{"asOf":"2026-07-26T00:11:15.523Z","block":"3600-3699 SPRING GARDEN ST","blockUrl":"https://philadelphia.blockreport.homes/block/3600-3699-spring-garden-st","address":"3627 SPRING GARDEN ST","parcelNumber":"242006500","source":"https://property.phila.gov/?p=242006500","ownerType":"owner-occupied","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"24","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"Multi-family","owner":"GAO CATHERINE","coOwner":null,"marketValue":656400,"landAssessment":131280,"improvementAssessment":525120,"livableArea":2700,"yearBuilt":1920,"lastSale":{"price":487500,"date":"2020-01-06T05:00:00Z"},"openViolations":2,"violations":[{"number":"5239155","date":"2019-11-07","code":"PM15-602.2","title":"MECH AND ELEC - HEATING RESID","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239154","date":"2019-11-07","code":"PM15-305.3","title":"INTERIOR SURFACES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239153","date":"2019-11-07","code":"PM15-108.1.2","title":"UNSAFE EQUIPMENT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239152","date":"2019-11-07","code":"FC-13-605.6","title":"OPEN JUNCTION BOXES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239157","date":"2019-11-07","code":"PM15-704.2","title":"FIRE SAFETY -SMOKE ALARMS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239156","date":"2019-11-07","code":"PM15-603.1","title":"MECH - MECHANICAL EQUIPMENT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"VI-2023-058251","date":"2023-08-08","code":"A-302.10/3","title":"WORK OUTSIDE OF SCOPE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2023-058252","date":"2023-08-08","code":"A-203.1/1","title":"UNAPPROVED MATERIALS","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2025-011411","date":"2025-03-06","code":"A-701.1/1","title":"OCCUPIED W/O TCO OR CO","status":"CLOSED","resolutionDate":"2025-04-10","resolution":"CLOSED - ADMINISTRATIVELY"}],"violationCases":[{"number":"715216","type":"HAZARDOUS","priority":"HAZARDOUS","responsibility":"HCEU","status":"CLOSED","createdDate":"2019-11-08","completedDate":"2019-11-22","violations":[{"number":"5239155","date":"2019-11-07","code":"PM15-602.2","title":"MECH AND ELEC - HEATING RESID","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239154","date":"2019-11-07","code":"PM15-305.3","title":"INTERIOR SURFACES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239153","date":"2019-11-07","code":"PM15-108.1.2","title":"UNSAFE EQUIPMENT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239152","date":"2019-11-07","code":"FC-13-605.6","title":"OPEN JUNCTION BOXES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239157","date":"2019-11-07","code":"PM15-704.2","title":"FIRE SAFETY -SMOKE ALARMS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5239156","date":"2019-11-07","code":"PM15-603.1","title":"MECH - MECHANICAL EQUIPMENT","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"CF-2023-078443","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"BUILDING COURTS","status":"IN VIOLATION","createdDate":"2023-08-08","completedDate":null,"violations":[{"number":"VI-2023-058251","date":"2023-08-08","code":"A-302.10/3","title":"WORK OUTSIDE OF SCOPE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2023-058252","date":"2023-08-08","code":"A-203.1/1","title":"UNAPPROVED MATERIALS","status":"OPEN","resolutionDate":null,"resolution":null}]},{"number":"CF-2025-014867","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"BUILDING INVESTIGATOR","status":"CLOSED","createdDate":"2025-03-06","completedDate":"2025-04-10","violations":[{"number":"VI-2025-011411","date":"2025-03-06","code":"A-701.1/1","title":"OCCUPIED W/O TCO OR CO","status":"CLOSED","resolutionDate":"2025-04-10","resolution":"CLOSED - ADMINISTRATIVELY"}]}],"violYears":[{"y":2019,"n":6,"worst":"UNSAFE EQUIPMENT"},{"y":2023,"n":2,"worst":null},{"y":2025,"n":1,"worst":null}],"investigations":[{"caseNumber":"715216","date":"2019-11-07","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"715216","date":"2019-11-22","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"CF-2023-078443","date":"2023-08-08","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-078443","date":"2023-09-16","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-078443","date":"2023-11-01","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-078443","date":"2023-12-20","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-078443","date":"2024-03-19","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-078443","date":"2024-05-01","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-014867","date":"2025-03-06","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-014867","date":"2025-04-10","type":null,"status":"PASSED"}],"inspYears":[{"y":2019,"fails":1,"passes":1},{"y":2023,"fails":4,"passes":0},{"y":2024,"fails":2,"passes":0},{"y":2025,"fails":1,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96272279798836,"lng":-75.19530022082483,"geom":{"type":"Polygon","coordinates":[[[-75.195243359,39.962587924],[-75.195301904,39.962581378],[-75.195357015,39.962857784],[-75.195298676,39.962864416],[-75.195243359,39.962587924]]]},"liDistrict":"CENTRAL