{"asOf":"2026-07-30T04:19:18.918Z","block":"4300-4399 TERRACE ST","blockUrl":"https://philadelphia.blockreport.homes/block/4300-4399-terrace-st","address":"4320 TERRACE ST","parcelNumber":"211283900","source":"https://property.phila.gov/?p=211283900","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"H50","buildingCodeNew":"32","buildingClass":"SEMI/DET 3 STY MASONRY","buildingClassNew":"TWIN CONVENTIONAL","useLabel":"House","owner":"HESSELS BENJAMIN DANIEL TR","coOwner":"HESSELS CHELSEA RAMSEY TR","marketValue":446800,"landAssessment":89360,"improvementAssessment":357440,"livableArea":2016,"yearBuilt":1940,"lastSale":{"price":1,"date":"2025-03-13T04:00:00Z"},"openViolations":0,"violations":[{"number":"1014664","date":"2008-05-29","code":"A-301.1/46","title":"PERMB- INSTALL HVAC SYS","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-20","underAppeal":false,"noticeUrl":null},{"number":"1014663","date":"2008-05-29","code":"A-104.1/5","title":"DEBRIS REMOVE - CONSTR","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-20","underAppeal":false,"noticeUrl":null}],"violationCases":[{"number":"162464","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DN","status":"CLOSED","createdDate":"2008-05-29","completedDate":null,"noticeUrl":null,"violations":[{"number":"1014664","date":"2008-05-29","code":"A-301.1/46","title":"PERMB- INSTALL HVAC SYS","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-20","underAppeal":false,"noticeUrl":null},{"number":"1014663","date":"2008-05-29","code":"A-104.1/5","title":"DEBRIS REMOVE - CONSTR","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-20","underAppeal":false,"noticeUrl":null}]}],"violYears":[{"y":2008,"n":2,"worst":null}],"investigations":[{"caseNumber":"162464","date":"2008-05-28","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"162464","date":"2008-07-09","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"162464","date":"2008-08-20","type":"BP_BLDG","status":"PASSED"}],"inspYears":[{"y":2008,"fails":2,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.027122247716584,"lng":-75.21954505194303,"geom":{"type":"Polygon","coordinates":[[[-75.219630132,40.027045552],[-75.219667881,40.02709251],[-75.219460922,40.027198748],[-75.219421818,40.027152027],[-75.219630132,40.027045552]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19128","beds":4,"baths":2,"stories":3,"lotArea":1400,"zoning":"RSA5","grade":"C+","basement":"C","heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"4320 TERRACE ST, PHILADELPHIA PA, 19128","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"CONSTRUCTION OF A 16'10-1/2\" X 31'8\" TWO STORY ADDITION ATOP THE ORIGINAL EXISTING 1ST FLOOR LEVEL; A 16'10-1/2\" X 18'4\" FOUR STORY REAR ADDITION TO INCLUDE A BASEMENT BEING APPROXIMATELY 70 PERCENT ABOVE GRAD, AND THEREFORE CONSIDERED A ST","status":"CLOSED","outcome":"Granted with conditions","date":"2008-01-09","number":"4222","relatedPermit":"112990"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":244100,"taxable":67520,"land":23520,"improvement":220580,"taxableLand":23520,"taxableImprovement":44000,"exemptLand":0,"exemptImprovement":176580},{"y":2017,"v":244100,"taxable":76537,"land":34784,"improvement":209316,"taxableLand":34784,"taxableImprovement":41753,"exemptLand":0,"exemptImprovement":167563},{"y":2018,"v":244100,"taxable":76537,"land":34784,"improvement":209316,"taxableLand":34784,"taxableImprovement":41753,"exemptLand":0,"exemptImprovement":167563},{"y":2019,"v":420000,"taxable":131650,"land":59800,"improvement":360200,"taxableLand":59800,"taxableImprovement":71850,"exemptLand":0,"exemptImprovement":288350},{"y":2020,"v":435200,"taxable":435200,"land":61964,"improvement":373236,"taxableLand":61964,"taxableImprovement":373236,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":435200,"taxable":390200,"land":61964,"improvement":373236,"taxableLand":61964,"taxableImprovement":328236,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":435200,"taxable":390200,"land":61964,"improvement":373236,"taxableLand":61964,"taxableImprovement":328236,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":341900,"taxable":261900,"land":68380,"improvement":273520,"taxableLand":68380,"taxableImprovement":193520,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":341900,"taxable":341900,"land":68380,"improvement":273520,"taxableLand":68380,"taxableImprovement