{"asOf":"2026-07-31T21:26:20.643Z","block":"600-699 HERMITAGE ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-hermitage-st","address":"646 HERMITAGE ST","parcelNumber":"213292605","source":"https://property.phila.gov/?p=213292605","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"J30","buildingCodeNew":"32","buildingClass":"S/D W/D GAR 2 STY MASONRY","buildingClassNew":"TWIN CONVENTIONAL","useLabel":"House","owner":"KESSLER RENE","coOwner":"WIESE AMANDA","marketValue":427700,"landAssessment":85540,"improvementAssessment":342160,"livableArea":1540,"yearBuilt":1940,"lastSale":{"price":405000,"date":"2022-06-06T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.03926604402369,"lng":-75.21401036061707,"geom":{"type":"Polygon","coordinates":[[[-75.214178823,40.039407317],[-75.214074548,40.039452439],[-75.214015886,40.039372257],[-75.214046832,40.039358784],[-75.213831114,40.039094746],[-75.21389735,40.039062795],[-75.214178823,40.039407317]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19128","beds":3,"baths":null,"stories":2,"lotArea":3620,"zoning":"RSA3","grade":"C","basement":"C","heater":"B","centralAir":false,"extCond":"4","intCond":"4","garage":1,"homestead":true,"mail":"646 HERMITAGE ST, PHILADELPHIA PA, 19128","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":201800,"taxable":171800,"land":71676,"improvement":130124,"taxableLand":71676,"taxableImprovement":100124,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":201800,"taxable":171800,"land":30270,"improvement":171530,"taxableLand":30270,"taxableImprovement":141530,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":201800,"taxable":171800,"land":30270,"improvement":171530,"taxableLand":30270,"taxableImprovement":141530,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":225000,"taxable":185000,"land":33750,"improvement":191250,"taxableLand":33750,"taxableImprovement":151250,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":233100,"taxable":188100,"land":34965,"improvement":198135,"taxableLand":34965,"taxableImprovement":153135,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":233100,"taxable":188100,"land":34965,"improvement":198135,"taxableLand":34965,"taxableImprovement":153135,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":233100,"taxable":188100,"land":34965,"improvement":198135,"taxableLand":34965,"taxableImprovement":153135,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":278800,"taxable":278800,"land":55760,"improvement":223040,"taxableLand":55760,"taxableImprovement":223040,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":278800,"taxable":198800,"land":55760,"improvement":223040,"taxableLand":55760,"taxableImprovement":143040,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":404600,"taxable":304600,"land":80900,"improvement":323700,"taxableLand":80900,"taxableImprovement":223700,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":404600,"taxable":304600,"land":80900,"improvement":323700,"taxableLand":80900,"taxableImprovement":223700,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":427700,"taxable":327700,"land":85540,"improvement":342160,"taxableLand":85540,"taxableImprovement":242160,"exemptLand":0,"exemptImprovement":100000}],"taxNow":4264,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"711054","date":"2016-07-29","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2017-02-09","scope":"REWIRE BASEMENT INCLUDING RECESSED LIGHTS,RECEPTACLES,SWITCHES AND 1 CO/SMOKE DETECTOR PER 2008NEC (SFD)NORTH DISTRICT"},{"number":"702273","date":"2016-08-01","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2016-11-23","scope":"INTERIOR ALTERATION IN BASEMENT OF AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD, PLAN REVIEW DOCUMENT AND SKETCH. DOOR AS SHOWN REQUIRED FOR EMERGENCY EGRESS. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC."},{"number":"713885","date":"2016-08-10","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-11-23","scope":"ADDING FULL BATH IN BASEMENT WATER CLOSET, SHOWER, AND LAVY SINK - THE INSTALLATION WILL COMPY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"EP-2025-010107","date":"2025-10-21","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-12-05","scope":"INSTALLATION OF ROOFTOP MOUNTED 4.4 KW SOLAR PHOTOVOLTAIC PV SYSTEM ACCORDING TO THE 2017 NEC AND PER EZ STANDARD."}],"storyTag":"Improved","storyDelta":0.39,"timeline":[{"y":2003,"k":"sale","p":172500},{"y":2009,"k":"sale","p":240000},{"y":2009,"k":"sale","p":240000},{"y":2016,"k":"permit","w":"Electrical"},{"y":2016,"k":"permit","w":"Major alteration"},{"y":2016,"k":"permit","w":"Plumbing"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-30","signals":[],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}