{"asOf":"2026-07-23T00:33:08.112Z","block":"1200-1299 PENNOCK ST","blockUrl":"https://philadelphia.blockreport.homes/block/1200-1299-pennock-st","address":"1219 PENNOCK ST","parcelNumber":"292086400","source":"https://property.phila.gov/?p=292086400","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"25","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"DALBA JONATHAN","coOwner":"EARLEY LIANNE","marketValue":482300,"landAssessment":96460,"improvementAssessment":385840,"livableArea":2480,"yearBuilt":2023,"lastSale":{"price":1,"date":"2021-01-19T05:00:00Z"},"openViolations":0,"violations":[{"number":"755892","date":"2007-12-04","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"755891","date":"2007-12-04","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2592299","date":"2012-09-28","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":null,"resolutionDate":null,"resolution":null},{"number":"2592298","date":"2012-09-28","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":null,"resolutionDate":null,"resolution":null},{"number":"3946376","date":"2016-05-23","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3946377","date":"2016-05-23","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4445652","date":"2017-09-07","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4445651","date":"2017-09-07","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5039248","date":"2019-05-15","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5039249","date":"2019-05-15","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5184969","date":"2019-09-17","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5184970","date":"2019-09-17","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"VI-2020-019780","date":"2020-07-16","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"COMPLIED","resolutionDate":"2021-01-04","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2020-019779","date":"2020-07-16","code":"PM15-302.4","title":"EXTERIOR AREA WEEDS","status":"COMPLIED","resolutionDate":"2021-01-04","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2021-038354","date":"2021-06-16","code":"10-710","title":"DUMPING OF DEBRIS & SHORT DUMPING","status":"COMPLIED","resolutionDate":"2021-08-27","resolution":"COMPLIED - BY ENFORCEMENT ACTION"}],"violationCases":[{"number":"136993","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2007-12-04","completedDate":"2010-01-23","violations":[{"number":"755892","date":"2007-12-04","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"755891","date":"2007-12-04","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"352807","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2012-09-28","completedDate":null,"violations":[{"number":"2592299","date":"2012-09-28","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":null,"resolutionDate":null,"resolution":null},{"number":"2592298","date":"2012-09-28","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":null,"resolutionDate":null,"resolution":null}]},{"number":"534697","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2016-05-23","completedDate":"2016-06-10","violations":[{"number":"3946376","date":"2016-05-23","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3946377","date":"2016-05-23","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"603190","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2017-09-07","completedDate":"2018-11-29","violations":[{"number":"4445652","date":"2017-09-07","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4445651","date":"2017-09-07","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"685321","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2019-05-15","completedDate":"2019-06-18","violations":[{"number":"5039248","date":"2019-05-15","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5039249","date":"2019-05-15","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"707195","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2019-09-17","completedDate":"2019-11-08","violations":[{"number":"5184969","date":"2019-09-17","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5184970","date":"2019-09-17","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"CF-2020-038936","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"CLIP - VACANT LOT INVESTIGATOR","status":"CLOSED","createdDate":"2020-07-16","completedDate":"2021-01-05","violations":[{"number":"VI-2020-019780","date":"2020-07-16","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"COMPLIED","resolutionDate":"2021-01-04","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2020-019779","date":"2020-07-16","code":"PM15-302.4","title":"EXTERIOR AREA WEEDS","status":"COMPLIED","resolutionDate":"2021-01-04","resolution":"COMPLIED - OWNER REPAIR"}]},{"number":"CF-2021-052782","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"CLIP - VACANT LOT