{"asOf":"2026-07-29T08:25:53.751Z","block":"4000-4099 SPRUCE ST","blockUrl":"https://philadelphia.blockreport.homes/block/4000-4099-spruce-st","address":"4049 SPRUCE ST","parcelNumber":"271162600","source":"https://property.phila.gov/?p=271162600","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"22","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"MCCAFFERTY ROBERT","coOwner":null,"marketValue":759100,"landAssessment":151820,"improvementAssessment":607280,"livableArea":3240,"yearBuilt":1915,"lastSale":{"price":1,"date":"2005-12-02T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.952243166518386,"lng":-75.2049945109445,"geom":{"type":"Polygon","coordinates":[[[-75.204933377,39.95238231],[-75.20499222,39.952096956],[-75.205055848,39.952104098],[-75.204996406,39.952390007],[-75.204933377,39.95238231]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":7,"baths":4,"stories":3,"lotArea":1926,"zoning":"RM1","grade":"C+","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"2128 LOCUST ST, PHILADELPHIA PA, 19103","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":378600,"taxable":378600,"land":57010,"improvement":321590,"taxableLand":57010,"taxableImprovement":321590,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":378600,"taxable":378600,"land":56790,"improvement":321810,"taxableLand":56790,"taxableImprovement":321810,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":378600,"taxable":378600,"land":56790,"improvement":321810,"taxableLand":56790,"taxableImprovement":321810,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":432600,"taxable":432600,"land":64890,"improvement":367710,"taxableLand":64890,"taxableImprovement":367710,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":449400,"taxable":449400,"land":67410,"improvement":381990,"taxableLand":67410,"taxableImprovement":381990,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":449400,"taxable":449400,"land":67410,"improvement":381990,"taxableLand":67410,"taxableImprovement":381990,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":449400,"taxable":449400,"land":67410,"improvement":381990,"taxableLand":67410,"taxableImprovement":381990,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":641500,"taxable":641500,"land":128300,"improvement":513200,"taxableLand":128300,"taxableImprovement":513200,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":641500,"taxable":641500,"land":128300,"improvement":513200,"taxableLand":128300,"taxableImprovement":513200,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":879000,"taxable":879000,"land":175800,"improvement":703200,"taxableLand":175800,"taxableImprovement":703200,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":879000,"taxable":879000,"land":175800,"improvement":703200,"taxableLand":175800,"taxableImprovement":703200,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":759100,"taxable":759100,"land":151820,"improvement":607280,"taxableLand":151820,"taxableImprovement":607280,"exemptLand":0,"exemptImprovement":0}],"taxNow":12304,"familyHeld":true,"lastTransferNominal":true,"permits":[{"number":"930282","date":"2018-11-27","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2018-11-27","scope":"REDUCTION OF EXITING FIVE (5) DWELLING UNITS TO A TWO (2) FAMILY DWELLING IN AN EXITING STRUCTURE."},{"number":"932742","date":"2018-12-07","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2019-07-16","scope":"EZ INTERIOR DEMOLITION- FOR THE INTERIOR DEMOLITION ON NON-BEARING PARTITION WALL AND CEILINGS AS PER ATTACHED STANDARD. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS."},{"number":"930329","date":"2018-12-11","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":null,"scope":"FOR THE CONSTRUCTION THROUGHOUT A THREE (3) STORY STRUCTURE, POUR REAR BASEMENT SLAB, FOR A TWO (2) FAMILY HOUSEHOLD LIVING. SIZE AND LOCATION AS PER PLANS."},{"number":"961387","date":"2019-03-27","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2019-08-19","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- FOR THE INSTALLATION IF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARDS. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS. *2 UNITS, EACH SELF-CONTAINED WITHIN EACH TENNANT SPACE*"},{"number":"970691","date":"2019-05-02","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-08-19","scope":"PLUMBING ALTERATIONS THROUGHOUT AN EXISTING TWO FAMILY DWELLING."},{"number":"967287","date":"2019-05-06","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-08-01","scope":"INSTALL 200AMP SERVICE PANEL AND WIRING FOR 37-SWITCHES,53-RECEPTS,26-LIGHT FIXTURES,10-SMOKES AND 6-GFI'S ON AN EXISTING SERVICE AS PER 2017 NEC (WEST DISTRICT)"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2018,"k":"permit","w":"Use"},{"y":2018,"k":"permit","w":"Demolition"},{"y":2018,"k":"permit","w":"Addition and/or Alteration"},{"y":2019,"k":"permit","w":"Mechanical"},{"y":2019,"k":"permit","w":"Plumbing"},{"y":2019,"k":"permit","w":"Electrical"}],"rented":false,"licenses":[{"number":"221398","type":"Rental","status":"Inactive","businessName":"MCCAFFERTY ROBERT & PHYLLIS (IRONWOOD PROPERTY)","legalName":"MCCAFFERTY ROBERT & PHYLLIS","address":"4049 SPRUCE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2004-04-26","latestIssueDate":"2025-08-28","expirationDate":"2026-02-28","inactiveDate":"2026-04-29"}],"licenseActivity":[{"number":"221398","type":"Rental","businessName":"MCCAFFERTY ROBERT & PHYLLIS (IRONWOOD PROPERTY)","legalName":"MCCAFFERTY ROBERT & PHYLLIS","issuedDate":"2004-04-26","latestIssueDate":"2025-08-28","closureDate":"2026-04-29","expirationDate":"2026-02-28","inactiveDate":"2026-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 43% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $449,400 to $641,500","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #930282: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 930329 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}