{"asOf":"2026-07-25T22:38:16.061Z","block":"2600-2699 REED ST","blockUrl":"https://philadelphia.blockreport.homes/block/2600-2699-reed-st","address":"2643 REED ST","parcelNumber":"361113105","source":"https://property.phila.gov/?p=361113105","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"25","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"LO TSZ YAN","coOwner":null,"marketValue":250000,"landAssessment":50000,"improvementAssessment":200000,"livableArea":1152,"yearBuilt":2021,"lastSale":{"price":250000,"date":"2021-02-22T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.935775856968704,"lng":-75.18878865539136,"geom":{"type":"Polygon","coordinates":[[[-75.188742775,39.935859885],[-75.188781592,39.935683934],[-75.188833829,39.935690775],[-75.188796875,39.935866816],[-75.188742775,39.935859885]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19146","beds":3,"baths":1,"stories":2,"lotArea":970,"zoning":"RSA5","grade":null,"basement":"1","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"2643 REED ST, PHILADELPHIA PA, 19146","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":11100,"taxable":0,"land":11100,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":11100,"exemptImprovement":0},{"y":2017,"v":24000,"taxable":0,"land":24000,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":24000,"exemptImprovement":0},{"y":2018,"v":24000,"taxable":0,"land":24000,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":24000,"exemptImprovement":0},{"y":2019,"v":24000,"taxable":0,"land":24000,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":24000,"exemptImprovement":0},{"y":2020,"v":24000,"taxable":12000,"land":24000,"improvement":0,"taxableLand":12000,"taxableImprovement":0,"exemptLand":12000,"exemptImprovement":0},{"y":2021,"v":24000,"taxable":24000,"land":24000,"improvement":0,"taxableLand":24000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":24000,"taxable":24000,"land":24000,"improvement":0,"taxableLand":24000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":250000,"taxable":50000,"land":50000,"improvement":200000,"taxableLand":50000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":200000},{"y":2024,"v":250000,"taxable":50000,"land":50000,"improvement":200000,"taxableLand":50000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":200000},{"y":2025,"v":339000,"taxable":67800,"land":67800,"improvement":271200,"taxableLand":67800,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":271200},{"y":2026,"v":339000,"taxable":67800,"land":67800,"improvement":271200,"taxableLand":67800,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":271200},{"y":2027,"v":250000,"taxable":50000,"land":50000,"improvement":200000,"taxableLand":50000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":200000}],"taxNow":949,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2020-001462","date":"2020-05-19","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2021-01-14","scope":"For the erection of a two story attached structure, slab on grade. Size and location per plans For the Use as Single Family Household Living. See Application # 1050189 for the approved plans."},{"number":"1050833","date":"2020-05-26","work":"New Construction","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2021-01-14","scope":"FOR THE CONSTRUCTION OF AN ATTACHED STRUCTURE. FOR A SINGLE FAMILY HOUSEHOLD LIVING. AS PER PLANS. ************************************NO UNDERPINNING ON THIS APPLICATION. SEPARATE PERMITS ARE REQUIRED FOR PLUMBING, MECH. OR ELECTRICAL WORK.***************************************************************************************************"},{"number":"EP-2020-003366","date":"2020-06-18","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2020-12-03","scope":"Install 200a 120/240v 1ph main service. Install 40 circuit main breaker panel. Install all wiring throughout SFD. Install cable tv wiring as per 2014 NEC."},{"number":"FP-2020-001244","date":"2020-08-20","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2021-01-14","scope":"FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 2013, STANDARD 13D TO INCLUDE A 1-INCH DIAMETER COMBINED SERVICE LINE."},{"number":"MP-2020-003287","date":"2020-08-26","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-01-14","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Install One 1.5 Ton 18,000 BTU Heat pump system with 600 CFM Air handler located on the ground level, with the condenser located on a pad at the rear of the building. (SFD)"},{"number":"PP-2020-007799","date":"2020-09-16","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-01-14","scope":"Install 2 water closets, 2 lavs, 1 tub, 1 kit sink, 1 washer box, 1 hot water tank. 5\" curb trap, 4\" vent, 4\" house drain, 1\" water service. PPC 2018"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2020,"k":"permit","w":"New construction, addition, GFA change"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"land","p":900},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"New Construction or Additions"},{"y":2021,"k":"sale","p":250000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 942% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $24,000 to $250,000","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}