{"asOf":"2026-07-28T21:54:06.968Z","block":"400-499 SEPVIVA ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-sepviva-st","address":"410 SEPVIVA ST","parcelNumber":"181471800","source":"https://property.phila.gov/?p=181471800","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O51","buildingCodeNew":"25","buildingClass":"ROW 3 STY MASONRY+OTHER","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"BARILE CRISTINA GABRIELLA","coOwner":"HUSAIN NEIL A","marketValue":542300,"landAssessment":108460,"improvementAssessment":433840,"livableArea":1332,"yearBuilt":1920,"lastSale":{"price":430000,"date":"2019-03-27T04:00:00Z"},"openViolations":0,"violations":[{"number":"4623481","date":"2018-03-27","code":"A-104.1/1","title":"WORKMANLIKE- BUILDING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661580","date":"2018-05-04","code":"A-901.13/1","title":"PENALTY- NO BLDG PERM INFO","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661577","date":"2018-05-04","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661578","date":"2018-05-04","code":"A-501.1/1","title":"BLDG PERMIT REQUIRED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661579","date":"2018-05-04","code":"A-504.1/1","title":"STOP WORK ORDER","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"626635","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DE","status":"CLOSED","createdDate":"2018-03-28","completedDate":"2018-05-03","violations":[{"number":"4623481","date":"2018-03-27","code":"A-104.1/1","title":"WORKMANLIKE- BUILDING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"631861","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DE","status":"CLOSED","createdDate":"2018-05-04","completedDate":"2018-06-25","violations":[{"number":"4661580","date":"2018-05-04","code":"A-901.13/1","title":"PENALTY- NO BLDG PERM INFO","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661577","date":"2018-05-04","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661578","date":"2018-05-04","code":"A-501.1/1","title":"BLDG PERMIT REQUIRED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4661579","date":"2018-05-04","code":"A-504.1/1","title":"STOP WORK ORDER","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2018,"n":5,"worst":null}],"investigations":[{"caseNumber":"626635","date":"2018-03-27","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"626635","date":"2018-05-02","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"631861","date":"2018-05-04","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"631861","date":"2018-06-25","type":"BP_BLDG","status":"PASSED"}],"inspYears":[{"y":2018,"fails":2,"passes":2}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.974493507360656,"lng":-75.13236584847309,"geom":{"type":"Polygon","coordinates":[[[-75.132313002,39.974450325],[-75.132364616,39.974433786],[-75.132419605,39.974535211],[-75.132365125,39.974552683],[-75.132313002,39.974450325]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":3,"baths":2,"stories":3,"lotArea":640,"zoning":"RSA5","grade":null,"basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":false,"mail":"410 SEPVIVA ST, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[],"taxYears":[{"year":2016,"total":2966.38,"principal":2367.98,"interest":35.52,"penalty":23.68}],"taxNet":2966.38,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":147100,"taxable":147100,"land":10560,"improvement":136540,"taxableLand":10560,"taxableImprovement":136540,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":147100,"taxable":147100,"land":44130,"improvement":102970,"taxableLand":44130,"taxableImprovement":102970,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":147100,"taxable":147100,"land":44130,"improvement":102970,"taxableLand":44130,"taxableImprovement":102970,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":179500,"taxable":179500,"land":53850,"improvement":125650,"taxableLand":53850,"taxableImprovement":125650,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":430000,"taxable":179500,"land":124700,"improvement":305300,"taxableLand":124700,"taxableImprovement":54800,"exemptLand":0,"exemptImprovement":250500},{"y":2021,"v":430000,"taxable":179500,"land":124700,"improvement":305300,"taxableLand":124700,"taxableImprovement":54800,"exemptLand":0,"exemptImprovement":250500},{"y":2022,"v":430000,"taxable":179500,"land":124700,"improvement":305300,"taxableLand":124700,"taxableImprovement":54800,"exemptLand":0,"exemptImprovement":250500},{"y":2023,"v":449700,"taxable":154515,"land":89940,"improvement":359760,"taxableLand":89940,"taxableImprovement":64575,"exemptLand":0,"exemptImprovement":295185},{"y":2024,"v":449700,"taxable":154515,"land":89940,"improvement":359760,"taxableLand":89940,"taxableImprovement":64575,"exemptLand":0,"exemptImprovement":295185},{"y":2025,"v":541900,"taxable":186195,"land":108380,"improvement":433520,"taxableLand":108380,"taxableImprovement":77815,"exemptLand":0,"exemptImprovement":355705},{"y":2026,"v":541900,"taxable":186195,"land":108380,"improvement":433520,"taxableLand":108380,"taxableImprovement":77815,"exemptLand":0,"exemptImprovement":355705},{"y":2027,"v":542300,"taxable":186332,"land":108460,"improvement":433840,"taxableLand":108460,"taxableImprovement":77872,"exemptLand":0,"exemptImprovement":355968}],"taxNow":2606,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"833958","date":"2017-11-21","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2017-12-27","scope":"EZ INTERIOR DEMOLITION- FOR THE INTERIOR DEMOLITION ON NON-BEARING PARTITION WALL AND CEILINGS AS PER ATTACHED STANDARD. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS."},{"number":"841040","date":"2018-02-27","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2018-02-27","scope":"NEW THIRD STORY ADDITION TO INCLUDE NEW THIRD FLOOR AND ROOF DECK."},{"number":"855363","date":"2018-04-20","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"COMPLETED","completedDate":"2019-02-05","scope":"FOR A THIRD FLOOR ADDITION WITH FRONT SETBACK, A ROOF DECK AND A ROOF DECK ACCESS STRUCTURE ABOVE ON AN EXISTING ATTACHED STRUCTURE USED AS SINGLE FAMILY DWELLING.WORK INCLUDES REPLACEMENT OF STAIRS (DETAILS AS SHOWN ON THE PLAN) NO UNDERPINNING OF FOUNDATION AND NO LOWERING OF BASEMENT FLOOR INCLUDED IN THIS PERMIT APPLICATION.SEPERATE PERMIT REQUIRED FOR ELECTRICAL, MECHANICAL AND PLUMBING WORK"},{"number":"876611","date":"2018-06-26","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-02-05","scope":"REMOVE AND REPLACE FRONT WALL. NO OTHER WORK APPROVED UNDER THIS PERMIT."},{"number":"876601","date":"2018-07-09","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2018-07-30","scope":"AMENDING PRICE CHANGE FOR AP#855363 FROM 50,000 TO $145,000 AND WITH NO CHANGES TO PREVIOUSLY APPROVED PERMIT (AP#855363)."},{"number":"902406","date":"2018-08-15","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2018-09-06","scope":"AMEND PERMIT LANGUAGE ON APPLICATION AP#855363 TO CLEARLY IDENTIFY ALTERATIONS TO BE PERFORMED THROUGH OUT THE STRUCTURE AS APPROVED ON SUBMITTED PLANS."},{"number":"912246","date":"2018-09-20","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2019-02-05","scope":"INSTALL 3.5 HEAT PUMP"},{"number":"912854","date":"2018-09-24","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-02-05","scope":"INSTALL 2 FULL BATH 3WC 2LS 2BT 1KIT 1LB 1GD 1DW 1SP 1 POWDER ROOM KITCHEN THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"912884","date":"2018-09-24","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-12-03","scope":"INSTALL ONE TWO(200) AMP SERVICE, REWIRE THROUGH OUT , SWITCHES, OUTLETS, SMOKE/CARBON DETECTORS. AS PER 2008 NEC."},{"number":"961887","date":"2019-03-28","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2022-10-20","scope":"REPLACE WATER SERVICE, INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"}],"storyTag":"Renovated & sold on","storyDelta":1.77,"timeline":[{"y":2018,"k":"permit","w":"Zoning"},{"y":2018,"k":"permit","w":"Addition"},{"y":2018,"k":"permit","w":"Major alteration"},{"y":2018,"k":"viol","w":"5 L&I violations"},{"y":2018,"k":"permit","w":"Administrative"},{"y":2018,"k":"insp","w":"L&I: 2 failed, 2 passed"},{"y":2018,"k":"permit","w":"Administrative"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2019,"k":"sale","p":430000},{"y":2019,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[{"number":"686466","type":"Vacant Residential Property / Lot","status":"Closed","businessName":"FINANCIAL FREEDOM A DIVISION OF ONE WEST BANK","legalName":"FINANCIAL FREEDOM A DIVISION OF ONE WEST BANK","address":"410 SEPVIVA ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2015-12-15","latestIssueDate":"2017-02-16","expirationDate":"2017-12-31","inactiveDate":null}],"licenseActivity":[{"number":"686466","type":"Vacant Residential Property / Lot","businessName":"FINANCIAL FREEDOM A DIVISION OF ONE WEST BANK","legalName":"FINANCIAL FREEDOM A DIVISION OF ONE WEST BANK","issuedDate":"2015-12-15","latestIssueDate":"2017-02-16","closureDate":"2017-12-31","expirationDate":"2017-12-31","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false}],"businessLicenseSourceDate":"2026-07-27","signals":[],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 961887 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 2 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jun 25, 2018.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #686466: Closed","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 5 historical violations across 2 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}