{"asOf":"2026-07-29T08:19:53.439Z","block":"4700-4799 CROSS ST","blockUrl":"https://philadelphia.blockreport.homes/block/4700-4799-cross-st","address":"4720 CROSS ST","parcelNumber":"211529225","source":"https://property.phila.gov/?p=211529225","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"25","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"LAU WAI KWAN","coOwner":"SPETH JAN KARSTEN","marketValue":1198100,"landAssessment":239600,"improvementAssessment":958500,"livableArea":3096,"yearBuilt":2020,"lastSale":{"price":899999,"date":"2021-04-21T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.033841246574745,"lng":-75.22689808976455,"geom":{"type":"Polygon","coordinates":[[[-75.226758562,40.033875362],[-75.227005162,40.03376448],[-75.227037614,40.033807133],[-75.226791017,40.033918013],[-75.226758562,40.033875362]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19128","beds":4,"baths":4,"stories":1,"lotArea":1440,"zoning":"RSA5","grade":null,"basement":"E","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":1,"homestead":false,"mail":"4720 CROSS ST, PHILADELPHIA PA, 19128","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"FOR THE ERECTION OF A (4) FOUR STORY ATTACHED STRUCTURE WITH CELLAR, COVERED ROOF DECK ENCLOSED WITH A 6-FOOT WALL, STAIR PENT, AND REAR DECK AT THE FIRST AND THIRD STORY LEVELS FOR USE AS A SINGLE FAMILY DWELLING WITH ONE ACCESSORY, OFF ST","status":"CLOSED","outcome":"Granted with conditions","date":"2009-02-11","number":"4259","relatedPermit":"118014"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2018,"v":32900,"taxable":32900,"land":32900,"improvement":0,"taxableLand":32900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":32900,"taxable":32900,"land":32900,"improvement":0,"taxableLand":32900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":32900,"taxable":32900,"land":32900,"improvement":0,"taxableLand":32900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":32900,"taxable":32900,"land":32900,"improvement":0,"taxableLand":32900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":1000000,"taxable":142300,"land":142300,"improvement":857700,"taxableLand":142300,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":857700},{"y":2023,"v":1000000,"taxable":200000,"land":200000,"improvement":800000,"taxableLand":200000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":800000},{"y":2024,"v":1000000,"taxable":200000,"land":200000,"improvement":800000,"taxableLand":200000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":800000},{"y":2025,"v":1000000,"taxable":200000,"land":200000,"improvement":800000,"taxableLand":200000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":800000},{"y":2026,"v":1000000,"taxable":200000,"land":200000,"improvement":800000,"taxableLand":200000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":800000},{"y":2027,"v":1198100,"taxable":239600,"land":239600,"improvement":958500,"taxableLand":239600,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":958500}],"taxNow":2800,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"118014","date":"2009-03-18","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2009-03-18","scope":"NEW SFD"},{"number":"469287","date":"2013-05-06","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2013-07-18","scope":"EXTENSION OF PERMIT # 118014 PURSUANT TO PA ACT 46 & 87. THIS EXTENSION TO EXPIRE ON JULY 2, 2016 UNLESS EXTENDED BY OTHER PORTIONS OF THE PHILADELPHIA CODE. CONTACT DISTRICT OFFICE TO INSTITUTE THE REQUIRED INSPECTIONS. CALL BUILDING INSPECTOR FOR AN INITIAL INSPECTION PRIOR TO THE START OF WORK."},{"number":"469303","date":"2013-05-06","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"CLOSED","completedDate":null,"scope":"EXTENSION OF PERMIT # 118014 PURSUANT TO PA ACT 46 & 87. THIS EXTENSION TO EXPIRE ON JULY 2, 2016 UNLESS EXTENDED BY OTHER PORTIONS OF THE PHILADELPHIA CODE. CONTACT DISTRICT OFFICE TO INSTITUTE THE REQUIRED INSPECTIONS. CALL BUILDING INSPECTOR FOR AN INITIAL INSPECTION PRIOR TO THE START OF WORK."