{"asOf":"2026-07-26T02:31:54.254Z","block":"1500-1599 N MARSTON ST","blockUrl":"https://philadelphia.blockreport.homes/block/1500-1599-n-marston-st","address":"1545 N MARSTON ST","parcelNumber":"292077400","source":"https://property.phila.gov/?p=292077400","ownerType":"investor","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"25","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"KAYLAS PROPERTY GROUP LLC","coOwner":null,"marketValue":408000,"landAssessment":81600,"improvementAssessment":326400,"livableArea":1572,"yearBuilt":2024,"lastSale":{"price":30000,"date":"2017-05-15T04:00:00Z"},"openViolations":0,"violations":[{"number":"VI-2020-008914","date":"2020-06-09","code":"PM15-304.1(H)","title":"ROOF DEFICIENCIES","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008915","date":"2020-06-09","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008916","date":"2020-06-09","code":"PM15-305.1","title":"INTERIOR UNSAFE GENERAL","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008917","date":"2020-06-09","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008913","date":"2020-06-09","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-030607","date":"2020-08-25","code":"PM15-108.2","title":"VACANT & OPEN","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030608","date":"2020-08-25","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030609","date":"2020-08-25","code":"PM15-307","title":"HANDRAILS & GUARDS","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030610","date":"2020-08-25","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030611","date":"2020-08-25","code":"PM15-302.4","title":"EXTERIOR AREA WEEDS","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030612","date":"2020-08-25","code":"PM15-304.3","title":"EXTERIOR STRUCTURE  IDENTIFICATION","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"}],"violationCases":[{"number":"CF-2020-023472","type":"NOTICE OF VIOLATION","priority":"UNSAFE","responsibility":"CSU INVESTIGATOR","status":"COMPLIED, BALANCE DUE","createdDate":"2020-06-09","completedDate":null,"violations":[{"number":"VI-2020-008914","date":"2020-06-09","code":"PM15-304.1(H)","title":"ROOF DEFICIENCIES","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008915","date":"2020-06-09","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008916","date":"2020-06-09","code":"PM15-305.1","title":"INTERIOR UNSAFE GENERAL","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008917","date":"2020-06-09","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"},{"number":"VI-2020-008913","date":"2020-06-09","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":"2020-12-10","resolution":"COMPLIED - OWNER DEMOLITION"}]},{"number":"CF-2020-054975","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"CLOSED","createdDate":"2020-08-25","completedDate":"2021-05-10","violations":[{"number":"VI-2020-030607","date":"2020-08-25","code":"PM15-108.2","title":"VACANT & OPEN","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030608","date":"2020-08-25","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030609","date":"2020-08-25","code":"PM15-307","title":"HANDRAILS & GUARDS","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030610","date":"2020-08-25","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030611","date":"2020-08-25","code":"PM15-302.4","title":"EXTERIOR AREA WEEDS","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"},{"number":"VI-2020-030612","date":"2020-08-25","code":"PM15-304.3","title":"EXTERIOR STRUCTURE  IDENTIFICATION","status":"COMPLIED","resolutionDate":"2021-05-05","resolution":"COMPLIED - BY ENFORCEMENT ACTION"}]}],"violYears":[{"y":2020,"n":11,"worst":"INTERIOR UNSAFE GENERAL"}],"investigations":[{"caseNumber":"CF-2020-023472","date":"2020-06-09","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-023472","date":"2020-07-21","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-054975","date":"2020-08-25","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-023472","date":"2020-08-26","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-054975","date":"2020-08-27","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-054975","date":"2020-10-19","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-023472","date":"2020-12-11","type":null,"status":"PASSED"},{"caseNumber":"CF-2020-054975","date":"2021-05-10","type":null,"status":"PASSED"}],"inspYears":[{"y":2020,"fails":6,"passes":1},{"y":2021,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.97951621350236,"lng":-75.17982621976678,"geom":{"type":"Polygon","coordinates":[[[-75.17972825,39.979503207],[-75.179731462,39.979488078],[-75.179927226,39.979512048],[-75.179919414,39.979544628],[-75.179725414,39.979520021],[-75.17972825,39.979503207]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19121","beds":3,"baths":1,"stories":3,"lotArea":669,"zoning":"RSA5","grade":"E","basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"415 