{"asOf":"2026-07-24T16:47:50.553Z","block":"400-499 E FLORA ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-e-flora-st","address":"440 E FLORA ST","parcelNumber":"181358200","source":"https://property.phila.gov/?p=181358200","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O31","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY+OTHER","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"COLLINS MADELINE","coOwner":"BALLARD TREVOR","marketValue":261200,"landAssessment":52200,"improvementAssessment":209000,"livableArea":784,"yearBuilt":1920,"lastSale":{"price":294900,"date":"2025-05-30T04:00:00Z"},"openViolations":0,"violations":[{"number":"904837","date":"2008-03-24","code":"PM-302.4/8","title":"DRAINAGE-YARD DRAIN 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A-CLEAN/EXTERMINATE","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"975239","date":"2008-06-06","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1944505","date":"2008-12-02","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2428271","date":"2012-05-01","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"152272","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2008-03-24","completedDate":"2008-12-02","violations":[{"number":"904837","date":"2008-03-24","code":"PM-302.4/8","title":"DRAINAGE-YARD DRAIN REPAIR","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904838","date":"2008-03-24","code":"PM-302.6/1","title":"EXT A-ACC STRUCT REPAIR/MAINT","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904836","date":"2008-03-24","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904849","date":"2008-03-24","code":"FC-907.3/20","title":"SD-REQD EXIST GROUP R","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904848","date":"2008-03-24","code":"PM-305.3/4","title":"INT S-WALLS REPAIR/MAINT SANI","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904847","date":"2008-03-24","code":"PM-407.2/10","title":"ELEC-SWITCH DEFECTIVE-RES","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904846","date":"2008-03-24","code":"PM-407.1/1","title":"ELEC-SYS MIN SERVICE-RES","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904844","date":"2008-03-24","code":"PM-405.3/13","title":"INT-PLMBG MAINT FIXTURES-RES","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904843","date":"2008-03-24","code":"PM-304.8/13","title":"EXT S-WINDOW LOCK REPAIR/REPLA","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904842","date":"2008-03-24","code":"PM-304.3/4","title":"EXT S-WALLS REPAIR CRACKS","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904841","date":"2008-03-24","code":"PM-304.3/1","title":"EXT S-WALLS REPAIR/MAINTAIN","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904840","date":"2008-03-24","code":"PM-304.8/19","title":"EXT S-WINDOW/FRAME RODENTPROOF","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"904839","date":"2008-03-24","code":"PM-302.2/1","title":"EXT A-CLEAN/EXTERMINATE","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"975239","date":"2008-06-06","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPEXCP","resolutionDate":null,"resolution":null}]},{"number":"186793","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2008-12-02","completedDate":"2012-07-12","violations":[{"number":"1944505","date":"2008-12-02","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"320845","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DN","status":"CLOSED","createdDate":"2012-03-26","completedDate":"2012-06-08","violations":[{"number":"2428271","date":"2012-05-01","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2008,"n":15,"worst":null},{"y":2012,"n":1,"worst":null}],"investigations":[{"caseNumber":"152272","date":"2008-03-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"152272","date":"2008-04-08","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"152272","date":"2008-04-08","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"152272","date":"2008-08-06","type":"PRECOURT","status":"PASSED"},{"caseNumber":"186793","date":"2008-12-02","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"186793","date":"2011-01-07","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"320845","date":"2012-03-26","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"320845","date":"2012-05-02","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"320845","date":"2012-06-08","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"186793","date":"2012-07-12","type":"HCEU INSP","status":"PASSED"}],"inspYears":[{"y":2008,"fails":3,"passes":1},{"y":2011,"fails":1,"passes":0},{"y":2012,"fails":2,"passes":2}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.97103141284203,"lng":-75.12927788006186,"geom":{"type":"Polygon","coordinates":[[[-75.12922115,39.970987212],[-75.129272,39.970968723],[-75.129334082,39.971075582],[-75.129284901,39.971094819],[-75.12922115,39.970987212]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":false,"permits":true,"licenses":true},"zip":"19125","beds":3,"baths":1,"stories":2,"lotArea":637,"zoning":"RSA5","grade":"D","basement":"D","heater":"0","centralAir":false,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"440 E FLORA ST, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[{"type":"RB_LIRB","grounds":"TENANT HAS CAUSED SOME PARTS. I WAS UNAWARE OF SOME PARTS AND HAD BEEN ADDRESSING SOME PARTS. TENANT STOPPED PAYING RENT FEB. 08.  