{"asOf":"2026-07-23T19:04:09.158Z","block":"2400-2499 CLIFFORD ST","blockUrl":"https://philadelphia.blockreport.homes/block/2400-2499-clifford-st","address":"2440 CLIFFORD ST","parcelNumber":"291265600","source":"https://property.phila.gov/?p=291265600","ownerType":"investor","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"22","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"Multi-family","owner":"NAAMI MARKETING SOLUTIONS LLC","coOwner":null,"marketValue":511600,"landAssessment":102320,"improvementAssessment":409280,"livableArea":1968,"yearBuilt":1915,"lastSale":{"price":1,"date":"2023-02-28T05:00:00Z"},"openViolations":0,"violations":[{"number":"2442823","date":"2012-03-08","code":"PM-102.3/1","title":"LICENSE-RES 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STRUCTURE STAIRS, DECKS, PORCHES","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2021-022421","date":"2021-04-19","code":"PM15-307","title":"HANDRAILS & GUARDS","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2021-022416","date":"2021-04-19","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"}],"violationCases":[{"number":"318847","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2012-03-09","completedDate":"2012-06-21","violations":[{"number":"2442823","date":"2012-03-08","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"359423","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2012-11-14","completedDate":"2012-12-03","violations":[{"number":"2638821","date":"2012-11-09","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"ERROR","resolutionDate":null,"resolution":null}]},{"number":"359425","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2012-11-14","completedDate":null,"violations":[{"number":"2638832","date":"2012-11-09","code":"PM-306.2/1","title":"VACANT BLDG UNSECURED COUNT","status":"ERROR","resolutionDate":null,"resolution":null},{"number":"2638831","date":"2012-11-09","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"ERROR","resolutionDate":null,"resolution":null}]},{"number":"CF-2021-029623","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"CLOSED","createdDate":"2021-04-19","completedDate":"2023-09-26","violations":[{"number":"VI-2021-022417","date":"2021-04-19","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2021-022418","date":"2021-04-19","code":"PM15-302.1","title":"EXTERIOR AREA SANITATION","status":"COMPLIED","resolutionDate":"2022-06-11","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2021-022420","date":"2021-04-19","code":"PM15-304.10","title":"EXTERIOR STRUCTURE STAIRS, DECKS, PORCHES","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2021-022421","date":"2021-04-19","code":"PM15-307","title":"HANDRAILS & GUARDS","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2021-022416","date":"2021-04-19","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"COMPLIED","resolutionDate":"2023-04-24","resolution":"COMPLIED - PERMIT OBTAINED"}]}],"violYears":[{"y":2012,"n":4,"worst":null},{"y":2021,"n":5,"worst":null}],"investigations":[{"caseNumber":"318847","date":"2012-03-08","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"318847","date":"2012-05-15","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"318847","date":"2012-06-19","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"359423","date":"2012-11-09","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"359425","date":"2012-11-09","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"359425","date":"2012-11-30","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"359423","date":"2012-11-30","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"CF-2021-029623","date":"2021-04-19","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-029623","date":"2022-06-11","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-029623","date":"2022-11-02","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-029623","date":"2023-09-26","type":null,"status":"PASSED"}],"inspYears":[{"y":2012,"fails":4,"passes":3},{"y":2021,"fails":1,"passes":0},{"y":2022,"fails":2,"passes":0},{"y":2023,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.98134256000595,"lng":-75.17520110903178,"geom":{"type":"Polygon","coordinates":[[[-75.175150246,39.981446924],[-75.175196682,39.981231316],[-75.175252078,39.981238136],[-75.175205333,39.98145414],[-75.175150246,39.981446924]]]},"liDistrict":"NORTH","certifications":[{"number":"BC-2024-000945","type":"Fire