{"asOf":"2026-07-27T20:48:41.805Z","block":"1400-1499 S 20TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/1400-1499-s-20th-st","address":"1432 S 20TH ST","parcelNumber":"363237300","source":"https://property.phila.gov/?p=363237300","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"25","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"KAUR BALJOT","coOwner":null,"marketValue":547200,"landAssessment":109440,"improvementAssessment":437760,"livableArea":2088,"yearBuilt":2020,"lastSale":{"price":485000,"date":"2019-07-15T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.93322621469606,"lng":-75.17779077879999,"geom":{"type":"Polygon","coordinates":[[[-75.177671357,39.93323393],[-75.177681942,39.933189935],[-75.177909165,39.933218454],[-75.177901259,39.933262444],[-75.177671357,39.93323393]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19146","beds":3,"baths":2,"stories":3,"lotArea":1040,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"1432 S 20TH ST, PHILADELPHIA PA, 19146","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":78400,"taxable":48400,"land":10608,"improvement":67792,"taxableLand":10608,"taxableImprovement":37792,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":78400,"taxable":48400,"land":16621,"improvement":61779,"taxableLand":16621,"taxableImprovement":31779,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":78400,"taxable":78400,"land":16621,"improvement":61779,"taxableLand":16621,"taxableImprovement":61779,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":115600,"taxable":115600,"land":24507,"improvement":91093,"taxableLand":24507,"taxableImprovement":91093,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":460000,"taxable":92000,"land":92000,"improvement":368000,"taxableLand":92000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":368000},{"y":2021,"v":460000,"taxable":92000,"land":92000,"improvement":368000,"taxableLand":92000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":368000},{"y":2022,"v":460000,"taxable":92000,"land":92000,"improvement":368000,"taxableLand":92000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":368000},{"y":2023,"v":494900,"taxable":98980,"land":98980,"improvement":395920,"taxableLand":98980,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":395920},{"y":2024,"v":494900,"taxable":98980,"land":98980,"improvement":395920,"taxableLand":98980,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":395920},{"y":2025,"v":504500,"taxable":100900,"land":100900,"improvement":403600,"taxableLand":100900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":403600},{"y":2026,"v":504500,"taxable":100900,"land":100900,"improvement":403600,"taxableLand":100900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":403600},{"y":2027,"v":547200,"taxable":109440,"land":109440,"improvement":437760,"taxableLand":109440,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":437760}],"taxNow":1412,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"741515","date":"2016-12-06","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-02-24","scope":"SEALING 5\" LATERAL-PA1#20163410389-\"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"735993","date":"2017-01-11","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-01-11","scope":"FOR COMPLETE DEMOLITION OF EXIST. ATTACHED BUILDING & FOR THE ERECTION FOR AN ATTACHED BUILDING W. ACCESSORY USE ROOF DECK & ROOF DECK ACCESS STRUCTURE; SIZE & LOCATION AS SHOWN IN APPLLICATION W. NO ROOF DECK ACTIVITY PERMITTED AT FRONT 3RD FLOOR SETBACK AREA. FOR USE AS HOUSEHOLD LIVING FOR A SINGLE-FAMILY."},{"number":"743080","date":"2017-01-17","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-01-17","scope":"FOR THE COMPLETE DEMOLITION OF AN EXISTING ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN PLANS. FOR USE AS A VACANT LOT."},{"number":"743083","date":"2017-01-17","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2017-05-03","scope":"FOR THE COMPLETE DEMOLITION OF A TWO-STORY ATTACHED STRUCTURE AS PER SITE SAFETY & DEMOLITION PLAN. A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 6'-0\" OF BUILDING FACADE IN ACCORDANCE WITH SECTION 3306 OF THE IBC. SEPARATE BUILDING AND/OR STREETS DEPARTMENT PERMITS ARE REQUIRED."},{"number":"768198","date":"2017-04-13","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2018-06-26","scope":"FOR THE ERECTION OF THREE (3) STORY STRUCTURE WITH ROOF DECK AND ROOF DECK ACCESS STRUCTURE; FOR USE AS A SINGLY FAMILY DWELLING. THIS PERMIT TO CONTAIN UNDERPINNING; INSPECTION TO BE DONE CONTINUOUSLY. FOUNDATION SHALL BE DESIGNED IN ACCORDANCE WITH THE FOUNDATION PLAN AND GEOTECHNICAL REPORT. SEPARATE PERMIT REQUIRED FOR ANY MEP WORK AND STREET CLOSURE PERMITS."},{"number":"782894","date":"2017-06-02","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2018-06-19","scope":"THE INSTALLATION OF A ONE (1) INCH COMBINED SERVICE LINE FOR A FIRE & DOMESTIC SUPPLY LINE FOR A SINGLE FAMILY DWELLING. MULTIPURPOSE RESIDENTIAL FIRE SPRINKLER SYSTEM DESIGNED IN ACCORDANCE WITH NFPA 13D."},{"number":"789914","date":"2017-06-07","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-06-10","scope":"5\" LATERAL,5\" CURB TRAP,4\" HOUSE DRAIN AND 1\" WATER SERVICE PA20171581229 (SFD)- \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"800181","date":"2017-07-17","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-06-19","scope":"INSTALL 3 WATER CLOSETS, 4 LAVY SINKS, 1 TUB, 1 STALL SHOWER, 1 KITCHEN SINK, 1 PANTRY SINK, DISPOSAL, DISHWASHER AND WASHER DRAIN - THE INSTALLATION WILL COMPLY WITH THE 2004 PHILADELPHIA PLUMBING CODE"},{"number":"801913","date":"2017-07-21","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-06-19","scope":"NEW WIRING AND NEW 200AMP SERVICE AND ALL NECESSARY BONDING AND GROUNDING PER 2008 NEC (SFD)"},{"number":"804864","date":"2017-08-02","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-06-26","scope":"INSTALL 100,000 BTU 95% GAS FURNACE ON 2ND FLOOR WITH AIR AND RELATED DUCT WORK"}],"storyTag":"Torn down & rebuilt","storyDelta":null,"timeline":[{"y":2016,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Zoning/use"},{"y":2017,"k":"permit","w":"Zoning/use"},{"y":2017,"k":"permit","w":"Demolition"},{"y":2017,"k":"permit","w":"New construction"},{"y":2017,"k":"demo"},{"y":2017,"k":"permit","w":"Suppression"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Electrical"},{"y":2017,"k":"permit","w":"Mechanical"},{"y":2019,"k":"land","p":485000}],"rented":true,"licenses":[{"number":"906618","type":"Rental","status":"Active","businessName":"Baljot Kaur","legalName":"Baljot Kaur","address":"1432 S 20TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2022-09-21","latestIssueDate":"2025-08-15","expirationDate":"2026-09-20","inactiveDate":null}],"licenseActivity":[{"number":"906618","type":"Rental","businessName":"Baljot Kaur","legalName":"Baljot Kaur","issuedDate":"2022-09-21","latestIssueDate":"2025-08-15","closureDate":null,"expirationDate":"2026-09-20","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 298% in 2020, but no matching permit appears in the property timeline.","evidence":["assessment moved from $115,600 to $460,000","no permit shown in 2019-2021"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #735993: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}