{"asOf":"2026-07-23T12:06:59.533Z","block":"600-699 E CLEMENTINE ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-e-clementine-st","address":"629 E CLEMENTINE ST","parcelNumber":"331014700","source":"https://property.phila.gov/?p=331014700","ownerType":"investor","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"OLLIE GENESIS LLC","coOwner":null,"marketValue":63600,"landAssessment":12720,"improvementAssessment":50880,"livableArea":1008,"yearBuilt":1920,"lastSale":{"price":1,"date":"2022-10-28T04:00:00Z"},"openViolations":1,"violations":[{"number":"3956364","date":"2016-04-27","code":"PM15-304.7","title":"EXTERIOR STRUCT ROOF DRAINAGE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4026139","date":"2016-04-27","code":"PM15-305.3","title":"INTERIOR SURFACES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4026182","date":"2016-07-28","code":"PM15-304.6","title":"EXTERIOR STRUCTURE WALLS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4026181","date":"2016-07-28","code":"PM15-304.15","title":"EXTERIOR STRUCTURE DOORS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4181902","date":"2016-11-17","code":"PM15-304.13","title":"EXTERIOR STRUCTURE WINDOWS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4181904","date":"2016-11-17","code":"PM15-305.6","title":"INTERIOR DOORS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4181905","date":"2016-11-17","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489722","date":"2017-10-24","code":"PM15-305.4","title":"INTERIOR SURFACES STAIRS, ETC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489720","date":"2017-10-24","code":"PM15-304.182","title":"EXTERIOR STRUCTURE WINDOWS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489721","date":"2017-10-24","code":"PM15-305.3","title":"INTERIOR SURFACES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489723","date":"2017-10-24","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"VI-2020-012869","date":"2020-06-24","code":"PM15-302.1","title":"EXTERIOR AREA SANITATION","status":"COMPLIED","resolutionDate":"2020-08-14","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2020-028040","date":"2020-08-15","code":"PM15-108.2","title":"VACANT & OPEN","status":"COMPLIED","resolutionDate":"2020-08-19","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2021-060403","date":"2021-08-30","code":"PM15-304.12","title":"EXTERIOR STRUCTURE HANDRAILS GUARDRAILS","status":"COMPLIED","resolutionDate":"2022-08-09","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2025-075189","date":"2025-09-24","code":"9-3902 (1)","title":"RENTAL LICENSE- ONE & TWO FAMILY (R3)","status":"OPEN","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"530283","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2016-04-28","completedDate":"2016-07-07","violations":[{"number":"3956364","date":"2016-04-27","code":"PM15-304.7","title":"EXTERIOR STRUCT ROOF DRAINAGE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"530388","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2016-04-28","completedDate":"2016-09-28","violations":[{"number":"4026139","date":"2016-04-27","code":"PM15-305.3","title":"INTERIOR SURFACES","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"546927","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2016-07-28","completedDate":"2016-09-02","violations":[{"number":"4026182","date":"2016-07-28","code":"PM15-304.6","title":"EXTERIOR STRUCTURE WALLS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4026181","date":"2016-07-28","code":"PM15-304.15","title":"EXTERIOR STRUCTURE DOORS","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"564080","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2016-11-18","completedDate":"2017-02-10","violations":[{"number":"4181902","date":"2016-11-17","code":"PM15-304.13","title":"EXTERIOR STRUCTURE WINDOWS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4181904","date":"2016-11-17","code":"PM15-305.6","title":"INTERIOR DOORS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4181905","date":"2016-11-17","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"609616","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2017-10-26","completedDate":"2017-12-04","violations":[{"number":"4489722","date":"2017-10-24","code":"PM15-305.4","title":"INTERIOR SURFACES STAIRS, ETC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489720","date":"2017-10-24","code":"PM15-304.182","title":"EXTERIOR STRUCTURE WINDOWS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489721","date":"2017-10-24","code":"PM15-305.3","title":"INTERIOR SURFACES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4489723","date":"2017-10-24","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"CF-2020-030195","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"CLOSED","createdDate":"2020-06-24","completedDate":"2020-08-14","violations":[{"number":"VI-2020-012869","date":"2020-06-24","code":"PM15-302.1","title":"EXTERIOR AREA SANITATION","status":"COMPLIED","resolutionDate":"2020-08-14","resolution":"COMPLIED - OWNER REPAIR"}]},{"number":"CF-2020-051225","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"CLOSED","createdDate":"2020-08-15","completedDate":"2021-08-30","violations":[{"number":"VI-2020-028040","date":"2020-08-15","code":"PM15-108.2","title":"VACANT & OPEN","status":"COMPLIED","resolutionDate":"2020-08-19","resolution":"COMPLIED - OWNER REPAIR"}]},{"number":"CF-2021-083737","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"CLOSED","createdDate":"2021-08-30","completedDate":"2022-08-09","violations":[{"number":"VI-2021-060403","date":"2021-08-30","code":"PM15-304.12","title":"EXTERIOR STRUCTURE HANDRAILS GUARDRAILS","status":"COMPLIED","resolutionDate":"2022-08-09","resolution":"COMPLIED - OWNER REPAIR"}]},{"number":"CF-2025-102668","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"IN VIOLATION","createdDate":"2025-09-18","completedDate":null,"violations":[{"number":"VI-2025-075189","date":"2025-09-24","code":"9-3902 (1)","title":"RENTAL LICENSE- ONE & TWO FAMILY (R3)","status":"OPEN","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2016,"n":7,"worst":null},{"y":2017,"n":4,"worst":null},{"y":2020,"n":2,"worst":null},{"y":2021,"n":1,"worst":null},{"y":2025,"n":1,"worst":null}],"investigations":[{"caseNumber":"530388","date":"2016-04-27","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"530283","date":"2016-04-27","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"530283","date":"2016-06-01","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"530388","date":"2016-06-01","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"530388","date":"2016-07-07","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"530283","date":"2016-07-07","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"530388","date":"2016-07-27","type":"PRECOURT","status":"FAILED"},{"caseNumber":"546927","date":"2016-07-27","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"530388","date":"2016-08-19","type":"PRECOURT","status":"PASSED"},{"caseNumber":"546927","date":"2016-09-01","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"564080","date":"2016-11-17","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"564080","date":"2016-12-23","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"564080","date":"2017-02-10","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"609616","date":"2017-10-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"609616","date":"2017-12-04","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"CF-2020-030195","date":"2020-06-24","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-030195","date":"2020-08-12","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-030195","date":"2020-08-14","type":null,"status":"PASSED"},{"caseNumber":"CF-2020-051225","date":"2020-08-15","type":null,"status":"FAILED"},{"caseNumber":"CF-2020-051225","date":"2021-08-30","type":null,"status":"PASSED"},{"caseNumber":"CF-2021-083737","date":"2021-08-30","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-083737","date":"2022-08-09","type":null,"status":"PASSED"},{"caseNumber":"CF-2025-102668","date":"2025-09-18","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-102668","date":"2025-09-24","type":null,"status":"FAILED"}],"inspYears":[{"y":2016,"fails":8,"passes":3},{"y":2017,"fails":1,"passes":2},{"y":2020,"fails":3,"passes":1},{"y":2021,"fails":1,"passes":1},{"y":2022,"fails":0,"passes":1},{"y":2025,"fails":2,"passes":0}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.99606830082293,"lng":-75.1187420576555,"geom":{"type":"Polygon","coordinates":[[[-75.118709211,39.996134164],[-75.118730883,39.995996787],[-75.118780819,39.996003541],[-75.118753269,39.996139527],[-75.118709211,39.996134164]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19134","beds":3,"baths":1,"stories":2,"lotArea":713,"zoning":"RSA5","grade":"C","basement":"D","heater":"H","centralAir":false,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"5966 S DIXIE HIGHWAY STE 300, MIAMI FL, 33143","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":39700,"taxable":39700,"land":2565,"improvement":37135,"taxableLand":2565,"taxableImprovement":37135,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":39700,"taxable":39700,"land":6550,"improvement":33150,"taxableLand":6550,"taxableImprovement":33150,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":39700,"taxable":39700,"land":6550,"improvement":33150,"taxableLand":6550,"taxableImprovement":33150,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":33300,"taxable":33300,"land":5494,"improvement":27806,"taxableLand":5494,"taxableImprovement":27806,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":35800,"taxable":35800,"land":5906,"improvement":29894,"taxableLand":5906,"taxableImprovement":29894,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":35800,"taxable":35800,"land":5906,"improvement":29894,"taxableLand":5906,"taxableImprovement":29894,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":35800,"taxable":35800,"land":5906,"improvement":29894,"taxableLand":5906,"taxableImprovement":29894,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":51200,"taxable":51200,"land":10240,"improvement":40960,"taxableLand":10240,"taxableImprovement":40960,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":51200,"taxable":51200,"land":10240,"improvement":40960,"taxableLand":10240,"taxableImprovement":40960,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":62200,"taxable":62200,"land":12440,"improvement":49760,"taxableLand":12440,"taxableImprovement":49760,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":62200,"taxable":62200,"land":12440,"improvement":49760,"taxableLand":12440,"taxableImprovement":49760,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":63600,"taxable":63600,"land":12720,"improvement":50880,"taxableLand":12720,"taxableImprovement":50880,"exemptLand":0,"exemptImprovement":0}],"taxNow":871,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"RP-2021-012421","date":"2021-10-04","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-07-22","scope":"FOR