{"asOf":"2026-07-25T01:13:34.762Z","block":"2300-2399 CATHARINE ST","blockUrl":"https://philadelphia.blockreport.homes/block/2300-2399-catharine-st","address":"2315 CATHARINE ST","parcelNumber":"302085400","source":"https://property.phila.gov/?p=302085400","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"21","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW OLD STYLE","useLabel":"House","owner":"COWIE SARA","coOwner":"SILOW PETER","marketValue":781800,"landAssessment":156360,"improvementAssessment":625440,"livableArea":1712,"yearBuilt":1915,"lastSale":{"price":646750,"date":"2019-12-17T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.942838767176056,"lng":-75.18133129754233,"geom":{"type":"Polygon","coordinates":[[[-75.181285591,39.942920174],[-75.181320543,39.942750651],[-75.181377359,39.942757888],[-75.181341512,39.942927261],[-75.181285591,39.942920174]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19146","beds":3,"baths":2,"stories":3,"lotArea":992,"zoning":"RM1","grade":"C+","basement":"C","heater":"B","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":true,"mail":"2315 CATHARINE ST, PHILADELPHIA PA, 19146","mailOut":false,"appeals":[{"type":"ZBA Permit Denial - Variance","grounds":"PERMIT FOR PROPOSED ONE CAR PARKING SPACE AT THE REAR OF THE PROPERTY. PROPOSED 8'-0\" FENCE WALL WITH ROLL-UP GATE AND MAN DOOR. NO CHANGE TO HEIGHT OR AREA OF THE EXISTING BUILDING. (SIZE AND LOCATION AS SHOWN IN PLAN)","status":"In Process","outcome":"Complete","date":"2020-11-18","number":"39490","relatedPermit":"1032388"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":6,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":423400,"taxable":393400,"land":46723,"improvement":376677,"taxableLand":46723,"taxableImprovement":346677,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":423400,"taxable":393400,"land":127020,"improvement":296380,"taxableLand":127020,"taxableImprovement":266380,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":423400,"taxable":423400,"land":127020,"improvement":296380,"taxableLand":127020,"taxableImprovement":296380,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":543000,"taxable":543000,"land":162900,"improvement":380100,"taxableLand":162900,"taxableImprovement":380100,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":530700,"taxable":530700,"land":159210,"improvement":371490,"taxableLand":159210,"taxableImprovement":371490,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":530700,"taxable":485700,"land":159210,"improvement":371490,"taxableLand":159210,"taxableImprovement":326490,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":530700,"taxable":485700,"land":159210,"improvement":371490,"taxableLand":159210,"taxableImprovement":326490,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":600900,"taxable":520900,"land":120100,"improvement":480800,"taxableLand":120100,"taxableImprovement":400800,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":600900,"taxable":520900,"land":120100,"improvement":480800,"taxableLand":120100,"taxableImprovement":400800,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":650900,"taxable":550900,"land":130180,"improvement":520720,"taxableLand":130180,"taxableImprovement":420720,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":650900,"taxable":550900,"land":130180,"improvement":520720,"taxableLand":130180,"taxableImprovement":420720,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":781800,"taxable":681800,"land":156360,"improvement":625440,"taxableLand":156360,"taxableImprovement":525440,"exemptLand":0,"exemptImprovement":100000}],"taxNow":7711,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"100123","date":"2007-08-31","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2007-09-05","scope":"REPLACE HOUSE TRAP, FAI. REPLACING RAIN LEADER IN REAR OF HOUSE AND SECTION OF MAIN HOUSE DRAIN."},{"number":"EP-2020-000196","date":"2020-09-04","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2020-11-18","scope":"200a service upgrade AS PER 2014 NEC"},{"number":"1032388","date":"2020-10-14","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"One car parking space at the rear of the property. Erection of fence wall with 6' 0\" high folding gate per ZBA proviso. ** To extend AP # 1032388 for a period of one year per section 14-303(10)(d) of The Philadelphia Zoning Code. A building permit must be obtained by 10/14/2024."}],"storyTag":"New construction","storyDelta":13.37,"timeline":[{"y":2003,"k":"sale","p":45000},{"y":2003,"k":"sale","p":119500},{"y":2005,"k":"sale","p":375000},{"y":2007,"k":"permit","w":"Plumbing"},{"y":2008,"k":"sale","p":397450},{"y":2016,"k":"sale","p":545000},{"y":2019,"k":"sale","p":646750},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"New construction, addition, GFA change"},{"y":2020,"k":"appeal","w":"Appeal complete"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}