{"asOf":"2026-07-26T03:33:14.460Z","block":"1400-1499 S BROAD ST","blockUrl":"https://philadelphia.blockreport.homes/block/1400-1499-s-broad-st","address":"1440 S BROAD ST","parcelNumber":"365006500","source":"https://property.phila.gov/?p=365006500","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"22","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"ZUTTER PETER","coOwner":"MURPHY THOMAS LEE","marketValue":470200,"landAssessment":94040,"improvementAssessment":376160,"livableArea":2865,"yearBuilt":1925,"lastSale":{"price":1,"date":"1970-11-20T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.93194915763637,"lng":-75.16844443404136,"geom":{"type":"Polygon","coordinates":[[[-75.168271886,39.93194973],[-75.168281665,39.931903396],[-75.168617059,39.931948796],[-75.16860817,39.931994811],[-75.168271886,39.93194973]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19146","beds":null,"baths":null,"stories":3,"lotArea":1733,"zoning":"RSA5","grade":"B","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"1440 S BROAD ST, PHILADELPHIA PA, 19146","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":153400,"taxable":123400,"land":37779,"improvement":115621,"taxableLand":37779,"taxableImprovement":85621,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":153400,"taxable":123400,"land":29913,"improvement":123487,"taxableLand":29913,"taxableImprovement":93487,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":153400,"taxable":123400,"land":29913,"improvement":123487,"taxableLand":29913,"taxableImprovement":93487,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":222500,"taxable":182500,"land":43300,"improvement":179200,"taxableLand":43300,"taxableImprovement":139200,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":239400,"taxable":194400,"land":46589,"improvement":192811,"taxableLand":46589,"taxableImprovement":147811,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":239400,"taxable":194400,"land":46589,"improvement":192811,"taxableLand":46589,"taxableImprovement":147811,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":239400,"taxable":194400,"land":46589,"improvement":192811,"taxableLand":46589,"taxableImprovement":147811,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":394900,"taxable":268450,"land":78980,"improvement":315920,"taxableLand":78980,"taxableImprovement":189470,"exemptLand":0,"exemptImprovement":126450},{"y":2024,"v":394900,"taxable":268450,"land":78980,"improvement":315920,"taxableLand":78980,"taxableImprovement":189470,"exemptLand":0,"exemptImprovement":126450},{"y":2025,"v":380900,"taxable":268450,"land":76180,"improvement":304720,"taxableLand":76180,"taxableImprovement":192270,"exemptLand":0,"exemptImprovement":112450},{"y":2026,"v":380900,"taxable":280900,"land":76180,"improvement":304720,"taxableLand":76180,"taxableImprovement":204720,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":470200,"taxable":370200,"land":94040,"improvement":376160,"taxableLand":94040,"taxableImprovement":276160,"exemptLand":0,"exemptImprovement":100000}],"taxNow":3932,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"81321","date":"2007-06-07","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2008-12-18","scope":"REPLACE STORM DRAINAGE"},{"number":"ZP-2025-009237","date":"2025-09-29","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE ERECTION OF AN ADDITION AT THE REAR, AND ENTERIOR ELEVATOR TO AN EXISTING ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN PLAN."},{"number":"RP-2025-008242","date":"2025-10-27","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":null,"scope":"FOR THE INTERIOR RENOVATION AND FOR THE ERECTION OF AN ADDITION AT THE REAR, AND INTERIOR ELEVATOR TO AN EXISTING SINGLE FAMILY ATTACHED STRUCTURE. DETAILS AS SHOWN IN PLAN. ELEVATOR INSTALLATIOSN SHALL BE AS PER MANUFACTURES INSTRUCTIONS. Permti amended on 7/14/26: steel beam on the north side and replace with LVL beams pinned to the shared wall. This allowed the floor level to be changed to better meet the existing floor, remove the steel beam (cost), and to better close the gap between the new construction and the neighboring deck."},{"number":"EP-2026-005655","date":"2026-06-25","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"Install 3 switches and 2 lights and 1 ceiling fan and 1 exhaust fan in new addition greenhouse and install outlet and power for mini split and install dedicated outlet for elevator"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2007,"k":"permit","w":"Plumbing"},{"y":2025,"k":"permit","w":"New construction, addition, GFA change"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2026,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["3 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 65% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $239,400 to $394,900","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: RP-2025-008242 (Issued), EP-2026-005655 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}