{"asOf":"2026-07-24T02:31:45.920Z","block":"500-599 S 45TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/500-599-s-45th-st","address":"503 S 45TH ST","parcelNumber":"272145910","source":"https://property.phila.gov/?p=272145910","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"N50","buildingCodeNew":"36","buildingClass":"S/D CONV APT 3 STY MASON","buildingClassNew":"TWIN OLD STYLE","useLabel":"Apartment building","owner":"BERGER JESSICA","coOwner":"STACHELEK GREGORY","marketValue":1255100,"landAssessment":251020,"improvementAssessment":1004080,"livableArea":2925,"yearBuilt":1910,"lastSale":{"price":1175000,"date":"2021-12-23T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[{"caseNumber":"CF-2021-053565","date":"2021-06-17","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-053565","date":"2021-06-30","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-053565","date":"2021-08-10","type":null,"status":"PASSED"}],"inspYears":[{"y":2021,"fails":2,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.950098428729866,"lng":-75.21244701920003,"geom":{"type":"Polygon","coordinates":[[[-75.212246615,39.950105323],[-75.212258443,39.95004491],[-75.212646296,39.950090726],[-75.212633896,39.950152432],[-75.212246615,39.950105323]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":5,"baths":4,"stories":3,"lotArea":2200,"zoning":"RSA3","grade":"B-","basement":"D","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":false,"mail":"503 S 45TH ST, PHILADELPHIA PA, 19104","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":327800,"taxable":327800,"land":74974,"improvement":252826,"taxableLand":74974,"taxableImprovement":252826,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":327800,"taxable":327800,"land":49170,"improvement":278630,"taxableLand":49170,"taxableImprovement":278630,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":327800,"taxable":327800,"land":49170,"improvement":278630,"taxableLand":49170,"taxableImprovement":278630,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":444500,"taxable":444500,"land":66675,"improvement":377825,"taxableLand":66675,"taxableImprovement":377825,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":461800,"taxable":461800,"land":69270,"improvement":392530,"taxableLand":69270,"taxableImprovement":392530,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":461800,"taxable":461800,"land":69270,"improvement":392530,"taxableLand":69270,"taxableImprovement":392530,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":461800,"taxable":461800,"land":69270,"improvement":392530,"taxableLand":69270,"taxableImprovement":392530,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":336800,"taxable":336800,"land":67360,"improvement":269440,"taxableLand":67360,"taxableImprovement":269440,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":336800,"taxable":336800,"land":67360,"improvement":269440,"taxableLand":67360,"taxableImprovement":269440,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":925000,"taxable":350000,"land":185000,"improvement":740000,"taxableLand":185000,"taxableImprovement":165000,"exemptLand":0,"exemptImprovement":575000},{"y":2026,"v":925000,"taxable":350000,"land":185000,"improvement":740000,"taxableLand":185000,"taxableImprovement":165000,"exemptLand":0,"exemptImprovement":575000},{"y":2027,"v":1255100,"taxable":474903,"land":251020,"improvement":1004080,"taxableLand":251020,"taxableImprovement":223883,"exemptLand":0,"exemptImprovement":780197}],"taxNow":4899,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2020-002853","date":"2020-06-30","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2021-12-10","scope":"For the erection of a deck at the rear of an existing semi-detached structure. Size and location as shown on plans."},{"number":"RP-2020-005218","date":"2020-10-14","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-12-10","scope":"interior renovation and erection of rear deck ( details as per plan)."},{"number":"PP-2021-000848","date":"2021-01-19","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-12-01","scope":"New interior plumbing"},{"number":"MP-2021-002653","date":"2021-04-27","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-12-01","scope":"Supply and install (1)- Amana 60,000 BTU 92 % gas furnace with matching 2-ton 16 seer coil and condenser. Condenser to be located on the ground. new ductwork, 10 supply registers and 1 central return grille. furnace to be direct vented through the sidewall. (1)- 80,000 BTU 80 % gas furnace, with matching 3-1/2 ton 16 seer coil and condenser. condenser to be located on the roof. new ductwork, 12 supply registers and 1 central return."},{"number":"EP-2020-012062","date":"2021-08-18","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-12-01","scope":"remove old knob and tube wiring rewire new outlets switches, and lights per 2014 code wire 120 v interconnected smoke and CO2 detectors"}],"storyTag":"New construction","storyDelta":2.36,"timeline":[{"y":2020,"k":"permit","w":"New construction, addition, GFA change"},{"y":2020,"k":"sale","p":350000},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alterations"},{"y":2021,"k":"insp","w":"L&I: 2 failed, 1 passed"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"sale","p":1175000}],"rented":false,"licenses":[{"number":"249348","type":"Rental","status":"Inactive","businessName":"RASTELLI JOHN","legalName":"RASTELLI JOHN","address":"503 S 45TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2004-07-02","latestIssueDate":"2008-03-06","expirationDate":"2009-02-28","inactiveDate":"2012-12-22"},{"number":"484765","type":"Rental","status":"Inactive","businessName":"JOHN & MARY RASTELLI","legalName":"JOHN & MARY RASTELLI","address":"503 S 45TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2009-10-02","latestIssueDate":"2020-02-16","expirationDate":"2021-02-28","inactiveDate":"2021-04-29"}],"licenseActivity":[{"number":"484765","type":"Rental","businessName":"JOHN & MARY RASTELLI","legalName":"JOHN & MARY RASTELLI","issuedDate":"2009-10-02","latestIssueDate":"2020-02-16","closureDate":"2021-04-29","expirationDate":"2021-02-28","inactiveDate":"2021-04-29","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"249348","type":"Rental","businessName":"RASTELLI JOHN","legalName":"RASTELLI JOHN","issuedDate":"2004-07-02","latestIssueDate":"2008-03-06","closureDate":"2012-12-22","expirationDate":"2009-02-28","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 3 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2021","permit activity in 2021"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 36% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $925,000 to $1,255,100","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Aug 10, 2021.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}