{"asOf":"2026-07-27T14:41:32.045Z","block":"400-499 PASSMORE ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-passmore-st","address":"431 PASSMORE ST","parcelNumber":"353056631","source":"https://property.phila.gov/?p=353056631","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"H36","buildingCodeNew":"32","buildingClass":"SEMI/DET 2 STY FRAME","buildingClassNew":"TWIN CONVENTIONAL","useLabel":"House","owner":"GUTIERREZ ANA NEYDA","coOwner":null,"marketValue":288800,"landAssessment":57760,"improvementAssessment":231040,"livableArea":1356,"yearBuilt":2014,"lastSale":{"price":1,"date":"2016-04-04T04:00:00Z"},"openViolations":0,"violations":[{"number":"1095896","date":"2008-09-16","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1095897","date":"2008-09-16","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1419117","date":"2009-08-08","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1419118","date":"2009-08-08","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1419119","date":"2009-08-08","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1886672","date":"2010-11-15","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1886671","date":"2010-11-15","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1993014","date":"2010-12-03","code":"14-1704/10","title":"NON-REGULATED LACKS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2167057","date":"2011-08-05","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2167056","date":"2011-08-05","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2734337","date":"2013-03-07","code":"A-104.1/1","title":"WORKMANLIKE- BUILDING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3417495","date":"2014-12-09","code":"A-901.13/2","title":"PENALTY- NO ELEC PERM INFO","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3417494","date":"2014-12-09","code":"A-501.1/3","title":"PERME- REQUIRED TO CORR VIOL","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3417493","date":"2014-12-09","code":"A-301.1/51","title":"PERME- INST/REPL/REPAIR WIRE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2751494","date":"2013-03-27","code":"A-104.1/4","title":"WORKMANLIKE- PLUMBING CODE","status":"ERROR","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"178693","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2008-09-16","completedDate":"2011-01-14","violations":[{"number":"1095896","date":"2008-09-16","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1095897","date":"2008-09-16","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"209838","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2009-08-08","completedDate":"2009-09-12","violations":[{"number":"1419117","date":"2009-08-08","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1419118","date":"2009-08-08","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1419119","date":"2009-08-08","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"258558","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2010-11-15","completedDate":"2010-12-06","violations":[{"number":"1886672","date":"2010-11-15","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1886671","date":"2010-11-15","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"260721","type":"STANDARD","priority":"STANDARD","responsibility":"BU","status":"CLOSED","createdDate":"2010-12-06","completedDate":"2011-09-29","violations":[{"number":"1993014","date":"2010-12-03","code":"14-1704/10","title":"NON-REGULATED LACKS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"290302","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2011-08-05","completedDate":"2011-09-13","violations":[{"number":"2167057","date":"2011-08-05","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2167056","date":"2011-08-05","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"371897","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DE","status":"CLOSED","createdDate":"2013-03-07","completedDate":null,"violations":[{"number":"2734337","date":"2013-03-07","code":"A-104.1/1","title":"WORKMANLIKE- BUILDING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"462951","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DE","status":"CLOSED","createdDate":"2014-12-10","completedDate":"2015-06-17","violations":[{"number":"3417495","date":"2014-12-09","code":"A-901.13/2","title":"PENALTY- NO