INVESTIGATOR","status":"CLOSED","createdDate":"2021-06-16","completedDate":"2021-08-31","violations":[{"number":"VI-2021-038354","date":"2021-06-16","code":"10-710","title":"DUMPING OF DEBRIS & SHORT DUMPING","status":"COMPLIED","resolutionDate":"2021-08-27","resolution":"COMPLIED - BY ENFORCEMENT ACTION"}]}],"violYears":[{"y":2007,"n":2,"worst":null},{"y":2012,"n":2,"worst":null},{"y":2016,"n":2,"worst":null},{"y":2017,"n":2,"worst":null},{"y":2019,"n":4,"worst":null},{"y":2020,"n":2,"worst":null},{"y":2021,"n":1,"worst":null}],"investigations":[{"caseNumber":"CF-2020-038936","date":"2020-07-16","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-038936","date":"2020-10-06","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-052782","date":"2021-06-16","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-052782","date":"2021-08-31","type":null,"status":"FAILED"}],"inspYears":[{"y":2020,"fails":2,"passes":0},{"y":2021,"fails":2,"passes":0}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.975086890502446,"lng":-75.18106730655607,"geom":{"type":"Polygon","coordinates":[[[-75.180990275,39.975049563],[-75.181184876,39.975074038],[-75.181177524,39.975102791],[-75.180973832,39.975122025],[-75.180990275,39.975049563]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19121","beds":4,"baths":2,"stories":2,"lotArea":608,"zoning":"RSA5","grade":null,"basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"1219 N PENNOCK ST, PHILADELPHIA PA, 19121","mailOut":false,"appeals":[],"taxYears":[{"year":1978,"total":221.31,"principal":54.59,"interest":156.4,"penalty":3.82},{"year":1979,"total":218.03,"principal":54.59,"interest":153.12,"penalty":3.82},{"year":1980,"total":226.73,"principal":56.81,"interest":155.94,"penalty":3.98},{"year":1981,"total":243.19,"principal":62.1,"interest":166.74,"penalty":4.35},{"year":1982,"total":239.46,"principal":62.1,"interest":163.01,"penalty":4.35},{"year":1983,"total":249.95,"principal":66.01,"interest":169.32,"penalty":4.62},{"year":1984,"total":268.11,"principal":72.2,"interest":180.86,"penalty":5.05},{"year":1985,"total":282.56,"principal":77.54,"interest":189.59,"penalty":5.43},{"year":1986,"total":295.96,"principal":82.77,"interest":197.4,"penalty":5.79},{"year":1987,"total":304.51,"principal":86.75,"interest":201.69,"penalty":6.07},{"year":1988,"total":294.41,"principal":85.28,"interest":193.16,"penalty":5.97},{"year":1989,"total":278.39,"principal":81.95,"interest":180.7,"penalty":5.74},{"year":1990,"total":286.27,"principal":72.35,"interest":155.19,"penalty":5.06},{"year":1991,"total":238.27,"principal":60.83,"interest":126.83,"penalty":4.26},{"year":1992,"total":190.2,"principal":45.62,"interest":92.38,"penalty":3.19},{"year":1993,"total":186.98,"principal":45.62,"interest":89.65,"penalty":3.19},{"year":1994,"total":183.75,"principal":45.62,"interest":86.91,"penalty":3.19},{"year":1995,"total":180.48,"principal":45.61,"interest":84.15,"penalty":3.19},{"year":1996,"total":177.28,"principal":45.62,"interest":81.43,"penalty":3.19},{"year":1997,"total":174.05,"principal":45.62,"interest":78.69,"penalty":3.19},{"year":1998,"total":169.21,"principal":45.62,"interest":74.59,"penalty":3.19},{"year":1999,"total":164.36,"principal":45.62,"interest":70.48,"penalty":3.19},{"year":2000,"total":159.51,"principal":45.62,"interest":66.37,"penalty":3.19},{"year":2001,"total":34.96,"principal":12.17,"interest":16.61,"penalty":0.85},{"year":2002,"total":33.68,"principal":12.17,"interest":15.52,"penalty":0.85},{"year":2003,"total":32.38,"principal":12.17,"interest":14.42,"penalty":0.85},{"year":2004,"total":31.08,"principal":12.17,"interest":13.32,"penalty":0.85},{"year":2005,"total":29.8,"principal":12.17,"interest":12.23,"penalty":0.85},{"year":2006,"total":28.5,"principal":12.17,"interest":11.13,"penalty":0.85},{"year":2007,"total":27.21,"principal":12.17,"interest":10.04,"penalty":0.85},{"year":2008,"total":25.91,"principal":12.17,"interest":8.94,"penalty":0.85},{"year":2009,"total":325.17,"principal":149.02,"interest":96.12,"penalty":10.43},{"year":2010,"total":309.35,"principal":149.02,"interest":82.71,"penalty":10.43},{"year":2011,"total":320.23,"principal":163.77,"interest":76.15,"penalty":11.46},{"year":2012,"total":313.59,"principal":170.07,"interest":63.78,"penalty":11.9},{"year":2013,"total":305.3,"principal":176.19,"interest":50.21,"penalty":12.33},{"year":2014,"total":66.72,"principal":44.69,"interest":8.72,"penalty":3.13},{"year":2015,"total":61.97,"principal":44.69,"interest":4.7,"penalty":3.13},{"year":2016,"total":50.72,"principal":46.68,"interest":0.7,"penalty":0.47}],"taxNet":7229.54,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":2900,"taxable":2900,"land":2900,"improvement":0,"taxableLand":2900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":4500,"taxable":4500,"land":4500,"improvement":0,"taxableLand":4500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":4500,"taxable":4500,"land":4500,"improvement":0,"taxableLand":4500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":4500,"taxable":4500,"land":4500,"improvement":0,"taxableLand":4500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":4500,"taxable":4500,"land":4500,"improvement":0,"taxableLand":4500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":4500,"taxable":4500,"land":4500,"improvement":0,"taxableLand":4500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":4500,"taxable":4500,"land":4500,"improvement":0,"taxableLand":4500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":499000,"taxable":99600,"land":99600,"improvement":399400,"taxableLand":99600,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":399400},{"y":2024,"v":499000,"taxable":99600,"land":99600,"improvement":399400,"taxableLand":99600,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":399400},{"y":2025,"v":580100,"taxable":116020,"land":116020,"improvement":464080,"taxableLand":116020,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":464080},{"y":2026,"v":580100,"taxable":116020,"land":116020,"improvement":464080,"taxableLand":116020,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":464080},{"y":2027,"v":482300,"taxable":96460,"land":96460,"improvement":385840,"taxableLand":96460,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":385840}],"taxNow":1624,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"ZP-2020-000054","date":"2020-06-29","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2021-11-12","scope":"FOR THE ERECTION OF A SEMI-DETACHED STRUCTURE WITH ROOF DECK AND ROOF DECK ACCESS STRUCTURE. SIZE AND LOCATION AS SHOWN IN SCANNED PLAN. FOR USE AS A SINGLE-FAMILY HOUSEHOLD LIVING."},{"number":"RP-2020-005647","date":"2020-12-01","work":"New Construction","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-11-12","scope":"THE PROJECT ENTAILS THE NEW CONSTRUCTION OF A 4 STORY 2400 SF SINGLE FAMILY RESIDENCE WITH A ROOF DECK. THE PROJECT WILL COMPLY WITH THE REQUIREMENTS OF THE PHILADELPHIA CODE."},{"number":"FP-2021-000199","date":"2021-02-10","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2021-11-12","scope":"FOR THE INSTALLATION OF A NFPA 13R SYSTEM FOR A RESIDENTIAL OCCUPANCY SERVICED BY A TWO INCH FIRE SERVICE LINE WITH A BACKFLOW PREVENTER ASSEMBLY. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. FIRE SUPPRESSION SYSTEM TO BE INSTALLED IN ACCORDANCE WITH NFPA 13R STANDARD."},{"number":"MP-2021-002036","date":"2021-03-30","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-11-12","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. (INSTALLATION OF (2) 40,000 BTU 95% GAS FURNACES WITH 2 TON AC. CONDENSERS LOCATED IN REAR YARD)."},{"number":"PP-2020-014377","date":"2021-04-07","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-11-12","scope":"THE PROJECT ENTAILS THE NEW CONSTRUCTION OF A 4 STORY 2400 SF SINGLE FAMILY RESIDENCE WITH A ROOF DECK. THE PROJECT WILL COMPLY WITH THE REQUIREMENTS OF THE PHILADELPHIA CODE."},{"number":"PP-2020-014375","date":"2021-04-08","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-04-08","scope":"THE PROJECT ENTAILS THE NEW CONSTRUCTION OF A 4 STORY 2400 SF SINGLE FAMILY RESIDENCE WITH A ROOF DECK. THE PROJECT WILL COMPLY WITH THE REQUIREMENTS OF THE PHILADELPHIA CODE."},{"number":"PP-2020-014376","date":"2021-04-12","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-04-12","scope":"THE PROJECT ENTAILS THE NEW CONSTRUCTION OF A 4 STORY 2400 SF SINGLE FAMILY RESIDENCE WITH A ROOF DECK. THE PROJECT WILL COMPLY WITH THE REQUIREMENTS OF THE PHILADELPHIA CODE."},{"number":"EP-2021-006677","date":"2021-06-30","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-11-12","scope":"Install 200amp service, wiring throughout, install light fixtures, devices, switches, grounding system, smoke alarms AS PER NEC 2014"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2020,"k":"permit","w":"New construction, addition, GFA change"},{"y":2020,"k":"viol","w":"2 L&I violations"},{"y":2020,"k":"insp","w":"Inspection failed ×2"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"New Construction or Additions"},{"y":2021,"k":"permit","w":"New Construction or Additions"},{"y":2021,"k":"permit","w":"New Construction or Additions"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"viol","w":"L&I violation"},{"y":2021,"k":"insp","w":"Inspection failed ×2"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-21","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2021"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 10989% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $4,500 to $499,000","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"4 failed, 0 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Aug 31, 2021.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 15 historical violations across 8 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}