{"asOf":"2026-07-25T22:12:51.432Z","block":"1900-1999 E CUMBERLAND ST","blockUrl":"https://philadelphia.blockreport.homes/block/1900-1999-e-cumberland-st","address":"1905 E CUMBERLAND ST","parcelNumber":"314024801","source":"https://property.phila.gov/?p=314024801","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"25","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"THOMPSON DONALD","coOwner":"FAVILA ALFREDO","marketValue":367900,"landAssessment":73580,"improvementAssessment":294320,"livableArea":1720,"yearBuilt":2017,"lastSale":{"price":400000,"date":"2017-11-03T04:00:00Z"},"openViolations":0,"violations":[{"number":"4122948","date":"2016-10-24","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":null,"resolutionDate":null,"resolution":null},{"number":"4122947","date":"2016-10-24","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":null,"resolutionDate":null,"resolution":null}],"violationCases":[{"number":"560844","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2016-10-24","completedDate":null,"violations":[{"number":"4122948","date":"2016-10-24","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":null,"resolutionDate":null,"resolution":null},{"number":"4122947","date":"2016-10-24","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":null,"resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2016,"n":2,"worst":null}],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.98648263801878,"lng":-75.12843157414262,"geom":{"type":"Polygon","coordinates":[[[-75.128506311,39.986417529],[-75.128537472,39.986452833],[-75.128358805,39.986547746],[-75.128326033,39.986511259],[-75.128506311,39.986417529]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":3,"baths":null,"stories":2,"lotArea":946,"zoning":"RSA5","grade":"B-","basement":"A","heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"1905 E CUMBERLAND ST, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[],"taxYears":[{"year":2016,"total":14.71,"principal":13.54,"interest":0.2,"penalty":0.14}],"taxNet":14.71,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":9900,"taxable":7425,"land":9900,"improvement":0,"taxableLand":7425,"taxableImprovement":0,"exemptLand":2475,"exemptImprovement":0},{"y":2017,"v":29400,"taxable":29400,"land":29400,"improvement":0,"taxableLand":29400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":383800,"taxable":84436,"land":84436,"improvement":299364,"taxableLand":84436,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":299364},{"y":2019,"v":383800,"taxable":84400,"land":84400,"improvement":299400,"taxableLand":84400,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":299400},{"y":2020,"v":413600,"taxable":90953,"land":90953,"improvement":322647,"taxableLand":90953,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":322647},{"y":2021,"v":413600,"taxable":90953,"land":90953,"improvement":322647,"taxableLand":90953,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":322647},{"y":2022,"v":413600,"taxable":90953,"land":90953,"improvement":322647,"taxableLand":90953,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":322647},{"y":2023,"v":433600,"taxable":86720,"land":86720,"improvement":346880,"taxableLand":86720,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":346880},{"y":2024,"v":433600,"taxable":86720,"land":86720,"improvement":346880,"taxableLand":86720,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":346880},{"y":2025,"v":433600,"taxable":86700,"land":86700,"improvement":346900,"taxableLand":86700,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":346900},{"y":2026,"v":433600,"taxable":86700,"land":86700,"improvement":346900,"taxableLand":86700,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":346900},{"y":2027,"v":367900,"taxable":98107,"land":73580,"improvement":294320,"taxableLand":73580,"taxableImprovement":24527,"exemptLand":0,"exemptImprovement":269793}],"taxNow":1214,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"687973","date":"2016-05-13","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2016-05-13","scope":"THE ERECTION OF AN ATTACHED STRUCTURE WITH A REAR DECK ON FIRST FLOOR AND A ROOF DECK ON THIRD FLOOR TO USE AS A SINGLE FAMILY HOUSEHOLD LIVING (SIZE AND LOCATION AS SHOWN IN THE APPLICATION)"},{"number":"741649","date":"2017-01-17","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-01-17","scope":"ERECTION OF A THREE STORY SINGLE FAMILY HOME WITH CELLAR, TERRACE AT THIRD FLOOR"},{"number":"740893","date":"2017-02-01","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2017-10-11","scope":"CONSTRUCT THREE STORY ATTACHED STRUCTURE WITH CELLAR, AND OPEN AIR DECK LOCATED ATOP SECOND STORY FRONT"},{"number":"769813","date":"2017-03-27","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2017-10-11","scope":"INSTALL (1) HEAT PUMP WITH DUCTWORK. (SFD)"},{"number":"769974","date":"2017-03-28","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2017-10-11","scope":"COPLETE WIRING OF NEW SFD. INCLUDES 200AMP SERVICE, ALL FIXTURES, DEVICES, EQUIPMENT, SMOKE DETETORS, CO DETECTORS, PHONE JACKS AND CATV OUTLETS AS PER 2008 NEC (EAST DISTRICT)"},{"number":"768797","date":"2017-04-04","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2017-10-11","scope":"FOR THE INSTALLATION OF A NFPA 13D FIRE SUPPRESSION SYSTEM WITH SPRINKLER LAYOUT AND A 1 INCH COMBINE SERVICE LINE AS PER PLANS."},{"number":"767273","date":"2017-04-10","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2017-07-13","scope":"AMEND PERMIT# 741649 TO INCLUDE INSTALLATION OF NEW BATHROOM WITHIN EXISTING BASEMENT. BASEMENT SHALL NOT BE USED AS BEDROOM OR SLEEPING AREA."},{"number":"776555","date":"2017-04-19","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-04-26","scope":"INSTALL 5\" LATERAL,CURB TRAP AND PIPE TO BASEMENT AND 1\" COMBO WATER LINE PA20171010600(SFD)SELF CERTIFICATION'S ARE NO LONGER PERMITTED\",\"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"769604","date":"2017-04-21","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-10-11","scope":"INSTALL HOUSE DRAIN AND WATER SUPPLY FOR 3-WC 4-LAVS 2-SHOWERS 1-TUBS 1-KIT SINK, 1-BEER SINK, 1-WASHER, 1-DW, 1-GD 1-SEWAGE AND 1-WATER HEATER THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2016,"k":"land","p":50000},{"y":2016,"k":"permit","w":"Zoning/use"},{"y":2016,"k":"viol","w":"2 L&I violations"},{"y":2017,"k":"permit","w":"Zoning/use"},{"y":2017,"k":"permit","w":"New construction"},{"y":2017,"k":"permit","w":"Mechanical"},{"y":2017,"k":"permit","w":"Electrical"},{"y":2017,"k":"permit","w":"Suppression"},{"y":2017,"k":"permit","w":"Administrative"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"sale","p":400000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #687973: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}