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EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":3,"baths":1,"stories":2,"lotArea":698,"zoning":"RSA5","grade":"C","basement":"D","heater":"H","centralAir":null,"extCond":"4","intCond":"3","garage":null,"homestead":false,"mail":"74 E LAUREL ST, PHILADELPHIA PA, 19123","mailOut":false,"appeals":[],"taxYears":[{"year":2016,"total":347.93,"principal":235.65,"interest":3.53,"penalty":2.36}],"taxNet":347.93,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":104900,"taxable":74900,"land":9416,"improvement":95484,"taxableLand":9416,"taxableImprovement":65484,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":104900,"taxable":74900,"land":27379,"improvement":77521,"taxableLand":27379,"taxableImprovement":47521,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":104900,"taxable":74900,"land":27379,"improvement":77521,"taxableLand":27379,"taxableImprovement":47521,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":132300,"taxable":132300,"land":34530,"improvement":97770,"taxableLand":34530,"taxableImprovement":97770,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":180100,"taxable":180100,"land":47006,"improvement":133094,"taxableLand":47006,"taxableImprovement":133094,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":180100,"taxable":180100,"land":47006,"improvement":133094,"taxableLand":47006,"taxableImprovement":133094,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":180100,"taxable":180100,"land":47006,"improvement":133094,"taxableLand":47006,"taxableImprovement":133094,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":240100,"taxable":240100,"land":48020,"improvement":192080,"taxableLand":48020,"taxableImprovement":192080,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":240100,"taxable":240100,"land":48020,"improvement":192080,"taxableLand":48020,"taxableImprovement":192080,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":297700,"taxable":297700,"land":59540,"improvement":238160,"taxableLand":59540,"taxableImprovement":238160,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":297700,"taxable":297700,"land":59540,"improvement":238160,"taxableLand":59540,"taxableImprovement":238160,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":266300,"taxable":266300,"land":53260,"improvement":213040,"taxableLand":53260,"taxableImprovement":213040,"exemptLand":0,"exemptImprovement":0}],"taxNow":4167,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"866650","date":"2018-04-11","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2020-07-13","scope":"For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans."},{"number":"889683","date":"2018-06-28","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"INSTALL RECEPTACLES, LIGHTS, SWITCHES AND CO/SMOKE DETECTORS ONTO AN EXISTING 100AMP SERVICE AS PER 2008 NEC (EAST DISTRICT)"},{"number":"904350","date":"2018-08-29","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-12-04","scope":"MAKE SAFE PERMIT- CONCRETE POUR AROUND ENTIRE BASEMENT, INSTALLATION OF ROOF JOISTS AND ROOF AT FRONT OF PROPERTY, AND REBUILDING OF PORTION OF PARTY WALL, AS PER ENGINEER'S REPORT AND PLANS, TO RESOLVE CASE #642786. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6' IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE #642786."},{"number":"932673","date":"2018-12-05","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2022-07-05","scope":"1 1/2 BATH 1 KITCHEN GD DISHWASHER"}],"storyTag":"Improved","storyDelta":0.6,"timeline":[{"y":2018,"k":"sale","p":25000},{"y":2018,"k":"sale","p":40000},{"y":2018,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"viol","w":"18 L&I violations incl EXTERIOR STRUCT UNSAFE COND 6"},{"y":2018,"k":"insp","w":"L&I: 3 failed, 2 passed"},{"y":2018,"k":"permit","w":"Major alteration"},{"y":2018,"k":"permit","w":"Alterations"},{"y":2019,"k":"viol","w":"3 L&I violations"},{"y":2019,"k":"insp","w":"L&I: 3 failed, 2 passed"}],"rented":false,"licenses":[{"number":"786840","type":"Vacant Residential Property / Lot","status":"Closed","businessName":"CITIZENS ONE HOME LOANS","legalName":"CITIZENS ONE HOME LOANS","address":"2628 E LETTERLY ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2018-08-22","latestIssueDate":"2018-08-22","expirationDate":"2019-08-21","inactiveDate":null}],"licenseActivity":[{"number":"786840","type":"Vacant Residential Property / Lot","businessName":"CITIZENS ONE HOME LOANS","legalName":"CITIZENS ONE HOME LOANS","issuedDate":"2018-08-22","latestIssueDate":"2018-08-22","closureDate":"2019-08-21","expirationDate":"2019-08-21","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 932673 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 21 historical violations across 4 cases.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$12,655.43 was recorded in the City’s 2022-06 delinquency snapshot for 2017–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 4 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jun 13, 2019.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #786840: Closed","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}