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CAMBRIDGE ST, PHILADELPHIA PA, 19121","mailOut":false,"appeals":[],"taxYears":[{"year":2009,"total":39.21,"principal":0,"interest":0.02,"penalty":13.2},{"year":2010,"total":39.22,"principal":0,"interest":0.02,"penalty":13.2},{"year":2011,"total":94.9,"principal":0,"interest":45.88,"penalty":14.51},{"year":2012,"total":121.36,"principal":0,"interest":67.78,"penalty":15.06},{"year":2013,"total":102.82,"principal":0,"interest":51.52,"penalty":15.61}],"taxNet":397.51,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":35100,"taxable":5100,"land":4526,"improvement":30574,"taxableLand":4526,"taxableImprovement":574,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":35100,"taxable":5100,"land":21060,"improvement":14040,"taxableLand":5100,"taxableImprovement":0,"exemptLand":15960,"exemptImprovement":14040},{"y":2018,"v":35100,"taxable":5100,"land":21060,"improvement":14040,"taxableLand":5100,"taxableImprovement":0,"exemptLand":15960,"exemptImprovement":14040},{"y":2019,"v":28000,"taxable":0,"land":16800,"improvement":11200,"taxableLand":0,"taxableImprovement":0,"exemptLand":16800,"exemptImprovement":11200},{"y":2020,"v":219300,"taxable":174300,"land":62480,"improvement":156820,"taxableLand":62480,"taxableImprovement":111820,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":219300,"taxable":174300,"land":62480,"improvement":156820,"taxableLand":62480,"taxableImprovement":111820,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":219300,"taxable":174300,"land":62480,"improvement":156820,"taxableLand":62480,"taxableImprovement":111820,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":250000,"taxable":250000,"land":50000,"improvement":200000,"taxableLand":50000,"taxableImprovement":200000,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":250000,"taxable":250000,"land":50000,"improvement":200000,"taxableLand":50000,"taxableImprovement":200000,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":330000,"taxable":330000,"land":66000,"improvement":264000,"taxableLand":66000,"taxableImprovement":264000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":330000,"taxable":330000,"land":66000,"improvement":264000,"taxableLand":66000,"taxableImprovement":264000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":308600,"taxable":308600,"land":61720,"improvement":246880,"taxableLand":61720,"taxableImprovement":246880,"exemptLand":0,"exemptImprovement":0}],"taxNow":4619,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"773233","date":"2017-10-05","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-07-13","scope":"FOR INTERIOR ALTERATIONS TO AN EXISTING SINGLE FAMILY DWELLING TO INCLUDE NEW LAYOUT THROUGHOUT AND STRUCTURAL WORK AS SHOWN PER APPROVED PLANS. REPLACEMENT OF FLOOR JOISTS LIMITED TO LESS THAN 2/3RDS THROUGHOUT THE STRUCTURE.BUILDING IS NOT SPRINKLERED.****SEPARATE PERMIT REQUIRED FOR UNDERPINNING.**** ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK."},{"number":"828882","date":"2017-12-21","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-05-11","scope":"INSTALL 2-TOILETS, 2-LAVS, 1-TUB, 1-SHOWER, 1-KITCHEN SINK, 1-WASHER, 1-GARBAGE DISPOSAL AND 1-WATER HEATER.THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004"},{"number":"801035","date":"2018-02-01","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-05-11","scope":"FOR THE PLACEMENT OF UNDERPINNING IN THE BASEMENT AREA OF AN EXISTING SINGLE FAMILY DWELLING AS PER PLAN."},{"number":"847993","date":"2018-02-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-09-12","scope":"INSTALL NEW 100AMP SERVICE AND WIRE BUILDING WITH RECEPTS,SWITCHES,LIGHTS,FIXTURES,SMOKES,CO DETECTORS AND OTHER DEVICES AS PER 2008 NEC (NORTH DISTRICT)"},{"number":"851639","date":"2018-02-12","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-07-13","scope":"EZ WARM AIR STANDARD NEW 90%80K GAS WARM AIR & 2.5T AC DOM HOT WATER TO BE ELECTRIC THEREFORE ABANDON EXISTING CHIMNEY"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2015,"k":"insp","w":"Inspection failed"},{"y":2016,"k":"viol","w":"6 L&I violations incl EXTERIOR STRUCT UNSAFE COND 8"},{"y":2016,"k":"insp","w":"Inspection failed ×2"},{"y":2017,"k":"viol","w":"4 L&I violations"},{"y":2017,"k":"insp","w":"L&I: 2 failed, 1 passed"},{"y":2017,"k":"permit","w":"Major alteration"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Major alteration"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2018,"k":"sale","p":265000},{"y":2022,"k":"insp","w":"Inspection passed"}],"rented":true,"licenses":[{"number":"911149","type":"Rental","status":"Active","businessName":"Jennifer Halloran","legalName":"Jennifer Halloran","address":"2906 W FLORA ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2022-11-21","latestIssueDate":"2025-10-07","expirationDate":"2026-11-20","inactiveDate":null}],"licenseActivity":[{"number":"911149","type":"Rental","businessName":"Jennifer Halloran","legalName":"Jennifer Halloran","issuedDate":"2022-11-21","latestIssueDate":"2025-10-07","closureDate":null,"expirationDate":"2026-11-20","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 32% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $250,000 to $330,000","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 22 historical violations across 10 cases.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1925 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"13 failed, 2 passed, and 10 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Oct 26, 2022.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}