WEST","certifications":[{"number":"BC-2024-021180","type":"Fire Alarm Certification","inspectionDate":"2024-04-30","result":"Certified","expirationDate":"2025-04-30","buildingId":"1438284"},{"number":"BC-2026-011967","type":"Sprinkler Certification","inspectionDate":"2026-04-23","result":"Certified","expirationDate":"2027-04-23","buildingId":"1438284"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":7,"baths":3,"stories":3,"lotArea":1767,"zoning":"RM1","grade":"B-","basement":"C","heater":"H","centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"3627 SPRING GARDEN ST, PHILADELPHIA PA, 19104","mailOut":false,"appeals":[{"type":"LIRB Violation Appeal","grounds":"see attached","status":"Closed","outcome":"Complete","date":"2023-11-27","number":"HA-2023-004182","relatedPermit":null},{"type":"LIRB Violation Appeal","grounds":"See Attached","status":"Closed","outcome":"Complete","date":"2025-01-31","number":"HA-2023-004880","relatedPermit":null}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":284600,"taxable":284600,"land":17141,"improvement":267459,"taxableLand":17141,"taxableImprovement":267459,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":284600,"taxable":284600,"land":42690,"improvement":241910,"taxableLand":42690,"taxableImprovement":241910,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":284600,"taxable":284600,"land":42690,"improvement":241910,"taxableLand":42690,"taxableImprovement":241910,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":344800,"taxable":344800,"land":51720,"improvement":293080,"taxableLand":51720,"taxableImprovement":293080,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":358200,"taxable":313200,"land":53730,"improvement":304470,"taxableLand":53730,"taxableImprovement":259470,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":358200,"taxable":313200,"land":53730,"improvement":304470,"taxableLand":53730,"taxableImprovement":259470,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":358200,"taxable":358200,"land":53730,"improvement":304470,"taxableLand":53730,"taxableImprovement":304470,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":591300,"taxable":591300,"land":118260,"improvement":473040,"taxableLand":118260,"taxableImprovement":473040,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":591300,"taxable":591300,"land":118260,"improvement":473040,"taxableLand":118260,"taxableImprovement":473040,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":624100,"taxable":624100,"land":124820,"improvement":499280,"taxableLand":124820,"taxableImprovement":499280,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":624100,"taxable":624100,"land":124820,"improvement":499280,"taxableLand":124820,"taxableImprovement":499280,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":656400,"taxable":656400,"land":131280,"improvement":525120,"taxableLand":131280,"taxableImprovement":525120,"exemptLand":0,"exemptImprovement":0}],"taxNow":8736,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"1048280","date":"2020-02-10","work":"Exterior Window and Door Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2022-02-14","scope":"EZ PERMIT WINDOWS & DOORS PERMIT- For the replacement of exterior windows and doors as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans.(PA 224612)AS PER PHOTO STAMPED BY HISTORIC COMMISSON ON 2/6/20"},{"number":"1046832","date":"2020-02-10","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2022-10-20","scope":"EZ INTERIOR DEMOLITION- For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans.AS PER PHOTO STAMPED BY HISTORIC COMMISSON ON 2/6/20"},{"number":"1048263","date":"2020-02-24","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2020-02-24","scope":"FOR USE AS FOUR(4) FAMILY HOUSEHOLD LIVING UNITS BY RIGHT IN AN EXISTING THREE(3) STORY BUILDING. *NO SIGN IN THIS PERMIT*"},{"number":"1051695","date":"2020-05-20","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2025-06-17","scope":"LEVEL III ALTERATIONS WITH COMPLETE CHANGE OF OCCUPANCY TO CREATE A FOUR (4) FAMILY DWELLING IN AN EXISTING THREE-STORY BUILDING AS PER APPROVED PLANS. BUILDING TO BE FULLY SPRINKLERED. *2018 IEBC* **SEPARATE PERMITS REQUIRED FOR MEP & FIRE SUPPRESSION WORK**"},{"number":"FP-2021-003395","date":"2021-11-24","work":"Rough-In","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Expired","completedDate":"2023-04-05","scope":"Rough-In Permit for FP-2021-003385 (1051695)"},{"number":"PP-2021-021715","date":"2021-12-28","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-06-17","scope":"INSTALL 1 HOSE BIBB, 4 HOT WATER HEATERS, 4 KITCHEN SINKS, 8 LAVATORIES, 8 WATER CLOSETS, 8 SHOWERS.TUBS, 4 HUD DRAINS AND 4 WASHING MACHINE BOXES ACCORDING TO THE 2018 PPC."