{"asOf":"2026-07-24T01:00:42.309Z","block":"600-699 UNION ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-union-st","address":"665 UNION ST","parcelNumber":"242234400","source":"https://property.phila.gov/?p=242234400","ownerType":"absentee","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"N50","buildingCodeNew":"36","buildingClass":"S/D CONV APT 3 STY MASON","buildingClassNew":"TWIN OLD STYLE","useLabel":"Apartment building","owner":"CHANDWANI MANISH","coOwner":null,"marketValue":711400,"landAssessment":142280,"improvementAssessment":569120,"livableArea":2860,"yearBuilt":1930,"lastSale":{"price":575000,"date":"2021-09-07T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96484623990132,"lng":-75.20119370635639,"geom":{"type":"Polygon","coordinates":[[[-75.20101189,39.964830512],[-75.201364482,39.964791404],[-75.201377172,39.964861887],[-75.201023197,39.964900996],[-75.20101189,39.964830512]]]},"liDistrict":"CENTRAL WEST","certifications":[{"number":"BC-2024-032649","type":"Fire Alarm Certification","inspectionDate":"2024-10-31","result":"Certified","expirationDate":"2025-10-31","buildingId":"1478620"},{"number":"BC-2024-030336","type":"Sprinkler Certification","inspectionDate":"2024-11-01","result":"Certified","expirationDate":"2025-11-01","buildingId":"1478620"},{"number":"BC-2025-026887","type":"Sprinkler Certification","inspectionDate":"2025-10-01","result":"Certified","expirationDate":"2026-10-01","buildingId":"1478620"},{"number":"BC-2025-029263","type":"Fire Alarm Certification","inspectionDate":"2025-10-27","result":"Certified","expirationDate":"2026-10-27","buildingId":"1478620"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":6,"baths":3,"stories":3,"lotArea":2563,"zoning":"RSA5","grade":"C+","basement":"D","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":false,"mail":"40 DUCHESS DR, MONROE NJ, 08831","mailOut":true,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR THREE (3) FAMILY DWELLING (MULTI-FAMILY DWELLING) IN AN EXISTING STRUCTURE","status":"OPEN","outcome":"Granted","date":"2019-07-24","number":"37206","relatedPermit":"960037"}],"taxYears":[{"year":2013,"total":21.05,"principal":12.87,"interest":3.68,"penalty":0.9},{"year":2014,"total":3035.14,"principal":1964.78,"interest":383.14,"penalty":137.53},{"year":2015,"total":2826.48,"principal":1964.78,"interest":206.31,"penalty":137.53},{"year":2016,"total":2321.89,"principal":2052.46,"interest":30.78,"penalty":20.52}],"taxNet":8204.56,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":127500,"taxable":127500,"land":26131,"improvement":101369,"taxableLand":26131,"taxableImprovement":101369,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":127500,"taxable":127500,"land":21038,"improvement":106462,"taxableLand":21038,"taxableImprovement":106462,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":127500,"taxable":127500,"land":21038,"improvement":106462,"taxableLand":21038,"taxableImprovement":106462,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":184600,"taxable":184600,"land":30460,"improvement":154140,"taxableLand":30460,"taxableImprovement":154140,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":191700,"taxable":191700,"land":31632,"improvement":160068,"taxableLand":31632,"taxableImprovement":160068,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":191700,"taxable":191700,"land":31632,"improvement":160068,"taxableLand":31632,"taxableImprovement":160068,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":191700,"taxable":191700,"land":31632,"improvement":160068,"taxableLand":31632,"taxableImprovement":160068,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":715000,"taxable":223200,"land":143000,"improvement":572000,"taxableLand":143000,"taxableImprovement":80200,"exemptLand":0,"exemptImprovement":491800},{"y":2024,"v":715000,"taxable":223200,"land":143000,"improvement":572000,"taxableLand":143000,"taxableImprovement":80200,"exemptLand":0,"exemptImprovement":491800},{"y":2025,"v":715000,"taxable":223200,"land":143000,"improvement":572000,"taxableLand":143000,"taxableImprovement":80200,"exemptLand":0,"exemptImprovement":491800},{"y":2026,"v":715000,"taxable":223200,"land":143000,"improvement":572000,"taxableLand":143000,"taxableImprovement":80200,"exemptLand":0,"exemptImprovement":491800},{"y":2027,"v":711400,"taxable":222076,"land":142280,"improvement":569120,"taxableLand":142280,"taxableImprovement":79796,"exemptLand":0,"exemptImprovement":489324}],"taxNow":3124,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"960037","date":"2020-01-03","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2020-01-03","scope":"FOR THREE (3) FAMILY DWELLING IN AN EXISTING STRUCTURE."