICE PA20160883331 (SFD)SELF CERTIFICATION'S ARE NO LONGER PERMITTED\",\"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"685456","date":"2016-04-19","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-04-21","scope":"LATERAL, CURB TRAP, FAI & MAIN DRAIN PA20161090306 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS & PLUMBING TRENCHES IN EXCESS OF 5' IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"},{"number":"PP-2021-007357","date":"2021-04-29","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-08-10","scope":"Replace existing water supply and drain lines to (2) toilets, (3) lavs, (2) baths, (1) kitchen sink"},{"number":"RP-2021-001605","date":"2021-04-29","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-08-23","scope":"FOR THE CONSTRUCTION /ALTERATIONS THROUGHOUT AN EXISTING ATTACHED STRUCTURE. FOR A SINGLE- FAMILY HOUSEHOLD LIVING. AS PER PLANS. *************************NO UNDERPINNING ON THIS APPLICATION. SEPARATE PERMITS ARE REQUIRED FOR PLUMBING, MECH. OR ELECTRIICAL WORK.*****************************************************************************************"},{"number":"EP-2021-004396","date":"2021-05-12","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-07-23","scope":"Rewire 2nd floor renovated bathrooms (2). Add a laundry room wiring to the second floor. Rewire living room and kitchen to code minimum standards. 7 lights in living room. 12 recessed lights in kitchen, and undercabinet lighting. New 200amp aerial service and panel as per 2014 nec"},{"number":"MP-2021-003219","date":"2021-07-20","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-08-23","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. REPLACE Hvac System 3 ton 3 seer condenser in rear of building 3 ton coil 80k btu 96% gas furnace 2 head indoor ductless split for 3rd floor outdoor unit in rear"}],"storyTag":"Renovated & sold on","storyDelta":4.6,"timeline":[{"y":2003,"k":"sale","p":72500},{"y":2016,"k":"permit","w":"Plumbing"},{"y":2016,"k":"permit","w":"Plumbing"},{"y":2020,"k":"sale","p":406000},{"y":2021,"k":"permit","w":"Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-27","signals":[],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}