{"asOf":"2026-07-29T23:29:18.285Z","block":"4100-4199 TERRACE ST","blockUrl":"https://philadelphia.blockreport.homes/block/4100-4199-terrace-st","address":"4120 TERRACE ST","parcelNumber":"211279811","source":"https://property.phila.gov/?p=211279811","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"P50","buildingCodeNew":"25","buildingClass":"ROW W/GAR 3 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"BENIPAL ARASHDEEP","coOwner":"BENIPAL PARMJEET","marketValue":601700,"landAssessment":120340,"improvementAssessment":481360,"livableArea":2382,"yearBuilt":2010,"lastSale":{"price":455000,"date":"2020-07-27T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.024358139407894,"lng":-75.21655902101982,"geom":{"type":"Polygon","coordinates":[[[-75.216223484,40.024452672],[-75.216529933,40.024218166],[-75.216658904,40.024318328],[-75.216554219,40.024375547],[-75.216464238,40.024306903],[-75.216246638,40.024471271],[-75.216223484,40.024452672]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19128","beds":3,"baths":3,"stories":2,"lotArea":3423,"zoning":"RSA5","grade":"C","basement":"E","heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":1,"homestead":false,"mail":"178 CREST AVE, LANCASTER PA, 17602","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":386500,"taxable":64399,"land":64399,"improvement":322101,"taxableLand":64399,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":322101},{"y":2017,"v":386500,"taxable":55076,"land":55076,"improvement":331424,"taxableLand":55076,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":331424},{"y":2018,"v":386500,"taxable":55076,"land":55076,"improvement":331424,"taxableLand":55076,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":331424},{"y":2019,"v":416800,"taxable":59300,"land":59300,"improvement":357500,"taxableLand":59300,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":357500},{"y":2020,"v":424100,"taxable":60339,"land":60339,"improvement":363761,"taxableLand":60339,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":363761},{"y":2021,"v":424100,"taxable":181596,"land":60339,"improvement":363761,"taxableLand":60339,"taxableImprovement":121257,"exemptLand":0,"exemptImprovement":242504},{"y":2022,"v":424100,"taxable":424100,"land":60339,"improvement":363761,"taxableLand":60339,"taxableImprovement":363761,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":584400,"taxable":584400,"land":116800,"improvement":467600,"taxableLand":116800,"taxableImprovement":467600,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":584400,"taxable":584400,"land":116800,"improvement":467600,"taxableLand":116800,"taxableImprovement":467600,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":561700,"taxable":561700,"land":112340,"improvement":449360,"taxableLand":112340,"taxableImprovement":449360,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":561700,"taxable":561700,"land":112340,"improvement":449360,"taxableLand":112340,"taxableImprovement":449360,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":601700,"taxable":601700,"land":120340,"improvement":481360,"taxableLand":120340,"taxableImprovement":481360,"exemptLand":0,"exemptImprovement":0}],"taxNow":7863,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"292191","date":"2010-07-22","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2010-07-22","scope":"ERECT A 3 STORY SFD."},{"number":"292753","date":"2010-08-05","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2011-10-04","scope":"ERECTION OF A FULLY SPRINKLERED 3-STY SFD WITH 3 DECKS PER PLAN."},{"number":"310723","date":"2010-11-18","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2010-11-18","scope":"ADMIN REVIEW FOR AP #292192 & #292191, TO SHOW MOVING HOUSE FORWARD 20'"},{"number":"304504","date":"2010-11-29","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2011-10-03","scope":"REVISE PERMIT #292753 FROM A 3 STY. SINGLE FAMILY DWELLING WITH OFF STREET PARKING TO A 3 STY. SINGLE FAMILY DWELLING WITH GARAGE AS PER DETAILING LETTER. SEE REVISED SITE PLAN. SPECIAL INSPECTIONS REQUIRED FOR THE PROPOSED FOUNDATION SYSTEM BY A REGISTERED PROFESSIONAL ENGINEER IN THE STATE OF PA."},{"number":"317270","date":"2010-12-20","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2011-10-03","scope":"INSTALLATION OF STORM & SANITARY HOUSE DRAIN, SOIL AND WASTE PIPING,WATER SUPPLY PIPING, 3/4\" WATER DISTRIBUTION, NEW CONSTRUCTION TO INCLUDE HOUSE DRAIN, HOUSE TRAP"},{"number":"324081","date":"2011-02-08","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2011-10-03","scope":"INSTALL 1 CARRIER HVAC UNIT (SFD)"},{"number":"326068","date":"2011-02-22","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2011-10-17","scope":"SFD INSTALL 200A SERVICE AND WIRE AS PER 2008 NEC, THE PHILADELPHIA FIRE CODE AND NFPA 72."},{"number":"319803","date":"2011-03-08","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2011-10-03","scope":"INSTALL A FIRE SUPPRESSION SYSTEM IN A SFD. 1 1/4\" SERVICE LINE."}],"storyTag":"New construction","storyDelta":0.18,"timeline":[{"y":2006,"k":"land","p":129900},{"y":2010,"k":"permit","w":"Zoning/use"},{"y":2010,"k":"permit","w":"New construction"},{"y":2010,"k":"permit","w":"Zoning/use"},{"y":2010,"k":"permit","w":"Administrative"},{"y":2010,"k":"permit","w":"Plumbing"},{"y":2011,"k":"permit","w":"Mechanical"},{"y":2011,"k":"permit","w":"Electrical"},{"y":2011,"k":"permit","w":"Suppression"},{"y":2015,"k":"sale","p":385000},{"y":2020,"k":"sale","p":455000}],"rented":false,"licenses":[{"number":"545701","type":"Rental","status":"Inactive","businessName":"7220 RIDGE LLC","legalName":"7220 RIDGE LLC","address":"4120 TERRACE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2011-10-06","latestIssueDate":"2015-02-21","expirationDate":"2016-02-29","inactiveDate":"2016-04-29"}],"licenseActivity":[{"number":"545701","type":"Rental","businessName":"7220 RIDGE LLC","legalName":"7220 RIDGE LLC","issuedDate":"2011-10-06","latestIssueDate":"2015-02-21","closureDate":"2016-04-29","expirationDate":"2016-02-29","inactiveDate":"2016-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 38% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $424,100 to $584,400","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #292191: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}