{"asOf":"2026-07-30T01:54:36.902Z","block":"4200-4299 TERRACE ST","blockUrl":"https://philadelphia.blockreport.homes/block/4200-4299-terrace-st","address":"4244 TERRACE ST","parcelNumber":"211282200","source":"https://property.phila.gov/?p=211282200","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"Q31","buildingCodeNew":"26","buildingClass":"ROW W/DET GAR 2 STY MAS+O","buildingClassNew":"ROW RIVER ROW","useLabel":"House","owner":"GOLDSTEIN JOANNA M","coOwner":null,"marketValue":617200,"landAssessment":123440,"improvementAssessment":493760,"livableArea":3000,"yearBuilt":1930,"lastSale":{"price":770000,"date":"2024-08-01T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.02621264072434,"lng":-75.21865990591263,"geom":{"type":"Polygon","coordinates":[[[-75.218536225,40.026260024],[-75.21875139,40.026134843],[-75.218785931,40.026173437],[-75.218572217,40.026288398],[-75.218536225,40.026260024]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19128","beds":5,"baths":4,"stories":3,"lotArea":1293,"zoning":"RSA5","grade":"C","basement":"A","heater":"B","centralAir":true,"extCond":"2","intCond":"2","garage":2,"homestead":false,"mail":"4244 TERRACE ST, PHILADELPHIA PA, 19128","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":183500,"taxable":183500,"land":24308,"improvement":159192,"taxableLand":24308,"taxableImprovement":159192,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":183500,"taxable":183500,"land":27525,"improvement":155975,"taxableLand":27525,"taxableImprovement":155975,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":183500,"taxable":183500,"land":27525,"improvement":155975,"taxableLand":27525,"taxableImprovement":155975,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":203400,"taxable":203400,"land":30510,"improvement":172890,"taxableLand":30510,"taxableImprovement":172890,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":206900,"taxable":206900,"land":31035,"improvement":175865,"taxableLand":31035,"taxableImprovement":175865,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":206900,"taxable":206900,"land":31035,"improvement":175865,"taxableLand":31035,"taxableImprovement":175865,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":206900,"taxable":206900,"land":31035,"improvement":175865,"taxableLand":31035,"taxableImprovement":175865,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":225800,"taxable":225800,"land":45160,"improvement":180640,"taxableLand":45160,"taxableImprovement":180640,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":225800,"taxable":225800,"land":45160,"improvement":180640,"taxableLand":45160,"taxableImprovement":180640,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":775000,"taxable":250000,"land":155000,"improvement":620000,"taxableLand":155000,"taxableImprovement":95000,"exemptLand":0,"exemptImprovement":525000},{"y":2026,"v":775000,"taxable":250000,"land":155000,"improvement":620000,"taxableLand":155000,"taxableImprovement":95000,"exemptLand":0,"exemptImprovement":525000},{"y":2027,"v":617200,"taxable":199097,"land":123440,"improvement":493760,"taxableLand":123440,"taxableImprovement":75657,"exemptLand":0,"exemptImprovement":418103}],"taxNow":3500,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2021-001451","date":"2021-08-26","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2024-07-11","scope":"FOR THE REAR 2ND AND 3RD STORY ADDITION TO THE EXISTING ATTACHED STRUCTURE, SIZE AND LOCATION AS SHOWN ON THE PLAN."},{"number":"RP-2021-002036","date":"2022-01-28","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2024-07-11","scope":"2ND FLOOR REAR AND 3RD FLOOR ADDITION TO EXISTING TWO STORY SINGLE FAMILY RESIDENCE. SIZE, LOCATION AND EXTENTS PER PLAN."},{"number":"PP-2022-015411","date":"2022-10-24","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2024-07-02","scope":"Install House Drain, Stacks, Drain Line to Fixtures, Water lines to Fixtures. Installation of FixturesTO INCLUDE 15 FIXTURES"},{"number":"EP-2022-012560","date":"2022-12-19","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-06-22","scope":"INSTALL 200 AMP SERVICE, WIRING THROUGHOUT, INSTALL LIGHT FIXTURES, INSTALL OUTLETS, SWITCHES, SMOKE DETECTORS, GROUNDING AS PER 2017 NEC"},{"number":"MP-2024-003016","date":"2024-07-09","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2024-07-11","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans."}],"storyTag":"New construction","storyDelta":11.42,"timeline":[{"y":2000,"k":"sale","p":62000},{"y":2003,"k":"sale","p":68000},{"y":2021,"k":"permit","w":"New construction, addition, GFA change"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"sale","p":770000}],"rented":false,"licenses":[{"number":"400935","type":"Rental","status":"Inactive","businessName":"JOHN & KATHRYN SWIFT","legalName":"JOHN & KATHRYN SWIFT","address":"4244 TERRACE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2007-02-26","latestIssueDate":"2014-03-15","expirationDate":"2016-02-29","inactiveDate":"2016-04-29"}],"licenseActivity":[{"number":"400935","type":"Rental","businessName":"JOHN & KATHRYN SWIFT","legalName":"JOHN & KATHRYN SWIFT","issuedDate":"2007-02-26","latestIssueDate":"2014-03-15","closureDate":"2016-04-29","expirationDate":"2016-02-29","inactiveDate":"2016-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2024","permit activity in 2024"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}