{"asOf":"2026-07-25T04:51:02.397Z","block":"2100-2199 CROSS ST","blockUrl":"https://philadelphia.blockreport.homes/block/2100-2199-cross-st","address":"2137 CROSS ST","parcelNumber":"363056700","source":"https://property.phila.gov/?p=363056700","ownerType":"absentee","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"25","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"CHANDNA TAMANNA","coOwner":"GUPTA NIKHIL","marketValue":423000,"landAssessment":84600,"improvementAssessment":338400,"livableArea":1344,"yearBuilt":2019,"lastSale":{"price":445000,"date":"2021-06-29T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.93263264068506,"lng":-75.18071387178959,"geom":{"type":"Polygon","coordinates":[[[-75.180675028,39.932695966],[-75.180703433,39.932563292],[-75.180752984,39.932569673],[-75.180723914,39.932702236],[-75.180675028,39.932695966]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19146","beds":4,"baths":null,"stories":3,"lotArea":658,"zoning":"RSA5","grade":null,"basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"101 SHILLINS AVE, MALVERN PA, 19355","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":6700,"taxable":6700,"land":6700,"improvement":0,"taxableLand":6700,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":25000,"taxable":25000,"land":25000,"improvement":0,"taxableLand":25000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":25000,"taxable":25000,"land":25000,"improvement":0,"taxableLand":25000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":25000,"taxable":25000,"land":25000,"improvement":0,"taxableLand":25000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":25000,"taxable":25000,"land":25000,"improvement":0,"taxableLand":25000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":360000,"taxable":72000,"land":72000,"improvement":288000,"taxableLand":72000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":288000},{"y":2022,"v":360000,"taxable":72000,"land":72000,"improvement":288000,"taxableLand":72000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":288000},{"y":2023,"v":420700,"taxable":84140,"land":84140,"improvement":336560,"taxableLand":84140,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":336560},{"y":2024,"v":420700,"taxable":84140,"land":84140,"improvement":336560,"taxableLand":84140,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":336560},{"y":2025,"v":443700,"taxable":88740,"land":88740,"improvement":354960,"taxableLand":88740,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":354960},{"y":2026,"v":443700,"taxable":88740,"land":88740,"improvement":354960,"taxableLand":88740,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":354960},{"y":2027,"v":423000,"taxable":84600,"land":84600,"improvement":338400,"taxableLand":84600,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":338400}],"taxNow":1242,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"841943","date":"2018-03-14","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2018-03-14","scope":"NEW CONSTRUCTION OF 3-STORY SINGLE FAMILY DWELLING WITH ROOF DECK."},{"number":"841919","date":"2018-03-14","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2018-11-20","scope":"FOR THE ERECTION OF A THREE (3) STORY ATTACHED STRUCTURE OF TYPE VB CONSTRUCTION WITH A CELLAR AND A ROOF DECK WITH A ROOF ACCESS STRUCTURE AS PER PLANS. FOR A NEW SINGLE FAMILY DWELLING. SEPARATE PERMITS REQUIRED FOR ALL MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION WORK."},{"number":"863295","date":"2018-04-27","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2018-11-20","scope":"INSTALLATION OF AN FIRE SUPPRESSION SYSTEM THROUGHOUT NEW THREE (3) STORY TOWNHOUSE IN ACCORDANCE WITH NFPA 13D TO INCLUDE NEW 1-INCH COMBINED LINE AS PER APPROVED PLANS."},{"number":"883914","date":"2018-06-07","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-11-02","scope":"CT, HD FAI, 1\"WS SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION.& FIXTURES 3 WC,& 3 LAV,1 TUB,2 SH,1 KS,1 WASHER, 1-GD,HWH,STACK, THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"892144","date":"2018-07-09","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-08-08","scope":"125AMP SERVICE 50 LIGHT 50 OUTLETS 7 SMOKE 30AMP AC 25 LIGHT SMOKE SERVER PUMP OUTLET 6 TV AND INTERNET LINE FURNACE LINE SUMP PUMP OUTLET AS PER 2008 NEC."},{"number":"898660","date":"2018-08-07","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-11-02","scope":"INSTALL 75,000 BTU 90% EFF GAS FURNACE 3 TON CONDENSER 12 SUPPLY REGISTERS WITH DUCTWORK"}],"storyTag":"New construction","storyDelta":0.17,"timeline":[{"y":2015,"k":"land","p":20000},{"y":2018,"k":"permit","w":"Zoning/use"},{"y":2018,"k":"permit","w":"New construction"},{"y":2018,"k":"permit","w":"Suppression"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2019,"k":"sale","p":379990},{"y":2021,"k":"sale","p":445000}],"rented":true,"licenses":[{"number":"840525","type":"Rental","status":"Inactive","businessName":"Ignacio Delgado","legalName":"Ignacio Delgado","address":"2137 CROSS ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2020-03-26","latestIssueDate":"2021-02-19","expirationDate":"2022-03-25","inactiveDate":"2022-05-23"},{"number":"874394","type":"Rental","status":"Active","businessName":"Nikhil Gupta","legalName":"Nikhil Gupta ","address":"2137 CROSS ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2021-08-02","latestIssueDate":"2026-06-23","expirationDate":"2027-08-01","inactiveDate":null}],"licenseActivity":[{"number":"874394","type":"Rental","businessName":"Nikhil Gupta","legalName":"Nikhil Gupta ","issuedDate":"2021-08-02","latestIssueDate":"2026-06-23","closureDate":null,"expirationDate":"2027-08-01","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"840525","type":"Rental","businessName":"Ignacio Delgado","legalName":"Ignacio Delgado","issuedDate":"2020-03-26","latestIssueDate":"2021-02-19","closureDate":"2022-05-23","expirationDate":"2022-03-25","inactiveDate":"2022-05-23","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 1340% in 2021, but no matching permit appears in the property timeline.","evidence":["assessment moved from $25,000 to $360,000","no permit shown in 2020-2022"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #841943: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (101 SHILLINS AVE, MALVERN PA, 19355).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}