Alarm Certification","inspectionDate":"2024-01-08","result":"Certified","expirationDate":"2025-01-08","buildingId":"1047082"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19121","beds":6,"baths":2,"stories":3,"lotArea":1271,"zoning":"RM1","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":false,"mail":"2440 CLIFFORD ST, PHILADELPHIA PA, 19121","mailOut":false,"appeals":[],"taxYears":[{"year":2008,"total":471.7,"principal":212.94,"interest":156.51,"penalty":14.9},{"year":2009,"total":583.66,"principal":276.75,"interest":178.51,"penalty":19.37},{"year":2010,"total":554.27,"principal":276.75,"interest":153.6,"penalty":19.37},{"year":2014,"total":296,"principal":129.77,"interest":25.3,"penalty":9.08},{"year":2015,"total":472.92,"principal":305.92,"interest":32.12,"penalty":21.41},{"year":2016,"total":1011.88,"principal":846.73,"interest":12.7,"penalty":8.47}],"taxNet":3390.43,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":82600,"taxable":52600,"land":6610,"improvement":75990,"taxableLand":6610,"taxableImprovement":45990,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":82600,"taxable":52600,"land":24780,"improvement":57820,"taxableLand":24780,"taxableImprovement":27820,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":82600,"taxable":52600,"land":24780,"improvement":57820,"taxableLand":24780,"taxableImprovement":27820,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":125900,"taxable":125900,"land":37700,"improvement":88200,"taxableLand":37700,"taxableImprovement":88200,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":130200,"taxable":130200,"land":38988,"improvement":91212,"taxableLand":38988,"taxableImprovement":91212,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":130200,"taxable":130200,"land":38988,"improvement":91212,"taxableLand":38988,"taxableImprovement":91212,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":130200,"taxable":130200,"land":38988,"improvement":91212,"taxableLand":38988,"taxableImprovement":91212,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":177100,"taxable":177100,"land":35400,"improvement":141700,"taxableLand":35400,"taxableImprovement":141700,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":148300,"taxable":148300,"land":29660,"improvement":118640,"taxableLand":29660,"taxableImprovement":118640,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":463400,"taxable":463400,"land":92680,"improvement":370720,"taxableLand":92680,"taxableImprovement":370720,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":463400,"taxable":463400,"land":92680,"improvement":370720,"taxableLand":92680,"taxableImprovement":370720,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":511600,"taxable":511600,"land":102320,"improvement":409280,"taxableLand":102320,"taxableImprovement":409280,"exemptLand":0,"exemptImprovement":0}],"taxNow":6487,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"340897","date":"2011-05-13","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2011-05-20","scope":"3-PIECE BATHROOM, KITCHEN SINK, PARTIAL 4\" SOIL STACK AND A 2\" SINK VENT REPLACEMENT"},{"number":"383907","date":"2012-01-19","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2012-02-06","scope":"REMOVE ALL ROOF MATERIAL FROM 3RD FLOOR ROOF AND SECONDARY ROOF INSTALL SHEATHING AS NEEDED. INSTALL (1) INCH INSULATION WITH FIBER GLASS BASE SHEET AND WHITE GRANULATED CAP SHEET APPLIED WITH HOT ASPHALT. INSTALL NEED METAL FLASHING, COPPER EAVE BOXES AND (4) INCH SPOUT. WILL INSTALL SIDING WITH INSULATION FOR SECONDARY MANRSERT WALL AND 3RD FLOOR CORNICE."},{"number":"881011","date":"2018-05-30","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2018-05-30","scope":"FOR A MULTI-FAMILY HOUSEHOLD LIVING ( THREE(3) DWELLING UNITS) IN AN EXISTING STRUCTURE."},{"number":"ZP-2023-002828","date":"2023-03-21","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2024-06-07","scope":"For the erection of a rear roof deck at third floor level of an existing structure with use as three family dwelling."},{"number":"CP-2023-000870","date":"2023-04-18","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2024-06-07","scope":"FOR INTERIOR LEVEL 2 ALTERATIONS OF AN EXISTING THREE STORY, ATTACHED STRUCTURE WITH THREE DWELLING UNITS. EXISTING 2ND FLOOR ROOF TO BE USED AS ROOF TOP DECK ACCESISIBLE TO ALL TENANTS. INTERIOR FRAMING ALTERATIONS INCLUDING NEW FLOOR JOISTS AND NEW BEARING WALL AS PER PLANS."