{"asOf":"2026-07-24T17:22:54.737Z","block":"1900-1999 FERNON ST","blockUrl":"https://philadelphia.blockreport.homes/block/1900-1999-fernon-st","address":"1911 FERNON ST","parcelNumber":"363077600","source":"https://property.phila.gov/?p=363077600","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"KOSZAREK STEPHANIE","coOwner":"LAVENTURE ANDERSON","marketValue":315900,"landAssessment":63180,"improvementAssessment":252720,"livableArea":1114,"yearBuilt":1925,"lastSale":{"price":285000,"date":"2023-01-09T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.931243603551785,"lng":-75.17679472720978,"geom":{"type":"Polygon","coordinates":[[[-75.176805906,39.931309415],[-75.176754848,39.931308543],[-75.176785356,39.931171935],[-75.176834306,39.931178127],[-75.176805906,39.931309415]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19145","beds":3,"baths":1,"stories":2,"lotArea":700,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":true,"mail":"1911 FERNON ST, PHILADELPHIA PA, 19145","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":86800,"taxable":86800,"land":8050,"improvement":78750,"taxableLand":8050,"taxableImprovement":78750,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":86800,"taxable":86800,"land":15971,"improvement":70829,"taxableLand":15971,"taxableImprovement":70829,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":86800,"taxable":86800,"land":15971,"improvement":70829,"taxableLand":15971,"taxableImprovement":70829,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":107200,"taxable":107200,"land":19700,"improvement":87500,"taxableLand":19700,"taxableImprovement":87500,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":115300,"taxable":115300,"land":21189,"improvement":94111,"taxableLand":21189,"taxableImprovement":94111,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":115300,"taxable":115300,"land":21189,"improvement":94111,"taxableLand":21189,"taxableImprovement":94111,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":115300,"taxable":115300,"land":21189,"improvement":94111,"taxableLand":21189,"taxableImprovement":94111,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":175700,"taxable":175700,"land":35140,"improvement":140560,"taxableLand":35140,"taxableImprovement":140560,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":175700,"taxable":175700,"land":35140,"improvement":140560,"taxableLand":35140,"taxableImprovement":140560,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":334400,"taxable":234400,"land":66880,"improvement":267520,"taxableLand":66880,"taxableImprovement":167520,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":334400,"taxable":234400,"land":66880,"improvement":267520,"taxableLand":66880,"taxableImprovement":167520,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":315900,"taxable":215900,"land":63180,"improvement":252720,"taxableLand":63180,"taxableImprovement":152720,"exemptLand":0,"exemptImprovement":100000}],"taxNow":3281,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"GM-2022-002692","date":"2022-04-13","work":"Wall Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2023-03-08","scope":"EZ EXTERIOR WALL COVERINGS (Stucco) - For the Applications of Exterior Wall Coverings as per attached standards. Deviations from these standards require submission of construction and site plans. Separate Streets Department permit required for sidewalk and street closure."},{"number":"RP-2022-003807","date":"2022-04-21","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-10-21","scope":"EZ PERMIT STANDARDS ALTERATIONS For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS, UNDERPINNING AND EXCAVATIONS (I.E. DIGGING IN BASEMENT). ANY WORK/ALTERATIONS TO THE BASEMENT/CELLAR IS EXPRESSLY PROHIBITED UNLESS DOCUMENTED AS AN EXISTING HABITABLE SPACE WITH HEIGHTS AND MEANS OF EGRESS PER CONDITIONS OF THE EZ STANDARD. Separate permits required for Mechanical, Electric and Plumbing, ETC. Interior alterations per E-Z Standard to include new GWB applied to walls and ceilings, new windows, front & rear entry doors, new interior doors and trim, new floor finishes, install smoke alarms and CO detectors as required for single household dwelling unit. See permit GM-2022-002692 for stuccoing rear areaway and rear wall. Separate applications to be filed for electrical, plumbing, and HVAC permits. Above work per Engineer's sealed inspection/SOW letter attached."},{"number":"PP-2022-007409","date":"2022-05-11","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-10-21","scope":"INSTALLATION OF SANITARY WASTE AND DOMESTIC HOT AND COLD WATER LINES TO 1 WATER CLOSET, 3 LAVATORY SINK, 1 BATHTUB, 1 LAUNDRY BOX, 1 KITCHEN SINK, AND 1 HOT WATER HEATER THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2018"},{"number":"MP-2022-002890","date":"2022-05-24","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-10-21","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Installing 2 Ton (14seer) Air Handler, 2 Ton (14seer) Heat Pump, & ductwork. condenser located in the back of the house."},{"number":"EP-2022-005679","date":"2022-06-03","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-10-18","scope":"upgrade service complete 200amp service rerwire thru out as per nec 2014 smokes and CO 20 recess light"},{"number":"EP-2023-006606","date":"2023-07-18","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-09-27","scope":"ED.single pole switch .0.28 x1 Square D Complete Home Surge Protective device x1 ED.Q220 amp Rebuild x1 ED.Pana 80/110CFM 6\" RP /bathroom exhaust fan x1 Recessed lighting correction and installation x32 ED.200 amp Grounding System x1 Refit/reinstall outlets x27 Refit/reinstall outlets x 15 ED.Q115CAF breaker Rebuild x3 ED.Q250amp breaker Rebuild x2 FISH ONLY PER 2017"}],"storyTag":"Renovated & sold on","storyDelta":1.02,"timeline":[{"y":2022,"k":"sale","p":141000},{"y":2022,"k":"permit","w":"Wall Covering Replacement"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"sale","p":285000},{"y":2023,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[{"number":"257902","type":"Rental","status":"Inactive","businessName":"WILLIAM & MARIE HIGHTOWER","legalName":"WILLIAM & MARIE HIGHTOWER","address":"1911 FERNON ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2004-07-06","latestIssueDate":"2017-05-28","expirationDate":"2018-02-28","inactiveDate":"2018-04-29"}],"licenseActivity":[{"number":"257902","type":"Rental","businessName":"WILLIAM & MARIE HIGHTOWER","legalName":"WILLIAM & MARIE HIGHTOWER","issuedDate":"2004-07-06","latestIssueDate":"2017-05-28","closureDate":"2018-04-29","expirationDate":"2018-02-28","inactiveDate":"2018-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2023","permit activity in 2023"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 90% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $175,700 to $334,400","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: GM-2022-002692 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}