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W CUMBERLAND ST, PHILADELPHIA PA, 19132","mailOut":false,"appeals":[{"type":"LIRB Violation Appeal","grounds":"The violation for the boarded up windows its a corner property had squatters living there when I purchased it and has been broken into 4 times. Will be renovating soon.","status":"Closed","outcome":"Complete","date":"2022-09-21","number":"HA-2021-004422","relatedPermit":null}],"taxYears":[{"year":1996,"total":1342.95,"principal":211.13,"interest":376.87,"penalty":14.78},{"year":1997,"total":678,"principal":221.69,"interest":382.41,"penalty":15.52},{"year":1998,"total":744.94,"principal":252.41,"interest":412.69,"penalty":17.67},{"year":1999,"total":720.85,"principal":252.41,"interest":389.97,"penalty":17.67},{"year":2000,"total":696.77,"principal":252.41,"interest":367.25,"penalty":17.67},{"year":2001,"total":798.29,"principal":301.07,"interest":410.96,"penalty":21.07},{"year":2002,"total":973.66,"principal":383.18,"interest":488.55,"penalty":26.82},{"year":2003,"total":1133.41,"principal":465.3,"interest":551.38,"penalty":32.57},{"year":2005,"total":1144.94,"principal":510.91,"interest":513.46,"penalty":35.76},{"year":2006,"total":1096.2,"principal":510.91,"interest":467.48,"penalty":35.76},{"year":2007,"total":1047.46,"principal":510.91,"interest":421.5,"penalty":35.76},{"year":2008,"total":1074.37,"principal":550.45,"interest":404.58,"penalty":38.53},{"year":2009,"total":977.52,"principal":524.28,"interest":338.95,"penalty":37.48},{"year":2011,"total":1005.49,"principal":604.93,"interest":281.3,"penalty":42.35},{"year":2012,"total":983.49,"principal":628.25,"interest":235.59,"penalty":43.98},{"year":2013,"total":955.99,"principal":650.83,"interest":185.49,"penalty":45.56},{"year":2014,"total":701.48,"principal":454.6,"interest":88.65,"penalty":31.82},{"year":2015,"total":658.1,"principal":454.6,"interest":47.73,"penalty":31.82},{"year":2016,"total":415.77,"principal":298.09,"interest":4.47,"penalty":2.98}],"taxNet":17149.68,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":33800,"taxable":33800,"land":7848,"improvement":25952,"taxableLand":7848,"taxableImprovement":25952,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":33800,"taxable":33800,"land":5070,"improvement":28730,"taxableLand":5070,"taxableImprovement":28730,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":33800,"taxable":33800,"land":5070,"improvement":28730,"taxableLand":5070,"taxableImprovement":28730,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":39400,"taxable":39400,"land":5910,"improvement":33490,"taxableLand":5910,"taxableImprovement":33490,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":40700,"taxable":40700,"land":6105,"improvement":34595,"taxableLand":6105,"taxableImprovement":34595,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":40700,"taxable":40700,"land":6105,"improvement":34595,"taxableLand":6105,"taxableImprovement":34595,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":40700,"taxable":40700,"land":6105,"improvement":34595,"taxableLand":6105,"taxableImprovement":34595,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":76600,"taxable":76600,"land":15320,"improvement":61280,"taxableLand":15320,"taxableImprovement":61280,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":76600,"taxable":76600,"land":15320,"improvement":61280,"taxableLand":15320,"taxableImprovement":61280,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":211100,"taxable":111100,"land":42220,"improvement":168880,"taxableLand":42220,"taxableImprovement":68880,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":211100,"taxable":111100,"land":42220,"improvement":168880,"taxableLand":42220,"taxableImprovement":68880,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":201800,"taxable":101800,"land":40360,"improvement":161440,"taxableLand":40360,"taxableImprovement":61440,"exemptLand":0,"exemptImprovement":100000}],"taxNow":1555,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"861754","date":"2018-03-23","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-04-11","scope":"REPLACE 3/4\" WATER SERVICE-PA1#20180812755-\"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"RP-2022-008670","date":"2022-10-06","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2023-03-03","scope":"FOR THE CONSTRUCTION /ALTERATIONS THROUGHOUT AN EXISTING ATTACHED STRUCTURE. FOR A SINGLE- FAMILY HOUSEHOLD LIVING. AS PER PLANS. *************************NO UNDERPINNING ON THIS APPLICATION. SEPARATE PERMITS ARE REQUIRED FOR PLUMBING, MECH. OR ELECTRICAL WORK. **************************"},{"number":"PP-2022-016803","date":"2022-11-21","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-03-03","scope":"Installation soil, sanitary and water supply piping 3-w/c, 3-lav, 1-shower, 1-bathtub, 1-kitchen sink, 1-laundry, 1-w/h"},{"number":"EP-2022-011306","date":"2022-11-26","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-02-08","scope":"Complete wiring of existing one-family residence: 200A service, including 57 receptacles, 17 switches, 13 luminaires, for 3 bedrooms and 1.5 baths as per 2017 nec"},{"number":"MP-2022-006107","date":"2022-11-29","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2023-03-03","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For Mechanical Work to include the installation as per attached standards. Deviations from these standards require submission of construction and site plans. INSTALL 10,000 BTUs FURNACE WITH 5 TON CONDENSER. INSTALL NEW DUCTWORK WITH 12 DIFFUSERS/REGISTERS."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2016,"k":"insp","w":"Inspection failed ×2"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2021,"k":"viol","w":"4 L&I violations"},{"y":2021,"k":"insp","w":"Inspection failed"},{"y":2022,"k":"insp","w":"Inspection failed"},{"y":2022,"k":"appeal","w":"Appeal complete"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"insp","w":"Inspection passed"},{"y":2023,"k":"sale","p":250000}],"rented":false,"licenses":[{"number":"851348","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"Demetrius Isaac","legalName":"Demetrius Isaac","address":"2550 W CUMBERLAND ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2020-09-15","latestIssueDate":"2022-09-27","expirationDate":"2023-09-14","inactiveDate":"2023-11-13"},{"number":"922266","type":"Rental","status":"Closed","businessName":"Demetrius Isaac","legalName":"Demetrius Isaac","address":"2550 W CUMBERLAND ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2023-04-27","latestIssueDate":"2023-04-27","expirationDate":"2024-04-26","inactiveDate":null}],"licenseActivity":[{"number":"922266","type":"Rental","businessName":"Demetrius Isaac","legalName":"Demetrius Isaac","issuedDate":"2023-04-27","latestIssueDate":"2023-04-27","closureDate":"2024-04-26","expirationDate":"2024-04-26","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false},{"number":"851348","type":"Vacant Residential Property / Lot","businessName":"Demetrius Isaac","legalName":"Demetrius Isaac","issuedDate":"2020-09-15","latestIssueDate":"2022-09-27","closureDate":"2023-11-13","expirationDate":"2023-09-14","inactiveDate":"2023-11-13","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-30","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2021, 2022"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 176% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $76,600 to $211,100","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"9 failed, 2 passed, and 4 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Mar 31, 2023.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #851348: Inactive since Nov 13, 2023","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 16 historical violations across 6 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}