{"asOf":"2026-07-26T13:50:55.923Z","block":"2200-2299 E CUMBERLAND ST","blockUrl":"https://philadelphia.blockreport.homes/block/2200-2299-e-cumberland-st","address":"2209-11 E CUMBERLAND ST","parcelNumber":"314033200","source":"https://property.phila.gov/?p=314033200","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"22","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"ACCAY ADAM","coOwner":"ACCAY ARIANNA","marketValue":773100,"landAssessment":154620,"improvementAssessment":618480,"livableArea":6723,"yearBuilt":1920,"lastSale":{"price":625000,"date":"2023-08-07T04:00:00Z"},"openViolations":0,"violations":[{"number":"VI-2023-096114","date":"2023-12-13","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"},{"number":"VI-2023-096115","date":"2023-12-13","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"},{"number":"VI-2023-096116","date":"2023-12-13","code":"PM15-901.1","title":"VACANT PROPERTIES","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"},{"number":"VI-2023-096117","date":"2023-12-13","code":"PM15-304.19V","title":"DOOR AND WINDOW VACANT","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"}],"violationCases":[{"number":"CF-2023-126137","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"VACANT PROPERTY INVESTIGATOR","status":"CLOSED","createdDate":"2023-12-13","completedDate":"2024-11-16","violations":[{"number":"VI-2023-096114","date":"2023-12-13","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"},{"number":"VI-2023-096115","date":"2023-12-13","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"},{"number":"VI-2023-096116","date":"2023-12-13","code":"PM15-901.1","title":"VACANT PROPERTIES","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"},{"number":"VI-2023-096117","date":"2023-12-13","code":"PM15-304.19V","title":"DOOR AND WINDOW VACANT","status":"CLOSED","resolutionDate":"2024-11-16","resolution":"CLOSED - ADMINISTRATIVELY"}]}],"violYears":[{"y":2023,"n":4,"worst":null}],"investigations":[{"caseNumber":"CF-2023-126137","date":"2023-12-13","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-126137","date":"2024-11-16","type":null,"status":"PASSED"}],"inspYears":[{"y":2023,"fails":1,"passes":0},{"y":2024,"fails":0,"passes":1}],"taxOwed":20660.65,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":20660.65,"principalDue":15871.03,"penaltyDue":1101.73,"interestDue":2207.09,"otherChargesDue":1480.8,"yearsOwed":3,"oldestYearOwed":2019,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2021-03-08","assessmentYear":2022,"totalAssessment":364100,"taxableAssessment":364100,"exemptAbatementAssessment":0,"homesteadValue":0,"netTaxAfterHomestead":5096.67,"actionableAtSnapshot":true,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.98157890048012,"lng":-75.12388353259394,"geom":{"type":"Polygon","coordinates":[[[-75.123610002,39.981663045],[-75.124085937,39.981413435],[-75.12415675,39.981495092],[-75.123681042,39.981744271],[-75.123610002,39.981663045]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":10,"baths":2,"stories":3,"lotArea":5760,"zoning":"RSA5","grade":"C","basement":"D","heater":"B","centralAir":null,"extCond":"4","intCond":"4","garage":2,"homestead":false,"mail":"2209-11 E CUMBERLAND ST, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[],"taxYears":[{"year":2010,"total":80.95,"principal":0,"interest":40.9,"penalty":7.79},{"year":2013,"total":91.48,"principal":0,"interest":33.48,"penalty":24.04},{"year":2014,"total":754.06,"principal":0,"interest":238.92,"penalty":227.74},{"year":2015,"total":4384.05,"principal":2892.64,"interest":426.22,"penalty":309.72},{"year":2016,"total":4480.19,"principal":4038.92,"interest":60.58,"penalty":40.39}],"taxNet":9790.73,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":250900,"taxable":250900,"land":25920,"improvement":224980,"taxableLand":25920,"taxableImprovement":224980,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":250900,"taxable":250900,"land":65485,"improvement":185415,"taxableLand":65485,"taxableImprovement":185415,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":250900,"taxable":250900,"land":65485,"improvement":185415,"taxableLand":65485,"taxableImprovement":185415,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":337900,"taxable":337900,"land":88192,"improvement":249708,"taxableLand":88192,"taxableImprovement":249708,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":364100,"taxable":364100,"land":95030,"improvement":269070,"taxableLand":95030,"taxableImprovement":269070,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":364100,"taxable":364100,"land":95030,"improvement":269070,"taxableLand":95030,"taxableImprovement":269070,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":364100,"taxable":364100,"land":95030,"improvement":269070,"taxableLand":95030,"taxableImprovement":269070,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":375000,"taxable":375000,"land":75000,"improvement":300000,"taxableLand":75000,"taxableImprovement":300000,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":375000,"taxable":375000,"land":75000,"improvement":300000,"taxableLand":75000,"taxableImprovement":300000,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":650000,"taxable":650000,"land":130000,"improvement":520000,"taxableLand":130000,"taxableImprovement":520000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":650000,"taxable":650000,"land":130000,"improvement":520000,"taxableLand":130000,"taxableImprovement":520000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":773100,"taxable":773100,"land":154620,"improvement":618480,"taxableLand":154620,"taxableImprovement":618480,"exemptLand":0,"exemptImprovement":0}],"taxNow":9099,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"PP-2022-018251","date":"2022-12-20","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2024-01-30","scope":"EZ PLUMBING PERMIT - Sealing laterals - \"self-certifications are no longer permitted\" - \"all excavations and plumbing trenches in excess of 5 feet in depth must have approved shoring in place at the time of inspection as per the 2018 Philadelphia Plumbing Code. PA One Call # 20223541000."},{"number":"ZP-2024-007260","date":"2024-09-25","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"For partial demolition of the accessory garage stricture. For the removal of the in-ground pool. For the addition of a roof over a new open deck on the first floor level of an existing semi-detached structure."},{"number":"RP-2024-011386","date":"2024-10-16","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2025-12-11","scope":"EZ PERMIT STANDARDS ALTERATIONS- For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Separate permits are required for plumbing and electrical work and the installation of heating/cooling appliances. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; INCLUDING UNDERPINNING, EXCAVATION, AND REMOVAL OF FOUNDATION SLAB. NO WORK MAY BE PERFORMED IN THE BASEMENT OR CELLAR. Interior non-load-bearing demolition & interior wall parging/stucco."},{"number":"RP-2025-010511","date":"2025-11-05","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":null,"scope":"COMPREHENSIVE INTERIOR RENOVATION OF A SINGLE-FAMILY SEMI-DETACHED, 3-STORY MASONRY AND WOOD DWELLING AND ITS ACCESSORY 2-STORY MASONRY AND WOOD 'GARAGE\" STRUCTURE. REMOVAL OF IN-GROUND CONCRETE POOL. ERECTION OF A ROOF DECK (3RD FLOOR) WITH MODIFICATIONS TO 3RD FLOOR ROOF LINE (NEW DORMER). INCLUDES SELECTIVE DEMOLITION, STRUCTURAL STABILIZATION AND NEW FENESTRATION AT EXISTING 'GARAGE' STRUCTURE. INCLUDES SELECTIVE DEMOLITION, UNDERPINNING OF EXISTING FOUNDATION, STRUCTURAL MODIFICATIONS, FOR NEW STAIRS AND MODIFIED MASONRY OPENINGS, REPLACEMENT OF ALL EXISTING WINDOWS AND DOORS,. INCLUDES NEW INTERIOR PARTITIONS, DOORS, FINISHES, AND FIXTURES. FUTURE PHASE TO INCLUDE ERECTION OF COVERED DECK AND OPEN PATIO SPACES IN THE SIDE AND REAR YARDS [SHOWN HEREIN FOR REFERENCE BUT TO BE FILED SEPARATELY]. DETAILS AS SHOWN ON THE PLAN AND DOCUMENTS. REPLACEMENT OF JOISTS SHALL BE NO MORE THAN 2/3RD OF ALL EXISTING JOISTS."},{"number":"SP-2025-001352","date":"2025-12-08","work":"Excavation","type":"Site / Utility Permit","description":"Site / Utility Permit","status":"Issued","completedDate":null,"scope":"Site / Utility Permit for RP-2025-010511"},{"number":"PP-2026-008585","date":"2026-06-25","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Issued","completedDate":null,"scope":"Install a 2\" Domestic water line and replace the existing 6\"storm and 5\"sanitary curb trap complete with fresh air and main house drains."},{"number":"PP-2026-008583","date":"2026-06-25","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Issued","completedDate":null,"scope":"Install (6) lavatories, (6) water closets, (4) tub/shower, (1)laundry sink, (1) kitchen sink, (1)hot water heater, (1) hose bibs and (1) Backflow Device."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2022,"k":"permit","w":"Alterations"},{"y":2023,"k":"viol","w":"4 L&I violations"},{"y":2023,"k":"insp","w":"Inspection failed"},{"y":2023,"k":"sale","p":625000},{"y":2024,"k":"insp","w":"Inspection passed"},{"y":2024,"k":"permit","w":"New construction, addition, GFA change"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Excavation"},{"y":2026,"k":"permit","w":"Alterations"},{"y":2026,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$20,661 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2023"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 6 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2023","permit activity in 2024, 2025, 2026"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"5 permits not marked completed: PP-2022-018251 (Expired), RP-2025-010511 (Issued), SP-2025-001352 (Issued), PP-2026-008585 (Issued), PP-2026-008583 (Issued). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$20,660.65 was recorded in the City’s 2022-06 delinquency snapshot for 2019–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"1 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Nov 16, 2024.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 4 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}