ELEC PERM INFO","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3417494","date":"2014-12-09","code":"A-501.1/3","title":"PERME- REQUIRED TO CORR VIOL","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3417493","date":"2014-12-09","code":"A-301.1/51","title":"PERME- INST/REPL/REPAIR WIRE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"456172","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"2751494","date":"2013-03-27","code":"A-104.1/4","title":"WORKMANLIKE- PLUMBING CODE","status":"ERROR","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2008,"n":2,"worst":null},{"y":2009,"n":3,"worst":null},{"y":2010,"n":3,"worst":null},{"y":2011,"n":2,"worst":null},{"y":2013,"n":2,"worst":null},{"y":2014,"n":3,"worst":null}],"investigations":[{"caseNumber":"43007","date":"2005-07-29","type":"L_CLIP","status":"FAILED"},{"caseNumber":"43007","date":"2008-09-17","type":"L_CLIP","status":"PASSED"},{"caseNumber":"260721","date":"2010-12-03","type":"BC INSP","status":"FAILED"},{"caseNumber":"263051","date":"2010-12-31","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"260721","date":"2011-01-11","type":"BC INSP","status":"FAILED"},{"caseNumber":"260721","date":"2011-02-25","type":"BC INSP","status":"FAILED"},{"caseNumber":"260721","date":"2011-02-25","type":"BC INSP","status":"CLOSED"},{"caseNumber":"260721","date":"2011-09-28","type":"PRECOURT","status":"PASSED"},{"caseNumber":"371897","date":"2013-03-07","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"371897","date":"2013-04-09","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"462951","date":"2014-12-09","type":"EP_ELEC","status":"FAILED"},{"caseNumber":"462951","date":"2015-06-17","type":"EP_ELEC","status":"PASSED"}],"inspYears":[{"y":2005,"fails":1,"passes":0},{"y":2008,"fails":0,"passes":1},{"y":2010,"fails":1,"passes":0},{"y":2011,"fails":2,"passes":1},{"y":2013,"fails":1,"passes":1},{"y":2014,"fails":1,"passes":0},{"y":2015,"fails":0,"passes":1}],"taxOwed":12624.59,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":12624.59,"principalDue":6649.99,"penaltyDue":750.7,"interestDue":4299.96,"otherChargesDue":923.94,"yearsOwed":3,"oldestYearOwed":2015,"mostRecentYearOwed":2017,"mostRecentPaymentDate":"2022-02-02","assessmentYear":2022,"totalAssessment":187300,"taxableAssessment":187300,"exemptAbatementAssessment":0,"homesteadValue":0,"netTaxAfterHomestead":2621.83,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":true,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.051018143315225,"lng":-75.09497663024507,"geom":{"type":"Polygon","coordinates":[[[-75.094879116,40.051061923],[-75.095002231,40.050934473],[-75.095074329,40.050973297],[-75.094951187,40.051102233],[-75.094879116,40.051061923]]]},"liDistrict":"EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19111","beds":2,"baths":null,"stories":2,"lotArea":1421,"zoning":"RSA3","grade":"B-","basement":"A","heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":true,"mail":"210 BENNER ST, PHILADELPHIA PA, 19111","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR RELOCATION OF LOT LINES TO CREATE TWO LOTS FROM ONE LOT, FOR THE ERECTION OF TWO SEMI DETACHED STRUCTURES(MAXIMUM HEIGHT NTE 35 FEET)  WITH CELLAR, WITH A REAR DECK ON THE THIRD FLOOR, WITH OFF STREET PARKING FOR ONE AUTOMOBILE, ","status":"CLOSED","outcome":"Granted with conditions","date":"2011-11-15","number":"15790","relatedPermit":"354607"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":334400,"taxable":334400,"land":45500,"improvement":288900,"taxableLand":45500,"taxableImprovement":288900,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":334400,"taxable":334400,"land":90288,"improvement":244112,"taxableLand":90288,"taxableImprovement":244112,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":179700,"taxable":179700,"land":48995,"improvement":130705,"taxableLand":48995,"taxableImprovement":130705,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":187300,"taxable":187300,"land":51067,"improvement":136233,"taxableLand":51067,"taxableImprovement":136233,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":187300,"taxable":187300,"land":51067,"improvement":136233,"taxableLand":51067,"taxableImprovement":136233,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":187300,"taxable":142300,"land":51067,"improvement":136233,"taxableLand":51067,"taxableImprovement":91233,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":280600,"taxable":200600,"land":56120,"improvement":224480,"taxableLand":56120,"taxableImprovement":144480,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":280600,"taxable":200600,"land":56120,"improvement":224480,"taxableLand":56120,"taxableImprovement":144480,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":280600,"taxable":180600,"land":56100,"improvement":224500,"taxableLand":56100,"taxableImprovement":124500,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":280600,"taxable":180600,"land":56100,"improvement":224500,"taxableLand":56100,"taxableImprovement":124500,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":288800,"taxable":188800,"land":57760,"improvement":231040,"taxableLand":57760,"taxableImprovement":131040,"exemptLand":0,"exemptImprovement":100000}],"taxNow":2528,"familyHeld":true,"lastTransferNominal":true,"permits":[{"number":"354607","date":"2011-12-02","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2011-12-02","scope":"RELOCATION OF LOT LINES FROM 1 LOT TO CREATE 2 LOTS"},{"number":"387238","date":"2012-02-08","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2012-02-08","scope":"RELOCATION OF LOT LINES FROM 1 LOT TO CREATE 2 LOTS"},{"number":"418035","date":"2012-08-02","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2015-06-19","scope":"FOR THE ERECTION OF A 3 STORY SEMI-DETACHED STRUCTURE, WITH CELLAR, ROOF DECK ON THIRD FLOOR AND OFF STREET PARKING FOR ONE AUTOMOBILE FOR USE AS A SFD."},{"number":"454382","date":"2013-02-22","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2013-02-22","scope":"REDUCE NUMBER OF STORIES FROM (3) TO (2) FOR SFD, NO CHANGE IN FOOTPRINT."},{"number":"455501","date":"2013-02-25","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"ABANDONED","completedDate":null,"scope":"ALL NEW ELECTRIC WIRING/INSTALLATION AND NEW 200AMP SERVICE PER 2008 NEC (SFD)"},{"number":"456172","date":"2013-02-28","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2014-10-17","scope":"INSTALLING 3 TOILETS 2 TUB 3 LAVS 1 KITCHEN 1 WASHER 1 WATER HEATER"},{"number":"490164","date":"2013-08-20","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2013-08-29","scope":"INSTALL A NEW 5\" LATERAL,CURB TRAP,FRESH AIR INLET AND 3/4 WATER SERVICE PA20132311775 (SFD)"},{"number":"454385","date":"2013-10-29","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2015-06-19","scope":"AMEND PERMIT AP #418305, REDUCE NUMBER OF STORIES FROM (3) TO (2) FOR SFD, NO CHANGE IN FOOTPRINT, NEW CERTIFICATE OF OCCUPANCY INCLUDED WITH THIS PERMIT."},{"number":"517022","date":"2014-01-29","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2014-10-17","scope":"INSTALLATION OF (1) HEAT PUMP INCLUDING DUCTWORK (SFD)"},{"number":"579777","date":"2014-12-15","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2015-10-27","scope":"COMPLETE NEW WIRING AND 200AMP SERVICE,LOW VOLTAGE WIRING,RG6 AND CAT5E LESS THAN 300 PER 2008 NEC (SFD)"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2013,"k":"permit","w":"Zoning"},{"y":2013,"k":"permit","w":"Electrical"},{"y":2013,"k":"permit","w":"Plumbing"},{"y":2013,"k":"viol","w":"2 L&I violations"},{"y":2013,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2013,"k":"permit","w":"Plumbing"},{"y":2013,"k":"permit","w":"Administrative"},{"y":2014,"k":"permit","w":"Mechanical"},{"y":2014,"k":"viol","w":"3 L&I violations"},{"y":2014,"k":"insp","w":"Inspection failed"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2015,"k":"insp","w":"Inspection passed"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #387238: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 455501 (ABANDONED).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$12,624.59 was recorded in the City’s 2022-06 delinquency snapshot for 2015–2017.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 4 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jun 17, 2015.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 15 historical violations across 8 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}