},{"number":"PP-2023-006878","date":"2023-06-25","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2024-06-07","scope":"INSTALL 4 WATER CLOSETS, 4 LAVATORIES, 4 SHOWER/TUBS, 3 KITCHEN SINKS, 2 BACKWATER VALVES, 1 HUB DRAIN, 1 FLOOR DRAIN AND 3 HOT WATER HEATER ACCORDING TO THE 2018 PPC AND PER PLANS."},{"number":"MP-2023-002310","date":"2023-07-25","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2024-06-07","scope":"FOR THE INSTALLATION OF HVAC APPLIANCES, EQUIPMENT, DUCTWORK AND REGISTRERS/DIFFUSERS PER APPROVED PLANS AND MANUFACTURER'S SPECIFICATIONS."},{"number":"EP-2023-006589","date":"2023-08-11","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-03-07","scope":"INSTALL A 300 AMP SERVICE, (4) GANG METER BANK, (3) 150 AMP PANELS & FEEDERS, (1) 100 AMP PANEL & FEEDER. INSTALL WIRING THROUGHOUT THE COMMON AREAS & THREE DWELLING UNITS. INSTALL LIGHTS NORMAL & EMERGENCY, SWITCHES, SENSORS, RECEPTACLES, & SMOKE ALARMS. PROVIDE POWER FOR THE MECHANICAL & HVAC EQUIPMENT. INSTALL A NEW FIRE ALARM SYSTEM THROUGHOUT. ALL WORK IN ACCORDANCE WITH THE 2017 NEC & 2016 NFPA-72."},{"number":"PP-2023-013876","date":"2023-10-17","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-11-17","scope":"Replace 3/4\" lead water service, with 3/4\" copper water service."},{"number":"PP-2025-005408","date":"2025-04-28","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-05-13","scope":"REPLACE CURB TRAP AND FRESH AIR INLET IN REAR OF PROPERTY"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2018,"k":"permit","w":"Use"},{"y":2021,"k":"viol","w":"5 L&I violations"},{"y":2021,"k":"insp","w":"Inspection failed"},{"y":2022,"k":"insp","w":"Inspection failed ×2"},{"y":2023,"k":"permit","w":"New construction, addition, GFA change"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Alterations"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"insp","w":"Inspection passed"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Alterations"},{"y":2025,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[{"number":"920457","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"Nafeesah Reed","legalName":"Nafeesah Reed","address":"2440 CLIFFORD ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2023-04-04","latestIssueDate":"2024-05-04","expirationDate":"2025-04-03","inactiveDate":"2025-06-02"},{"number":"0957060","type":"Rental","status":"Expired","businessName":"Naami Marketing Solutions LLC","legalName":"Naami Marketing Solutions LLC","address":"2440 CLIFFORD ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":3,"issuedDate":"2024-07-23","latestIssueDate":"2026-05-11","expirationDate":"2026-07-22","inactiveDate":null}],"licenseActivity":[{"number":"0957060","type":"Rental","businessName":"Naami Marketing Solutions LLC","legalName":"Naami Marketing Solutions LLC","issuedDate":"2024-07-23","latestIssueDate":"2026-05-11","closureDate":"2026-07-22","expirationDate":"2026-07-22","inactiveDate":null,"status":"Expired","statusLabel":"Expired","active":false},{"number":"920457","type":"Vacant Residential Property / Lot","businessName":"Nafeesah Reed","legalName":"Nafeesah Reed","issuedDate":"2023-04-04","latestIssueDate":"2024-05-04","closureDate":"2025-06-02","expirationDate":"2025-04-03","inactiveDate":"2025-06-02","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2021, 2022"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["7 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #881011: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"building-certifications","level":"attention","title":"A life-safety certification appears expired","finding":"Fire Alarm Certification: Certified through Jan 8, 2025","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Request the correction/reinspection and current filed certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as multi-family; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"7 failed, 4 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Sep 26, 2023.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #920457: Inactive since Jun 2, 2025","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 9 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}