},{"number":"1038201","date":"2020-01-13","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2021-06-18","scope":"FOR INTERIOR LEVEL 3 ALTERATIONS OF AN EXISTING 3 STORY ATTACHED STRUCTURE FOR A MULTI-FAMILY DWELLING (3 UNITS) AND FOR THE REMOVAL EXISTING REAR WALL, AND REBUILD NEW 2 STORY WOOD WALL ON EXISTING FOUNDATION WALL AS PER PLANS. SEPARATE PERMITS REQUIRED FOR ALL MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION WORK."},{"number":"1049851","date":"2020-02-14","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Expired","completedDate":"2021-04-14","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans.(NO PENETRATION OF RATED ASSEMBLIES- UNITS TO BE SELF CONTAINED)"},{"number":"EP-2020-001822","date":"2020-08-19","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-06-08","scope":"INSTALL FIRE ALARM AND COMPLETE REWIRE PER APPROVED DRAWINGS . 400 A SERVICE. Install low frequency audible notification appliances in sleeping areas:bedrooms and living rooms,tamper switch,flow switch(per'16 NFPA-72) 110v INTER-CONNECTED smoke alarms."},{"number":"PP-2020-008165","date":"2020-09-17","work":"Rough-In","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2020-09-23","scope":"permit# PP-2020-008164 3 WATER CLOSET, 3 LAVORTORY, 3 SHOWER, 3 KITCHEN, 3 HWH AND 3 LAUNDRY ROUGH IN"},{"number":"PP-2020-008164","date":"2020-09-23","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-06-18","scope":"Alterations: Interior plumbing. All proposed work to be done in accordance with Philadelphia Plumbing Code 2018."},{"number":"FP-2020-002428","date":"2020-12-07","work":"Rough-In","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2021-01-06","scope":"Rough-In Permit for FP-2020-002287 Install auto wet sprinkler system throughout per NFPA 13D"},{"number":"FP-2020-002287","date":"2021-01-07","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2021-06-18","scope":"FOR THE INSTALLATION OF A TWO (2) INCH FIRE SERVICE LINE WITH BACKFLOW PREVENTOR FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM AS PER NFPA 13 AS PER APPROVED PLANS AND CALCULATIONS."},{"number":"MP-2021-002936","date":"2021-05-11","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-06-18","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Install (3) 92% Eff. 40,000 BTU Gas furnaces Exhausted via direct vent to the exterior (Side), installing (3) 2-Ton Coil & (3) 2-Ton 14 SEER A/C. Two will be placed on condenser pads on the roof and one will be placed on a condenser pad at the rear of the building. No ductwork or diffusers are being installed)."},{"number":"PP-2023-006836","date":"2023-05-18","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-05-30","scope":"Replace house trap and fresh air inlet."}],"storyTag":"New construction","storyDelta":3.6,"timeline":[{"y":2019,"k":"appeal","w":"Appeal granted"},{"y":2020,"k":"permit","w":"Use"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"Rough-In"},{"y":2020,"k":"permit","w":"Alterations"},{"y":2020,"k":"permit","w":"Rough-In"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"Addition and/or Alterations"},{"y":2021,"k":"sale","p":575000},{"y":2023,"k":"permit","w":"Alterations"}],"rented":true,"licenses":[{"number":"873383","type":"Rental","status":"Closed","businessName":"660 N UNION LLC","legalName":"660 N UNION LLC ","address":"665 UNION ST","revenueCode":"3202","rentalCategory":null,"units":3,"issuedDate":"2021-07-19","latestIssueDate":"2021-07-19","expirationDate":"2022-07-18","inactiveDate":"2022-09-16"},{"number":"877626","type":"Rental","status":"Active","businessName":"Manish Chandwani","legalName":"Manish Chandwani","address":"665 UNION ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":3,"issuedDate":"2021-09-20","latestIssueDate":"2025-08-06","expirationDate":"2026-09-19","inactiveDate":null}],"licenseActivity":[{"number":"877626","type":"Rental","businessName":"Manish Chandwani","legalName":"Manish Chandwani","issuedDate":"2021-09-20","latestIssueDate":"2025-08-06","closureDate":null,"expirationDate":"2026-09-19","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"873383","type":"Rental","businessName":"660 N UNION LLC","legalName":"660 N UNION LLC ","issuedDate":"2021-07-19","latestIssueDate":"2021-07-19","closureDate":"2022-09-16","expirationDate":"2022-07-18","inactiveDate":"2022-09-16","status":"Closed","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","units":3,"signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 3 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2021","permit activity in 2021, 2023"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #37206: OPEN · Granted; related permit 960037. Use permit #960037: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 1049851 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (40 DUCHESS DR, MONROE NJ, 08831).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1930 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Fire Alarm Certification: Certified through Oct 27, 2026; Sprinkler Certification: Certified through Oct 1, 2026","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}