INTERIOR ALTERATIONS TO AN ATTACHED STRUCTURE AS PER APPROVED PLAN; FOR USE SINGLE-FAMILY HOUSEHOLD LIVING. *SEPARATE PERMITS REQUIRED FOR ELECTRICAL, PLUMBING, AND MECHANICAL WORK* **UNDERPINNING IS NOT PART OF THIS PERMIT**"},{"number":"MP-2021-006363","date":"2021-10-06","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-07-22","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Mechanical / Fuel Gas Permit for combo RP-2021-012421 Provide 4 interior wall-mounted ductless mini-split units 9,000 BTU, 23.0 SEER rating, Fujitsu Halcyon Single-Room unit. One unit to be provided in each bedroom, and one unit provided in kitchen area. Outdoor condenser is a Fujitsu Halcyon Multi-Room variable-speed condenser rated for 35,200 BTU, 17.0 SEER rating. Outdoor condenser to be provided at rear of property -not on a roof- and mounted within 12'-0\" of grade. Provide a mechanical ventilation system minimum 50 CFM intermittent or 20 CFM continuous for each bathroom without an operable window. Vent directly to outside. Occurs at 3 bathrooms)."},{"number":"PP-2021-019675","date":"2021-11-11","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-07-22","scope":"Rough in and finish for the following fixtures: 1st floor: 1 bathtub, 1 toilet, 1 lavatory, 1 kitchen sink and 1 washer box 2nd floor: 2 bathtubs, 2 toilets and 2 lavatories"},{"number":"EP-2021-014671","date":"2021-12-09","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-07-22","scope":"Full Rewire per 2014 NEC Code 200 AMP Service"}],"storyTag":"Improved","storyDelta":-0.95,"timeline":[{"y":2020,"k":"viol","w":"2 L&I violations"},{"y":2020,"k":"insp","w":"L&I: 3 failed, 1 passed"},{"y":2021,"k":"viol","w":"L&I violation"},{"y":2021,"k":"sale","p":77500},{"y":2021,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"permit","w":"Addition and/or Alterations"},{"y":2021,"k":"permit","w":"Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"insp","w":"Inspection passed"},{"y":2025,"k":"viol","w":"L&I violation"},{"y":2025,"k":"insp","w":"Inspection failed ×2"}],"rented":false,"licenses":[{"number":"255988","type":"Rental","status":"Inactive","businessName":"HOWARD BERNSTEIN (INNERCITY REHABILITATORS INC)","legalName":"HOWARD BERNSTEIN","address":"629 E CLEMENTINE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2004-07-07","latestIssueDate":"2013-04-24","expirationDate":"2014-02-28","inactiveDate":"2013-12-24"},{"number":"678870","type":"Rental","status":"Inactive","businessName":"WORKFORCE HOMES 2 LP","legalName":"WORKFORCE HOMES 2 LP","address":"629 E CLEMENTINE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2015-09-29","latestIssueDate":"2020-11-11","expirationDate":"2021-09-30","inactiveDate":"2021-11-29"},{"number":"905177","type":"Rental","status":"Inactive","businessName":"Ollie Homes LLC","legalName":"Ollie Homes LLC","address":"629 E CLEMENTINE ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2022-09-06","latestIssueDate":"2023-11-15","expirationDate":"2024-09-05","inactiveDate":"2024-11-04"}],"licenseActivity":[{"number":"905177","type":"Rental","businessName":"Ollie Homes LLC","legalName":"Ollie Homes LLC","issuedDate":"2022-09-06","latestIssueDate":"2023-11-15","closureDate":"2024-11-04","expirationDate":"2024-09-05","inactiveDate":"2024-11-04","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"678870","type":"Rental","businessName":"WORKFORCE HOMES 2 LP","legalName":"WORKFORCE HOMES 2 LP","issuedDate":"2015-09-29","latestIssueDate":"2020-11-11","closureDate":"2021-11-29","expirationDate":"2021-09-30","inactiveDate":"2021-11-29","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"255988","type":"Rental","businessName":"HOWARD BERNSTEIN (INNERCITY REHABILITATORS INC)","legalName":"HOWARD BERNSTEIN","issuedDate":"2004-07-07","latestIssueDate":"2013-04-24","closureDate":"2013-12-24","expirationDate":"2014-02-28","inactiveDate":"2013-12-24","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"record-pressure","level":"watch","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["1 open L&I violation","failed L&I inspection activity in 2025"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 4 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2021","permit activity in 2021"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"violations","level":"attention","title":"1 open L&I violation","finding":"15 violation rows are retained in the City ledger.","why":"Open notices can accrue fees, block permits or license renewal, and move to court or collection. Standard initial notices generally have a 30-day appeal window; unsafe or imminently-dangerous notices have a much shorter window.","action":"Read the notice—not only the summary status—and confirm reinspection, fees, and appeal posture with L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"15 failed, 8 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was FAILED on Sep 24, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}