},{"number":"624930","date":"2015-08-03","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2015-08-03","scope":"FOR THE RELOCATION OF LOT LINES TO CREATE 12 LOTS FROM 12 LOTS (4718 - 40 CROSS STREET)."},{"number":"625184","date":"2015-08-24","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2015-08-24","scope":"ADMINISTRATIVE REVIEW TO REDUCE WIDTH OF BUILDING AND RELOCATE BUILDING ON A NEWLY RECONFIGURED LOT."},{"number":"660336","date":"2016-01-20","work":"New Construction","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-04-21","scope":"FOR THE ERECTION OF A (3)-STORY \\ STRUCTURE WITH CELLAR, COVERED ROOF DECK ENCLOSED WITH A 6FT WALL, STAIR PENT AND REAR DECK AT THE 1ST AND 3RD STORY LEVELS AND FOR THE ERECTION OF THE FENCING WHERE NECESSARY, SIZE AND LOCATION AS SHOW ON SITE PLAN.(PLANS, REVIEW AND REPORTS SUBMITTED ON A/P #656471)(CERTIFICATE OF OCCUPANCY CONTINGENT UPON CONFIRMATION OF SEWER AND WATER INSTALLATION)."},{"number":"700676","date":"2016-07-15","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"EXPIRED","completedDate":null,"scope":"INSTALL DRAINAGE AND WATER LINES FOR: 5- TOILETS, 5- SINKS, 2- BATHTUB/SHOWERS, 1- KITCHEN SINK, 1- LAUNDRY/WASHING MACHINE. INSTALL WATER HEATER"},{"number":"652417","date":"2017-03-20","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2017-03-20","scope":"ADMINISTRATIVE REVIEW OF THE PREVIOUSLY APPROVED APPLICATION FOR ADMINSTRATIVE REVIEW. WHICH WAS GRANTED APRROVAL BY THE ZBA ON 08/11/2015 (CAL. NO. 4258, 4259, 4244-4253) PER THIS APPLICATION WE ARE ONLY PROPOSING A CHANGE IN THE BUILDING LENGTH OF EACH UNIT TO 46 FT. PREVIOUS LENGTH WAS 51FT."},{"number":"911043","date":"2018-09-19","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2021-04-21","scope":"INTALLATION OF AUTOMATIC SPRINKLER SYTEM W/ ONE & ONE-HALF (1 1/2) INCH COMBINED FIRE & DOMESTIC SERVICE LINES TO SERVE PREVIOUSLY APPROVED RESIDENTIAL BUILDINGS PER APPROVED PLANS. AUTOMATIC SPRINKLER SYSTEM INSTALL PER NFPA 13D. SEE FIRE SUPPRESSION PERMIT# 908224 FOR ALL APPROVED CONSTRUCTION DOCUMENTS."},{"number":"916004","date":"2018-10-04","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-04-21","scope":"5 TOILETS, 2 TUBS, 5 LAVS, 1 KIT, 1 LAUNDRY, 1 DISHWASHER, 1 GARG DISP, 1 HOSE BIBB AS PER PHILADELPHIA 2004 PLUMBING CODE."},{"number":"953031","date":"2019-02-27","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-04-21","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans"},{"number":"1016663","date":"2019-10-07","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Expired","completedDate":"2022-10-24","scope":"INSTALL 200A 120/240V MAIN SERVICE, INSTALL 40-CIRCUIT MAIN BREAKER PANEL AND GROUNDING & WIRING THROUGHOUT SWITCHES, LIGHTS, OUTLETS & SMOKESCO AS PER NEC 2008 NORTH DISTRICT"},{"number":"EP-2020-009697","date":"2020-11-09","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-04-21","scope":"200 Amp Service with 40 circuit panel 60 Recessed LED Fixtures All wiring as per 2014 NEC Code Interconnected smoke and carbon monoxide detectors 6 RG6 cable and Cat5E data lines as per 2014 nec"},{"number":"EP-2022-001129","date":"2022-03-22","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-10-21","scope":"Installation of solar photovoltaic system in accordance with attached standard."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2015,"k":"permit","w":"Zoning"},{"y":2015,"k":"permit","w":"Zoning admin review"},{"y":2016,"k":"permit","w":"New Construction"},{"y":2016,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Zoning admin review"},{"y":2018,"k":"permit","w":"New Construction"},{"y":2018,"k":"permit","w":"New Construction or Additions"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2021,"k":"sale","p":899999},{"y":2022,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2021","permit activity in 2022"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #4259: CLOSED · Granted with conditions; related permit 118014. Use permit #118014: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"3 permits not marked completed: 469303 (CLOSED), 700676 (EXPIRED), 1016663 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}