},{"number":"EP-2021-014348","date":"2021-12-28","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-05-17","scope":"TOTAL WIRING TO INCLUDE RECEPTACLE OUTLETS, LIGHTING, SWITCHES, SMOKE ALARMS, EMERGENCY LIGHTINGS, EXIT LIGHTING, DISCONNECTS AND APPLIANCES CONNECTING TO (4) 125 AMP AND (1) 100 AMP PANEL CONNECTING TO NEW 400 AMP 120/240, SINGLE PHASE INCOMING SERVICES. ALL NECESSARY BONDING AND GROUNDING AS PER 2017 NEC."},{"number":"EP-2021-014268","date":"2022-01-03","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-05-17","scope":"PROVIDE & INSTALL FIRE ALARM SYSTEM THROUGHOUT AS PER 2017 NEC, 2016 NFPA 72, 2018 PHILA FIRE CODE AND PROVIDED PLANS."},{"number":"FP-2023-000148","date":"2023-03-13","work":"Addition and/or Alterations","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2025-06-17","scope":"INSTALL NEW FIRE SUPPRESSION SYSTEM COMPLYING WITH NFPA 13R THROUGHOUT THE BUILDING TO INCLUDE 2\" MAIN FIRE SERVICE LINE WITH A 2\" BACKFLOW PREVENTION ASSEMBLY, AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA."},{"number":"PP-2023-006433","date":"2023-05-11","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-09-06","scope":"Install a new 5\" curb trap and fresh air inlet for sanitary. Install a new 6\" curb trap and fresh air inlet for storm water. Install a new 1.5 water service."},{"number":"MP-2023-002441","date":"2023-07-07","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2025-06-17","scope":"FOR THE INSTALLATION OF A NEW HVAC SYSTEM INCLUDING HEAT PUMPS, REGISTERS AND DIFFUSERS WITH ASSCOIATED DUCTWORK AS PER PLANS."},{"number":"CP-2024-004146","date":"2024-11-12","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2025-02-28","scope":"FOR RECONSTRUCTION OF FRONT ROOF/CORNICE LOCATED ABOVE THIRD-FLOOR WINDOWS TO ADDRESS CASE VIOLATION CF-2023-078443."}],"storyTag":"Improved","storyDelta":4.87,"timeline":[{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"permit","w":"Alterations"},{"y":2023,"k":"viol","w":"2 L&I violations"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"insp","w":"Inspection failed ×4"},{"y":2023,"k":"appeal","w":"Appeal complete"},{"y":2024,"k":"insp","w":"Inspection failed ×2"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"appeal","w":"Appeal complete"},{"y":2025,"k":"viol","w":"L&I violation"},{"y":2025,"k":"insp","w":"L&I: 1 failed, 1 passed"}],"rented":false,"licenses":[{"number":"256654","type":"Rental","status":"Closed","businessName":"HAROLD LOWE (TRUDDY LOWE)","legalName":"HAROLD LOWE","address":"3627 SPRING GARDEN ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2003-07-11","latestIssueDate":"2017-01-24","expirationDate":"2018-02-28","inactiveDate":null},{"number":"797093","type":"Rental","status":"Closed","businessName":"2606 Investment LLC","legalName":"2606 Investment LLC","address":"3627 SPRING GARDEN ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2018-12-14","latestIssueDate":"2020-01-09","expirationDate":"2020-12-13","inactiveDate":null}],"licenseActivity":[{"number":"797093","type":"Rental","businessName":"2606 Investment LLC","legalName":"2606 Investment LLC","issuedDate":"2018-12-14","latestIssueDate":"2020-01-09","closureDate":"2020-12-13","expirationDate":"2020-12-13","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false},{"number":"256654","type":"Rental","businessName":"HAROLD LOWE (TRUDDY LOWE)","legalName":"HAROLD LOWE","issuedDate":"2003-07-11","latestIssueDate":"2017-01-24","closureDate":"2018-02-28","expirationDate":"2018-02-28","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false}],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["2 open L&I violations","failed L&I inspection activity in 2023, 2024"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["4 permit events since 2023","2 zoning/board appeals since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #1048263: COMPLETED. The history also contains “OCCUPIED W/O TCO OR CO.”","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"3 permits not marked completed: 1048280 (Expired), 1046832 (Expired), FP-2021-003395 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"attention","title":"2 open L&I violations","finding":"9 violation rows are retained in the City ledger.","why":"Open notices can accrue fees, block permits or license renewal, and move to court or collection. Standard initial notices generally have a 30-day appeal window; unsafe or imminently-dangerous notices have a much shorter window.","action":"Read the notice—not only the summary status—and confirm reinspection, fees, and appeal posture with L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"building-certifications","level":"attention","title":"A life-safety certification appears expired","finding":"Fire Alarm Certification: Certified through Apr 30, 2025; Sprinkler Certification: Certified through Apr 23, 2027","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Request the correction/reinspection and current filed certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as multi-family; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"8 failed, 2 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Apr 10, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}