{"asOf":"2026-07-23T17:40:09.647Z","block":"3100-3199 CLIFFORD ST","blockUrl":"https://philadelphia.blockreport.homes/block/3100-3199-clifford-st","address":"3107 CLIFFORD ST","parcelNumber":"324067200","source":"https://property.phila.gov/?p=324067200","ownerType":"investor","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"24","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"Multi-family","owner":"3107 CLIFFORD ST PA LLC","coOwner":null,"marketValue":438900,"landAssessment":87780,"improvementAssessment":351120,"livableArea":1880,"yearBuilt":1915,"lastSale":{"price":100000,"date":"2025-02-26T05:00:00Z"},"openViolations":0,"violations":[{"number":"2863487","date":"2012-12-05","code":"PM-407.2/7","title":"ELEC-COVER PLATE DEFECTIVE-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863486","date":"2012-12-05","code":"PM-407.2/2","title":"ELEC-SYSTEM HAZARDOUS-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863485","date":"2012-12-05","code":"PM-407.2/11","title":"ELEC-CABLES/WIRES LOOSE-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863484","date":"2012-12-05","code":"PM-405.3/4","title":"INT-WATER MAINTAIN HEAT-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863483","date":"2012-12-05","code":"PM-402.2/1","title":"INT/EXT-LIGHT COMMON AREA-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863482","date":"2012-12-05","code":"PM-305.4/2","title":"INT S-DOOR REPR/REPLC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863481","date":"2012-12-05","code":"FC-915.1/3","title":"ANNUAL CERT FIRE ALARM","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863480","date":"2012-12-05","code":"FC-901.6/6","title":"FA-REPAIR SYSTEM","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863479","date":"2012-12-05","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3106065","date":"2013-02-15","code":"PM-303.2/1","title":"INT A-TRASH REMOVE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3106064","date":"2013-02-15","code":"FC-605.6/1","title":"FIRE-ELECT OPEN JUNCTION BOX","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3106063","date":"2013-02-15","code":"FC-304.3/1","title":"INT COMBUSTIBLE WASTE MAT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"211936301","date":"2017-02-14","code":"PM15-304.12","title":"EXTERIOR STRUCT HDRAILS GDRAIL","status":"COMPLIED","resolutionDate":"2021-06-16","resolution":"COMPLIED - OWNER REPAIR"},{"number":"211952375","date":"2018-08-24","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"COMPLIED","resolutionDate":"2024-02-14","resolution":"COMPLIED - PERMIT OBTAINED"}],"violationCases":[{"number":"362062","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2012-12-06","completedDate":null,"violations":[{"number":"2863487","date":"2012-12-05","code":"PM-407.2/7","title":"ELEC-COVER PLATE DEFECTIVE-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863486","date":"2012-12-05","code":"PM-407.2/2","title":"ELEC-SYSTEM HAZARDOUS-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863485","date":"2012-12-05","code":"PM-407.2/11","title":"ELEC-CABLES/WIRES LOOSE-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863484","date":"2012-12-05","code":"PM-405.3/4","title":"INT-WATER MAINTAIN HEAT-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863483","date":"2012-12-05","code":"PM-402.2/1","title":"INT/EXT-LIGHT COMMON AREA-RES","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863482","date":"2012-12-05","code":"PM-305.4/2","title":"INT S-DOOR REPR/REPLC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863481","date":"2012-12-05","code":"FC-915.1/3","title":"ANNUAL CERT FIRE ALARM","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863480","date":"2012-12-05","code":"FC-901.6/6","title":"FA-REPAIR SYSTEM","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2863479","date":"2012-12-05","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]},{"number":"369681","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2013-02-19","completedDate":"2016-07-20","violations":[{"number":"3106065","date":"2013-02-15","code":"PM-303.2/1","title":"INT A-TRASH REMOVE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3106064","date":"2013-02-15","code":"FC-605.6/1","title":"FIRE-ELECT OPEN JUNCTION BOX","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3106063","date":"2013-02-15","code":"FC-304.3/1","title":"INT COMBUSTIBLE WASTE MAT","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"572952","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"COMPLIED, BALANCE DUE","createdDate":"2017-02-14","completedDate":null,"violations":[{"number":"211936301","date":"2017-02-14","code":"PM15-304.12","title":"EXTERIOR STRUCT HDRAILS GDRAIL","status":"COMPLIED","resolutionDate":"2021-06-16","resolution":"COMPLIED - OWNER REPAIR"}]},{"number":"651560","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"COMPLIED, BALANCE DUE","createdDate":"2018-08-27","completedDate":null,"violations":[{"number":"211952375","date":"2018-08-24","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"COMPLIED","resolutionDate":"2024-02-14","resolution":"COMPLIED - PERMIT OBTAINED"}]}],"violYears":[{"y":2012,"n":9,"worst":null},{"y":2013,"n":3,"worst":null},{"y":2017,"n":1,"worst":null},{"y":2018,"n":1,"worst":null}],"investigations":[{"caseNumber":"362062","date":"2012-12-05","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"362062","date":"2013-01-10","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"369681","date":"2013-02-15","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"362062","date":"2013-02-15","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"369681","date":"2013-03-26","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"362062","date":"2013-07-15","type":"PRECOURT","status":"FAILED"},{"caseNumber":"369681","date":"2013-12-13","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"369681","date":"2014-03-07","type":"PRECOURT","status":"FAILED"},{"caseNumber":"369681","date":"2014-03-21","type":"PRECOURT","status":"CLOSED"},{"caseNumber":"572952","date":"2017-02-14","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"572952","date":"2017-04-20","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"572952","date":"2017-05-31","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"572952","date":"2017-09-26","type":"PRECOURT","status":"FAILED"},{"caseNumber":"651560","date":"2018-08-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"651560","date":"2018-08-28","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"651560","date":"2018-09-28","type":"CEASE INSP","status":"FAILED"},{"caseNumber":"651560","date":"2018-11-26","type":"CEASE INSP","status":"FAILED"},{"caseNumber":"651560","date":"2019-01-08","type":"CEASE INSP","status":"FAILED"},{"caseNumber":"572952","date":"2021-06-16","type":null,"status":"PASSED"},{"caseNumber":"651560","date":"2024-02-14","type":null,"status":"PASSED"}],"inspYears":[{"y":2012,"fails":1,"passes":0},{"y":2013,"fails":4,"passes":0},{"y":2014,"fails":1,"passes":0},{"y":2017,"fails":3,"passes":0},{"y":2018,"fails":3,"passes":0},{"y":2019,"fails":1,"passes":0},{"y":2021,"fails":0,"passes":1},{"y":2024,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.98318095252834,"lng":-75.18524305447248,"geom":{"type":"Polygon","coordinates":[[[-75.18523945,39.98305427],[-75.185298459,39.983062052],[-75.185246802,39.983307965],[-75.185188684,39.983301024],[-75.18523945,39.98305427]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19121","beds":5,"baths":3,"stories":3,"lotArea":1454,"zoning":"RSA5","grade":"C+","basement":null,"heater":"H","centralAir":null,"extCond":"2","intCond":"2","garage":null,"homestead":false,"mail":"1162 58TH ST, BROOKLYN NY, 11219","mailOut":true,"appeals":[{"type":"ZBA Permit Denial - Variance","grounds":"PERMIT  FOR A MULTI-FAMILY HOUSEHOLD LIVING (THREE (3) DWELLING UNITS) IN AN EXISTING STRUCTURE.\n\nThe permit for the above location cannot be issued because the proposal does not comply with the following provisions of the Philadelphia Zoni","status":"Completed","outcome":"Granted with conditions","date":"2023-03-03","number":"ZP-2022-001321","relatedPermit":"ZP-2022-001321"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":23700,"taxable":23700,"land":6690,"improvement":17010,"taxableLand":6690,"taxableImprovement":17010,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":23700,"taxable":23700,"land":6778,"improvement":16922,"taxableLand":6778,"taxableImprovement":16922,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":23700,"taxable":23700,"land":6778,"improvement":16922,"taxableLand":6778,"taxableImprovement":16922,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":30900,"taxable":30900,"land":8837,"improvement":22063,"taxableLand":8837,"taxableImprovement":22063,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":31900,"taxable":31900,"land":9123,"improvement":22777,"taxableLand":9123,"taxableImprovement":22777,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":31900,"taxable":31900,"land":9123,"improvement":22777,"taxableLand":9123,"taxableImprovement":22777,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":31900,"taxable":31900,"land":9123,"improvement":22777,"taxableLand":9123,"taxableImprovement":22777,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":89800,"taxable":89800,"land":17960,"improvement":71840,"taxableLand":17960,"taxableImprovement":71840,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":89800,"taxable":89800,"land":17960,"improvement":71840,"taxableLand":17960,"taxableImprovement":71840,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":252800,"taxable":252800,"land":50560,"improvement":202240,"taxableLand":50560,"taxableImprovement":202240,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":252800,"taxable":252800,"land":50560,"improvement":202240,"taxableLand":50560,"taxableImprovement":202240,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":438900,"taxable":438900,"land":87780,"improvement":351120,"taxableLand":87780,"taxableImprovement":351120,"exemptLand":0,"exemptImprovement":0}],"taxNow":3539,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"223350","date":"2009-06-25","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2009-07-16","scope":"REPLACE 