I AM LAID OFF FROM WORK. I HAVE NO INCOME WITHOUT RENT COMING IN, I NEED MORE TIME.","status":"OPEN","outcome":"MOOT","date":"2008-12-03","number":"5168","relatedPermit":"152272"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":132400,"taxable":132400,"land":10510,"improvement":121890,"taxableLand":10510,"taxableImprovement":121890,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":132400,"taxable":132400,"land":39720,"improvement":92680,"taxableLand":39720,"taxableImprovement":92680,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":132400,"taxable":132400,"land":39720,"improvement":92680,"taxableLand":39720,"taxableImprovement":92680,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":168700,"taxable":168700,"land":50610,"improvement":118090,"taxableLand":50610,"taxableImprovement":118090,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":181800,"taxable":181800,"land":54540,"improvement":127260,"taxableLand":54540,"taxableImprovement":127260,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":181800,"taxable":181800,"land":54540,"improvement":127260,"taxableLand":54540,"taxableImprovement":127260,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":181800,"taxable":181800,"land":54540,"improvement":127260,"taxableLand":54540,"taxableImprovement":127260,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":217100,"taxable":217100,"land":43420,"improvement":173680,"taxableLand":43420,"taxableImprovement":173680,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":217100,"taxable":217100,"land":43420,"improvement":173680,"taxableLand":43420,"taxableImprovement":173680,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":279300,"taxable":279300,"land":55860,"improvement":223440,"taxableLand":55860,"taxableImprovement":223440,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":279300,"taxable":179300,"land":55860,"improvement":223440,"taxableLand":55860,"taxableImprovement":123440,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":261200,"taxable":161200,"land":52200,"improvement":209000,"taxableLand":52200,"taxableImprovement":109000,"exemptLand":0,"exemptImprovement":100000}],"taxNow":2510,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"164934","date":"2008-07-17","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"100 AMP SERVICE: NEW CABLES, METER SOCKET PANEL AND GROUNDS, GFCI AT PANEL. IN ACCORDANCE WITH 2005 NEC"},{"number":"398185","date":"2012-04-13","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2012-04-13","scope":"REMOVE AND REBUILD FIRST FLOOR KITCHEN AND INTERIOR RENOVATION OF SECOND FLOOR BATHROOM AS SHOWN ON PLANS. NO CHANGE IN FOOTPRINT OF EXISITING STRUCTURE."},{"number":"398165","date":"2012-04-13","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2013-03-19","scope":"REMOVE AND REBUILD FIRST FLOOR KITCHEN AND INTERIOR RENOVATION OF SECOND FLOOR BATHROOM PER SUBMITTED PLAN. NO CHANGE IN FOOTPRINT OF EXISTING STRUCTURE. SEPARATE PERMITS REQUIRED FOR ELECTRIC; PLUMBING AND MECHANICAL."},{"number":"402703","date":"2012-05-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2012-08-08","scope":"INSTALL 8 OUTLETS 20AMP, 3 110VOLT SWITCHES, 2 LIGHTS AS PER 2008 NEC (EAST DIST) SFD"},{"number":"405013","date":"2012-05-14","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2013-06-13","scope":"INSTALLING 1 TOILET,1 LAV,1 WASHER/DRYER,1 KS,1 SH,1 WATER HEATER"},{"number":"EP-2025-007037","date":"2025-07-24","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-11-24","scope":"Supply and install a new 100 AMP service, including new 100 AMP service cable on the exterior sleeved in PVC conduit if applicable, new 100 AMP meter socket on the interior, new Siemens 100 AMP 30 circuit panel with main breaker, supply and install a new Siemens breaker properly sized for every existing circuit, ground the main electrical system, build a backboard to mount the new panel if necessary, label the panel. Knob and tube replacement and additional wiring first floor: Supply and install new wiring to replace existing knob and tube wiring at dining room light and switch. Supply and install new wiring to replace existing knob and tube wiring at exterior front light and switch. Supply and install new wiring for a ceiling mount fixture in living room with switching. Supply, wire and install two new receptacles in living room and in dining room with switching. supply and install two receptacles as per customer locations in living room and one in dining room. Second Floor: supply and install new wiring to replace existing knob and tube wiring in existing receptacles and center ceiling fan/switch in two bedrooms. Supply and install new wiring to replace know and tube wiring on second floor landing and switching from first to second floor. Supply, wire and install two new receptacles in front and rear rooms to replace exiting knob and tube wiring. Install customer supplied new fixtures in front and rear bedrooms. Supply and install two receptacles as per customer locations in front bedroom and one in rear bedroom. Basement: Supply and install new wiring i to replace knob and tube wiring to existing lighting and switching. Provide Arc fault GFCI protection where applicable on rewired circuits above. Supply, wire, and install 120 volt hard wired interconnected smoke detectors in two bedrooms. Supply, wire and install 120 volt hard wired interconnected combination smoke, carbon monoxide detectors on 2nd floor landing, dining room, baseme"},{"number":"PP-2025-010340","date":"2025-08-11","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-08-16","scope":"REPAIR/REPLACE MAIN DRAIN."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2008,"k":"insp","w":"L&I: 3 failed, 1 passed"},{"y":2008,"k":"appeal","w":"Appeal moot"},{"y":2011,"k":"insp","w":"Inspection failed"},{"y":2012,"k":"permit","w":"Zoning/use"},{"y":2012,"k":"permit","w":"Major alteration"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2012,"k":"permit","w":"Plumbing"},{"y":2012,"k":"viol","w":"L&I violation"},{"y":2012,"k":"insp","w":"L&I: 2 failed, 2 passed"},{"y":2025,"k":"sale","p":294900},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[{"number":"390438","type":"Rental","status":"Inactive","businessName":"SANDRA WATSON","legalName":"SANDRA WATSON","address":"440 E FLORA ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2006-11-06","latestIssueDate":"2022-03-14","expirationDate":"2023-02-28","inactiveDate":"2023-04-29"}],"licenseActivity":[{"number":"390438","type":"Rental","businessName":"SANDRA WATSON","legalName":"SANDRA WATSON","issuedDate":"2006-11-06","latestIssueDate":"2022-03-14","closureDate":"2023-04-29","expirationDate":"2023-02-28","inactiveDate":"2023-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 2 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2025","permit activity in 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #5168: OPEN · MOOT; related permit 152272. Use permit #398185: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 3 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Jul 12, 2012.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 16 historical violations across 3 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}