C WELSH RD, PHILADELPHIA PA, 19115","mailOut":false,"appeals":[],"taxYears":[{"year":1994,"total":746.77,"principal":29.23,"interest":55.44,"penalty":2.04},{"year":1995,"total":180.48,"principal":45.61,"interest":84.15,"penalty":3.19},{"year":1996,"total":279.73,"principal":76.03,"interest":135.71,"penalty":5.32},{"year":1997,"total":274.35,"principal":76.03,"interest":131.15,"penalty":5.32},{"year":1998,"total":266.28,"principal":76.03,"interest":124.31,"penalty":5.32},{"year":1999,"total":258.21,"principal":76.03,"interest":117.47,"penalty":5.32},{"year":2000,"total":250.12,"principal":76.03,"interest":110.62,"penalty":5.32},{"year":2001,"total":303.2,"principal":97.31,"interest":132.83,"penalty":6.81},{"year":2002,"total":292.86,"principal":97.31,"interest":124.07,"penalty":6.81},{"year":2003,"total":282.53,"principal":97.31,"interest":115.31,"penalty":6.81},{"year":2004,"total":272.19,"principal":97.31,"interest":106.55,"penalty":6.81},{"year":2005,"total":261.87,"principal":97.31,"interest":97.8,"penalty":6.81},{"year":2006,"total":251.53,"principal":97.31,"interest":89.04,"penalty":6.81},{"year":2007,"total":241.19,"principal":97.31,"interest":80.28,"penalty":6.81},{"year":2010,"total":221.88,"principal":103.4,"interest":57.39,"penalty":7.24},{"year":2011,"total":229.42,"principal":113.63,"interest":52.84,"penalty":7.95},{"year":2012,"total":224.83,"principal":118.01,"interest":44.26,"penalty":8.26},{"year":2013,"total":219.09,"principal":122.26,"interest":34.85,"penalty":8.56},{"year":2014,"total":592.25,"principal":328.23,"interest":64,"penalty":22.98},{"year":2015,"total":557.4,"principal":328.23,"interest":34.46,"penalty":22.98},{"year":2016,"total":464.44,"principal":342.88,"interest":5.14,"penalty":3.43}],"taxNet":6670.62,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":21300,"taxable":21300,"land":3077,"improvement":18223,"taxableLand":3077,"taxableImprovement":18223,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":21300,"taxable":21300,"land":7029,"improvement":14271,"taxableLand":7029,"taxableImprovement":14271,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":21300,"taxable":21300,"land":7029,"improvement":14271,"taxableLand":7029,"taxableImprovement":14271,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":40100,"taxable":40100,"land":13233,"improvement":26867,"taxableLand":13233,"taxableImprovement":26867,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":68900,"taxable":68900,"land":20670,"improvement":48230,"taxableLand":20670,"taxableImprovement":48230,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":68900,"taxable":68900,"land":20670,"improvement":48230,"taxableLand":20670,"taxableImprovement":48230,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":68900,"taxable":68900,"land":20670,"improvement":48230,"taxableLand":20670,"taxableImprovement":48230,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":145000,"taxable":145000,"land":29000,"improvement":116000,"taxableLand":29000,"taxableImprovement":116000,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":438400,"taxable":122752,"land":87680,"improvement":350720,"taxableLand":87680,"taxableImprovement":35072,"exemptLand":0,"exemptImprovement":315648},{"y":2025,"v":438400,"taxable":157824,"land":87680,"improvement":350720,"taxableLand":87680,"taxableImprovement":70144,"exemptLand":0,"exemptImprovement":280576},{"y":2026,"v":438400,"taxable":192896,"land":87680,"improvement":350720,"taxableLand":87680,"taxableImprovement":105216,"exemptLand":0,"exemptImprovement":245504},{"y":2027,"v":408000,"taxable":212160,"land":81600,"improvement":326400,"taxableLand":81600,"taxableImprovement":130560,"exemptLand":0,"exemptImprovement":195840}],"taxNow":2700,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"PP-2020-000865","date":"2020-06-05","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-09-20","scope":"Seal sewer lateral per 2018 Philadelphia Plumbing Code."},{"number":"ZP-2020-003000","date":"2020-06-25","work":"Full Demolition","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Vacant lot"},{"number":"DP-2020-000764","date":"2020-10-21","work":"Minor Demolition","type":"Demolition","description":"Demolition Permit","status":"Expired","completedDate":"2022-12-28","scope":"Make safe full demolition permit to comply case #CF-2020-023472. Complete demolition of an attached 2 story masonry SFD by hand method only. 21 day waiver for unsafe case. No special inspections program. Contact area inspector prior to work and for initial demo site safety inspection."