5\" CURB TRAP AND MAIN HOUSE DRAIN JUST PASS FRONT WALL"},{"number":"ZP-2022-001321","date":"2023-02-15","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Residential - Household Living - Multi-Family"},{"number":"CP-2024-006466","date":"2025-03-28","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Issued","completedDate":null,"scope":"FOR LEVEL II ALTERATIONS TO AN EXISTING ATTACHED STRUCTURE. ALTERATIONS TO INCLUDE THE ERECTION OF PARTITION WALLS, REPAIR/REPLACEMENT OF STAIRS, PROVIDE FINISHES/FURNISHINGS AND ACCESSIBILITY IMPROVEMENTS THROUGHOUT. FOR USE AS MULTI-FAMILY (3 UNIT) HOUSEHOLD LIVING. ALL WORK TO BE DONE PER APPROVED PLANS. ***************** SEPARATE PERMITS TO BE OBTAINED FOR ALL OTHER WORK. ******************************************"},{"number":"EP-2025-005522","date":"2025-07-23","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"Amended 12/3/25 Install a new fire alarm In accordance with NFPA 72 2016 & The Philadelphia Fire Code 2018 Install a 300-amp service to supply a completely rewired triplex. Install a four-gang meter socket with (4) 100 amp disconnects. Install new switches, receptacles, LED light fixtures, emergency lights, and hardwired smoke detectors. Grounded and bonded."},{"number":"PP-2025-009303","date":"2025-08-20","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Issued","completedDate":null,"scope":"INTERIOR ALTERATIONS TO 3 FAMILY DWELLING. INSTALLATION OF DRAINAGE, WASTE, VENT, AND WATER SUPPLY FOR LISTED FIXTURES. ALL WORK TO BE PERFORMED IN STRICT COMPLIANCE WITH 2018 PPC AND APPROVED PLANS."},{"number":"MP-2025-003538","date":"2025-09-16","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Issued","completedDate":null,"scope":"FOR THE INSTALLATION OF REGISTERS, DIFFUSERS AND APPLIANCES WITH ASSOCIATED DUCTWORK. APPLIANCES TO BE INSTALLED IN ACCORDANCE WITH THE MANUFACTURER’S SPECIFICATIONS. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK."},{"number":"FP-2025-001875","date":"2025-11-05","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Issued","completedDate":null,"scope":"INSTALLATION OF AN AUTOMATIC FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13R WITH A FIRE DEPARTMENT CONNECTION, BACKKFLOW PREVENTION DEVICE AND 2\" SERVICE LINE, THROUGHOUT A THREE (3) STORY STRUCTURE. SEPARATE PERMIT REQUIRE FOR ALL PLUMBING WORK"}],"storyTag":"New construction","storyDelta":-0.59,"timeline":[{"y":2021,"k":"insp","w":"Inspection passed"},{"y":2022,"k":"sale","p":242000},{"y":2023,"k":"permit","w":"Change of Use"},{"y":2023,"k":"appeal","w":"Appeal granted with conditions"},{"y":2024,"k":"insp","w":"Inspection passed"},{"y":2024,"k":"sale","p":164000},{"y":2025,"k":"sale","p":100000},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Alterations"},{"y":2025,"k":"permit","w":"Addition and/or Alterations"},{"y":2025,"k":"permit","w":"New Construction"}],"rented":false,"licenses":[{"number":"255284","type":"Rental","status":"Closed","businessName":"ROBERT L MARTIN","legalName":"ROBERT L MARTIN","address":"3107 CLIFFORD ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2004-08-16","latestIssueDate":"2019-05-16","expirationDate":"2020-02-29","inactiveDate":null},{"number":"819919","type":"Rental","status":"Inactive","businessName":"City Equity Group LLC","legalName":"City Equity Group LLC ","address":"3107 CLIFFORD ST","revenueCode":"3202","rentalCategory":null,"units":3,"issuedDate":"2019-08-02","latestIssueDate":"2019-08-02","expirationDate":"2020-08-01","inactiveDate":"2020-09-30"}],"licenseActivity":[{"number":"819919","type":"Rental","businessName":"City Equity Group LLC","legalName":"City Equity Group LLC ","issuedDate":"2019-08-02","latestIssueDate":"2019-08-02","closureDate":"2020-09-30","expirationDate":"2020-08-01","inactiveDate":"2020-09-30","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"255284","type":"Rental","businessName":"ROBERT L MARTIN","legalName":"ROBERT L MARTIN","issuedDate":"2004-08-16","latestIssueDate":"2019-05-16","closureDate":"2020-02-29","expirationDate":"2020-02-29","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 5 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2025","permit activity in 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #ZP-2022-001321: Completed · Granted with conditions; related permit ZP-2022-001321. The history also contains “PERM Z- NEW USE.”","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"5 permits not marked completed: CP-2024-006466 (Issued), EP-2025-005522 (Issued), PP-2025-009303 (Issued), MP-2025-003538 (Issued), FP-2025-001875 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as multi-family; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"13 failed, 2 passed, and 5 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Feb 14, 2024.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"2 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 14 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}