":273520,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":406700,"taxable":406700,"land":81340,"improvement":325360,"taxableLand":81340,"taxableImprovement":325360,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":406700,"taxable":406700,"land":81340,"improvement":325360,"taxableLand":81340,"taxableImprovement":325360,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":446800,"taxable":446800,"land":89360,"improvement":357440,"taxableLand":89360,"taxableImprovement":357440,"exemptLand":0,"exemptImprovement":0}],"taxNow":5693,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"84563","date":"2007-06-20","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2007-07-26","scope":"INTERIOR DEMO ON 1ST & 2ND FLOORS"},{"number":"97709","date":"2007-08-20","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2007-12-19","scope":"INTERIOR ALTERATIONS TO A SINGLE FAMILY DWELLING. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS DATED FEBRUARY 2007. DEVIATION FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND IMPOSITION OF FUTHER PENALITIES."},{"number":"113618","date":"2007-11-06","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2007-12-19","scope":"INTERIOR DEMOLITION OF NON BEARING PARTITIONS"},{"number":"115977","date":"2007-11-30","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2007-11-30","scope":"PARTIAL DEMOLITION AND ERECTION OF A THREE (3) STORY REAR ADDITION"},{"number":"112990","date":"2008-01-14","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2008-01-14","scope":"ADDITION IN BACKYARD AS SHOWN ON PLANS"},{"number":"126338","date":"2008-01-14","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2008-07-14","scope":"REPLACE THE EXISTING FRONT AND SIDE WALL (SAME SIZE AND LOCATION AS ORIGINAL) ON THE EXISTING FOUNDATION. PROVIDE ADEQUATE SHORING PRIOR TO STATRING WORK."},{"number":"113010","date":"2008-01-31","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"COMPLETED","completedDate":"2009-09-03","scope":"A COMPLETE RE-HAB, TO INCLUDE A TWO STORY ADDITION ATOP THE ORIGINAL EXISTING 1ST FLOOR LEVEL; A FOUR STORY REAR ADDITION TO INCLUDE A BASMENT AT GRADE AND THREE ELEVATED REAR PATIO DECKS W / ACCESS VIA THE THREE UPPER STORIES"},{"number":"140445","date":"2008-03-25","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2009-05-13","scope":"200 AMP SVS, WIRE HOME TO NEC 2005 (NORTH DIST)"},{"number":"146849","date":"2008-04-21","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2009-02-20","scope":"INSTALL 3 WATER CLOSETS, 5 LAVYS, 2 BATHTUBS, 1 SHOWER, 1 KITCHEN SINK, 1 LAUNDRY TUB, 1 HOT WATER HEATER"},{"number":"169056","date":"2008-08-05","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2009-03-13","scope":"HVAC PAYNE HEATER 120,000BTU"},{"number":"177708","date":"2008-09-17","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2008-09-22","scope":"STORM AND SANITARY 6\" LAT"}],"storyTag":"Renovated & sold on","storyDelta":2.65,"timeline":[{"y":2007,"k":"permit","w":"Zoning"},{"y":2008,"k":"appeal","w":"Appeal granted with conditions"},{"y":2008,"k":"permit","w":"Zoning"},{"y":2008,"k":"permit","w":"Alteration"},{"y":2008,"k":"permit","w":"Addition"},{"y":2008,"k":"permit","w":"Electrical"},{"y":2008,"k":"permit","w":"Plumbing"},{"y":2008,"k":"viol","w":"2 L&I violations"},{"y":2008,"k":"insp","w":"L&I: 2 failed, 1 passed"},{"y":2008,"k":"permit","w":"Mechanical"},{"y":2008,"k":"permit","w":"Plumbing"},{"y":2014,"k":"sale","p":420000}],"rented":false,"licenses":[{"number":"273900","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"MC CAULEY PATRICIA MARY","legalName":"MC CAULEY PATRICIA MARY","address":"4320 TERRACE ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2004-08-28","latestIssueDate":"2005-09-21","expirationDate":"2006-02-28","inactiveDate":"2012-12-22"}],"licenseActivity":[{"number":"273900","type":"Vacant Residential Property / Lot","businessName":"MC CAULEY PATRICIA MARY","legalName":"MC CAULEY PATRICIA MARY","issuedDate":"2004-08-28","latestIssueDate":"2005-09-21","closureDate":"2012-12-22","expirationDate":"2006-02-28","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-29","signals":[],"legalChecks":[{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Aug 20, 2008.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #273900: Inactive since Dec 22, 2012","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}