},{"number":"ZP-2021-003546","date":"2021-06-11","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2022-12-16","scope":"APPLICATION IS FOR A NEW CONSTRUCTION OF AN ATTACHED BUILDING WITH A ROOF DECK AND A ROOF ACCESS STRUCTURE (SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION)"},{"number":"RP-2021-004816","date":"2021-10-05","work":"New Construction","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-12-16","scope":"FOR THE ERECTION OF AN ATTACHED THREE STORY STRUCTURE FOR USE AS A SINGLE FAMILY HOUSEHOLD LIVING. BUILDING TO BE SPRINKLERED IN ACCORDANCE WITH NFPA 13D. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. **A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 9.25 FEET OF THE BUILDING FACADE IN ACCORDANCE WITH SECTION 3306 OF THE 2018 IBC. SEPARATE BUILDING AND/OR STREETS DEPARTMENT PERMIT REQUIRED PRIOR TO THE START OF ANY WORK.** BLOWER DOOR TESTING SHALL BE PERFORMED IN ACCORDANCE WITH ASTM E 779 OR ASTM E 1827 BY AN APPROVED THIRD PARTY AGENCY. *ENERGY CODE COMPLIANCE IN ACCORDANCE WITH 2015 IECC. PRIOR TO ISSUANCE OF C.O SUBMITTAL OF AIR BARRIER CHECKLIST AND ENVELOPE TESTING CERTIFICATE IS REQUIRED. BOTH TO BE COMPLETED BY AN APPROVED PARTY. HVAC INSTALLATION IN ACCORDANCE WITH EZ PERMIT STANDARD."},{"number":"PP-2021-024166","date":"2021-12-20","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-12-16","scope":"Install new fixtures, HD, HT, FAI , 1\" WD"},{"number":"FP-2021-003400","date":"2021-12-20","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2022-12-16","scope":"INSTALL NEW FIRE SUPPRESSION SYSTEM AND 1? COMBINED SERVICE IN ACCORDANCE WITH NFPA 13D THROUGHOUT THE ENTIRE BUILDING. ALL WORK SHALL COMPLY WITH THE APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA."},{"number":"EP-2022-001593","date":"2022-02-22","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-12-12","scope":"Single family dwelling unit to be wired per 2014 NEC. New 200A service. Recessed Lighting throughout, new wiring throughout, whole house renovation."},{"number":"PP-2021-018168","date":"2022-04-28","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-05-16","scope":"Plumbing Permit (Exterior Building Drainage) for combo RP-2021-004816"},{"number":"PP-2021-018167","date":"2022-05-02","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-12-16","scope":"Plumbing Permit (Water Distribution) for combo RP-2021-004816"},{"number":"PP-2021-018169","date":"2022-05-02","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-12-16","scope":"Plumbing Permit (Interior) for combo RP-2021-004816"},{"number":"MP-2021-006389","date":"2022-06-28","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-12-16","scope":"Mechanical / Fuel Gas Permit for combo RP-2021-004816"}],"storyTag":"Torn down & rebuilt","storyDelta":null,"timeline":[{"y":2020,"k":"permit","w":"Minor Demolition"},{"y":2021,"k":"permit","w":"New construction, addition, GFA change"},{"y":2021,"k":"insp","w":"Inspection passed"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"New Construction or Additions"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2022,"k":"permit","w":"New Construction"},{"y":2022,"k":"permit","w":"New Construction or Additions"},{"y":2022,"k":"permit","w":"New Construction or Additions"},{"y":2022,"k":"permit","w":"New Construction or Additions"},{"y":2022,"k":"permit","w":"New Construction"},{"y":2022,"k":"demo"}],"rented":true,"licenses":[{"number":"903459","type":"Rental","status":"Active","businessName":"Kayla Property Group LLC","legalName":"Kayla Property Group LLC","address":"1545 N MARSTON ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2022-08-17","latestIssueDate":"2026-07-07","expirationDate":"2027-08-16","inactiveDate":null}],"licenseActivity":[{"number":"903459","type":"Rental","businessName":"Kayla Property Group LLC","legalName":"Kayla Property Group LLC","issuedDate":"2022-08-17","latestIssueDate":"2026-07-07","closureDate":null,"expirationDate":"2027-08-16","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 202% in 2024, but no matching permit appears in the property timeline.","evidence":["assessment moved from $145,000 to $438,400","no permit shown in 2023-2025"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: DP-2020-000764 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 11 historical violations across 2 cases.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 2 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on May 10, 2021.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}